NOT LISTED FOR SALE

638 Charolotte Ln Unit 2 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $387,657 - $399,000

4 Beds
3 Baths
2,132 Sq Ft
$186/Sq Ft Est. Value

Last Sold December 10, 2019

Last sale price $241,000 $113 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $2,863/month

7 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Corner Lot
  • Oswego High School Rated A-
  • Bonus Room
  • Walk-In Pantry

About This Home

As of December 2019

You wont believe your eyes! Your search for the PERFECT home at an AMAZING price is finally over but you will have to act FAST!!! You'll fall in love the moment you step in the door when you see all the extras that this gorgeous family home has to offer! Christmas, holiday & family entertaining will be its best in your gorgeous living, dining or family room! Create a gourmet feast in your eat in kitchen boasting a lovely island. You'll have sweet dreams in your luxury master with 2 WIC & fabulous bath! Summers at their best on your "Party Size" deck. Perfect for enjoying your HUGE yard complete with mature landscaping, 8x10 shed & maintenance free vinyl fence. WOW! Perfect for the kids & dogs to play! You will appreciate the many extras like 2 story entry / living room, LOTS of windows, HUGE lot and extra large side drive. Check out the many recent updates such as remodeled baths, family room carpet, ceiling fan, furnace, water heater, humidifier *** NEW ROOF *** (soon be put on) & even a "partially" finished basement. This beauty is THE largest model, boasts a FABULOUS price, an amazing location and your kids can even walk to school. WOW! Yes, you can have it all... but you will have to HURRY!!! A home this AMAZING and at this price will NOT last!

Last Agent to Sell the Property

Kathleen Myles

RE/MAX Action License #475094978 Listed on: 11/08/2019

RE/MAX Action

Last Buyer's Agent

Zheng Gao

EverBright Realty License #475179306

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,365

Year Built

  • 1995

Lot Details

  • Fenced Yard
  • Corner Lot

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Side Driveway
  • Garage Is Owned

Home Design

  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Entrance Foyer
  • Bonus Room
  • Laundry on upper level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks

Partially Finished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,365

Year Built

1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 2nd Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 9
  • Living Room: Dimensions: 12X12, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Equipment: Ceiling Fan
  • Basement: Partial
  • Basement: Partially Finished, Crawl
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 5X5, On Level: 2nd Level
  • Dining Room: Dimensions: 12X10, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 19X13, On Level: Main Level, Flooring: Other
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Foyer, Bonus
  • Master Bedroom: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Foyer, Dimensions: 8X7, On Level: Main Level, Flooring: Other
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Bonus, Dimensions: 16X13, On Level: Basement, Flooring: Other
  • Bedroom 4: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2132
  • Dining Room Type: Separate
  • Family Room: Dimensions: 19X11, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding
  • Exterior Property Features: Deck
  • Acreage: 0.2526

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Side Drive
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 308
  • Elementary School: Old Post Elementary School
  • Middle School: Thompson Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 114X70X114X128
  • Lot Description: Corner, Fenced Yard
  • Parcel Identification Number: 0309203010

Tax Info

  • Taxes: 7518

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2019
Closed on
Dec 6, 2019
Sold by
Johnson Dillon M and Hall Amber L
Bought by
Dhimar Yogesh and Dhimar Poojakumari Yogesh
Seller's Agent
Kathleen Myles
RE/MAX Action
Buyer's Agent
Zheng Gao
EverBright Realty
List Price
$245,000
Sold Price
$241,000
Premium/Discount to List
-$4,000
-1.63%
Current Estimated Value
$395,664

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$154,664
Avg. Annual Appreciation
8.89%
Original Mortgage
$192,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 2011
Sold by
Hsbc Mortgage Services Inc
Bought by
Hall Amber L and Johnson Dillon M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,750
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2011
Sold by
Dabney Michael E and Dabney Michael
Bought by
Hsbc Mortgage Services Inc

Purchase Details

Closed on
Dec 1, 1995
Bought by
Dabney Michael E and Dabney Kathy S

Purchase Details

Closed on
Sep 1, 1994
Bought by
D R Harton Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dhimar Yogesh $241,000 Attorneys Ttl Guaranty Fund
Hall Amber L $165,000 Forum Title Insurance Co
Hsbc Mortgage Services Inc -- None Available
Dabney Michael E $166,800 --
D R Harton Inc $2,420,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dhimar Yogesh $192,500
Closed Dhimar Yogesh $192,000
Previous Owner Hall Amber L $156,750
Previous Owner Dabney Michael $19,512
Previous Owner Dabney Michael $19,512
Previous Owner Dabney Michael E $306,000
Previous Owner Dabney Michael E $15,400
Previous Owner Dabney Michael E $238,450
Previous Owner Dabney Michael E $237,500
Previous Owner Dabney Michael E $227,520
Previous Owner Dabney Michael E $30,625
Previous Owner Dabney Michael E $214,500
Previous Owner Dabney Michael E $207,000
Closed D R Harton Inc --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/10/2019 12/10/19 Sold $241,000 -1.6% $113 / Sq Ft
11/15/2019 11/15/19 Pending -- -- --
11/08/2019 11/08/19 For Sale $245,000 -- $115 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,365 $109,945 $23,745 $86,200
2023 $7,519 $97,296 $21,013 $76,283
2022 $7,519 $89,262 $19,278 $69,984
2021 $7,627 $87,512 $18,900 $68,612
2020 $7,308 $83,345 $18,000 $65,345
2019 $7,552 $84,679 $18,000 $66,679
2018 $7,288 $81,207 $18,112 $63,095
2017 $7,058 $74,845 $16,693 $58,152
2016 $6,755 $70,943 $15,823 $55,120
2015 $6,511 $65,688 $14,651 $51,037
2014 -- $61,970 $13,822 $48,148
2013 -- $63,886 $14,249 $49,637
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10569440

Midwest Real Estate Data (MRED)

APN: 03-09-203-010