NOT LISTED FOR SALE

638 E Chesterfield St Ferndale, MI 48220

Estimated Value: $266,000 - $341,000

3 Beds
2 Baths
1,315 Sq Ft
$227/Sq Ft Est. Value

Last Sold July 28, 2023

Last sale price $315,000 $240 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $2,002/month

22 Days on Market

Highlights

  • Craftsman Architecture
  • Covered Patio or Porch
  • Forced Air Heating System
  • No HOA
  • 1 Car Detached Garage

About This Home

As of July 2023

Beautiful Craftsman charmer that stands out from the crowd. This 3 bed, 2 bath, 1.5 car garage home checks all the boxes. Enjoy the outdoors on your gorgeous covered front porch or in the newly redone back yard with composite deck, stone patio and privacy fence, perfect for entertaining. The main level has original hardwood flooring, new interior paint, two bedrooms (one with new carpet), and a full bath that has recently been refreshed with claw foot tub, vinyl flooring, and vanity. The Dining Room is spacious enough for large family gatherings and still perfect for a cozy dinner. The inviting kitchen is a great space to create in and features new wood vinyl flooring. The second floor offers a completely remodeled and spacious Primary Suite, complete with 2 walk in closets, an extra room that's currently a Nursey but also a great location for an office or sitting area. The Primary Bathroom is spectacular. It was recently gutted and turned into a spa like oasis, including a huge luxurious shower with multiple shower heads. The basement offers plenty of storage space as well as a partially finished room that would be ideal for finishing into more living space. All of this is within a convenient walk to Meijer, parks and the new Dessert Oasis Coffee Roasters or a quick bike ride to downtown Ferndale. Some mechanical updates include: A/C 2016, galvanized plumbing replaced 2019, Water Heater 2018.

Last Agent to Sell the Property

Jonathan Levin

Urban Ridge Realty LLC License #6501316960 Listed on: 07/02/2023

Last Buyer's Agent

Brian Stanczak -Tuscany

Good Company License #6501435381

Good Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1925

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50.00 x 105.00

Parking

  • 1 Car Detached Garage

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof
  • Asphalt

Interior Spaces

  • 1,315 Sq Ft Home
  • 1.5-Story Property
  • Unfinished Basement

Kitchen

  • Free-Standing Electric Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Covered Patio or Porch
  • Ground Level

Community Details

  • No Home Owners Association
  • Frank Grix Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2535354017
  • $1,800 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,057

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Craftsman
  • Architecture Level: 1 1/2 Story
  • Assessment: 512.00
  • Year Built: 1925
  • State Equalized Value: 89460.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Free-Standing Electric Oven, Free-Standing Refrigerator, Washer
  • Total Sq Ft: 1315

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Asphalt, Brick
  • Foundation Materials: Block
  • Porch Type: Porch - Covered, Porch, Patio - Covered
  • Road Frontage Type: Paved

Garage/Parking

  • Garage Size: 1 Car
  • Garage Features: Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.12
  • Lot Dimensions: 50.00 x 105.00
  • Parcel Number: 2535354017

Tax Info

  • Tax Amount Summer: 4560.0000
  • Tax Amount Winter: 497.0000
  • Total Tax: 5057.0000
  • Taxable Value: 87010.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2023
Closed on
Aug 11, 2023
Sold by
Weber Steven
Bought by
Cabrera Jose
Seller's Agent
Jonathan Levin
Urban Ridge Realty LLC
Buyer's Agent
Brian Stanczak -Tuscany
Good Company
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
89
Current Estimated Value
$298,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,960
Avg. Annual Appreciation
-2.24%
Original Mortgage
$309,294
Outstanding Balance
$301,332
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
-$3,292

Purchase Details

Listed on
Oct 29, 2019
Closed on
Feb 26, 2020
Sold by
Fink Anthony M and Fink Jennifer M
Bought by
Weber Steven
Seller's Agent
Bridget Diaz
3DX Real Estate LLC
Buyer's Agent
Jonathan Levin
Urban Ridge Realty LLC
List Price
$220,000
Sold Price
$204,000
Premium/Discount to List
-$16,000
-7.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.55%
Original Mortgage
$197,880
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 2012
Sold by
Fink Anthony M and Fink Jennifer M
Bought by
Fink Anthony M and Fink Jennifer M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 13, 2004
Sold by
Mothersbaugh Suzanne
Bought by
Fink Anthony M and Mayer Jennifer L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cabrera Jose $315,000 Vanguard Title
Cabrera Jose $315,000 Vanguard Title
Cabrera Jose $315,000 Vanguard Title
Weber Steven $204,000 None Available
Fink Anthony M -- Title Direct Llc
Fink Anthony M $126,000 Htc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cabrera Jose $309,294
Closed Cabrera Jose $309,294
Previous Owner Weber Steven $197,880
Previous Owner Fink Anthony M $117,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/28/2023 07/28/23 Sold $315,000 -3.1% $240 / Sq Ft
07/25/2023 07/25/23 Pending -- -- --
07/02/2023 07/02/23 For Sale $325,000 +59.3% $247 / Sq Ft
02/26/2020 02/26/20 Sold $204,000 -2.9% $155 / Sq Ft View Prior Sale
01/28/2020 01/28/20 Pending -- -- --
12/08/2019 12/08/19 Price Changed $210,000 -4.5% $160 / Sq Ft
10/29/2019 10/29/19 For Sale $220,000 -- $167 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,340 $109,090 $0 $0
2024 $5,124 $102,200 $0 $0
2023 $4,688 $98,080 $0 $0
2022 $5,057 $89,460 $0 $0
2021 $4,746 $84,240 $0 $0
2020 $2,264 $77,940 $0 $0
2019 $2,300 $64,240 $0 $0
2018 $2,308 $65,430 $0 $0
2017 $2,278 $60,260 $0 $0
2016 $2,248 $48,570 $0 $0
2015 -- $42,870 $0 $0
2014 -- $37,980 $0 $0
2011 -- $49,050 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20230051663

Realcomp

APN: 25-35-354-017