Seller's Agent in 2022
Henry Torn
ListWithFreedom.com
(847) 254-8894
1 in this area
466 Total Sales
637 Prospect St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $304,000 - $481,000
4
Beds
2
Baths
3,498
Sq Ft
$111/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Patio
- Bathroom on Main Level
- 2 Car Detached Garage
- Laundry Room
- 2-minute walk to St Francis Park
About This Home
As of April 2022Have you always dreamed of living in a piece of history? This lovingly restored 3 story Victorian stunner built in 1892 is ready for a new chapter! Professionally landscaped and sitting on a double lot just outside the Historic District, this gem includes a garden shed, gazebo, hot tub, and fenced yard. The grand front enclosed sitting porch leads into the large foyer, dining and living room with gas fireplace, 9ft ceilings, stained glass and carved oak staircase. Large kitchen boasts ample cabinetry, Bosch dishwasher, walk-in pantry and a full bath featuring a claw foot tub and built in curio. The double staircases lead to the 2nd level that incorporates 4 large bedrooms and a full elegant bath with built ins. The Master bedroom includes an alcove and window seat with storage. Venture up the turret staircase to the 3rd floor great room to view movies on your 75" tv and leather sectional! The large open basement provides ample storage with laundry and outside access. This home has been featured on 2 historical housewalks and is known for it's elaborate Christmas display every year! Additional amenities within walking distance include beautiful park with soccer, tennis, basketball, playground and grade school. Situated blocks from bike trails, library, recreational center, river, shopping and Casino, with easy access to I-90 and Metra. The homeowners have made wonderful memories in this home over 30 years...THIS IS A MUST SEE HOME!!!!
Last Agent to Sell the Property
ListWithFreedom.com License #471018202 Listed on: 02/08/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,820
Year Built
- Built in 1892
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 119x103x115x109
Parking
- 2 Car Detached Garage
- Garage Door Opener
- Parking Space is Owned
Home Design
- Concrete Perimeter Foundation
Interior Spaces
- 3,498 Sq Ft Home
- 3-Story Property
- Ceiling height of 9 feet or more
- Gas Log Fireplace
- Drapes & Rods
- Family Room
- Living Room with Fireplace
- Dining Room
- Wood Flooring
- Finished Basement
- Walk-Out Basement
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
Outdoor Features
- Patio
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 8, 2022
Closed on
Apr 7, 2022
Sold by
Michaels Timothy J and Michaels Pamela J
Bought by
Spencer Mitchell S
Seller's Agent
Henry Torn
ListWithFreedom.com
Buyer's Agent
Nicole Hajdu
Baird & Warner
Sold Price
$385,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,614
Avg. Annual Appreciation
0.25%
Original Mortgage
$355,000
Outstanding Balance
$333,459
Interest Rate
4.25%
Mortgage Type
New Conventional
Estimated Equity
$55,155
Purchase Details
Closed on
Sep 4, 1998
Sold by
Michaels Timothy J
Bought by
Michaels Timothy J and Michaels Pamela J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.98%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Spencer Mitchell S | $385,000 | Fidelity National Title | |
| Michaels Timothy J | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Spencer Mitchell S | $355,000 | |
| Previous Owner | Michaels Timothy J | $150,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/07/2022 04/07/22 | Sold | $385,000 | 0.0% | $110 / Sq Ft |
| 03/03/2022 03/03/22 | For Sale | -- | -- | -- |
| 02/14/2022 02/14/22 | Pending | -- | -- | -- |
| 02/08/2022 02/08/22 | For Sale | $385,000 | -- | $110 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,144 | $97,272 | $21,685 | $75,587 |
| 2023 | $6,809 | $87,878 | $19,591 | $68,287 |
| 2022 | $6,428 | $80,130 | $17,864 | $62,266 |
| 2021 | $6,148 | $74,916 | $16,702 | $58,214 |
| 2020 | $5,734 | $68,873 | $15,945 | $52,928 |
| 2019 | $5,567 | $65,606 | $15,189 | $50,417 |
| 2018 | $4,745 | $53,991 | $14,309 | $39,682 |
| 2017 | $4,633 | $51,041 | $13,527 | $37,514 |
| 2016 | $4,410 | $47,352 | $12,549 | $34,803 |
| 2015 | -- | $43,402 | $11,502 | $31,900 |
| 2014 | -- | $42,866 | $11,360 | $31,506 |
| 2013 | -- | $49,703 | $11,660 | $38,043 |
Source: Public Records
Agents Affiliated with this Home
-
Henry Torn
-
Nicole Hajdu
Buyer's Agent in 2022
Nicole Hajdu
Baird & Warner
(773) 727-2199
1 in this area
368 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11320020
APN: 06-12-306-002
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