$630,000
SOLD SEP 30, 2025

638 Holt Rd Highlands, NC 28741

3 Beds
3 Baths
-- Sq Ft
33,977 Sq Ft Lot

Recently Sold

9% Below List Price

147 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Workshop
  • Wood Flooring
  • No HOA
  • Central Heating and Cooling System

About This Home

As of September 2025

Ponderosa. In a great neighborhood 5 minutes from town. Lovely year round living with this 3 bedroom, 3 bath dwelling that has a small yard. The house has a nice living room and open dining and modern kitchen, spit bedrooms each with baths, rear deck and a covered side porch. Lower level has a bedroom and bathroom, 2 car garage and great workshop with storage. In excellent condition.

Last Agent to Sell the Property

Terry Potts

Country Club Properties Listed on: 04/16/2025

Last Buyer's Agent

Terry Potts

Country Club Properties Listed on: 04/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,379

Year Built

  • Built in 1998

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Workshop
  • Basement Fills Entire Space Under The House
  • Dryer

Kitchen

  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Shared Well
  • Septic Tank

Additional Features

  • Deck
  • 0.78 Acre Lot

Community Details

  • No Home Owners Association
  • Ponderosa Subdivision

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 7439661554

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,379

Year Built

Built in 1998

Lot Details

0.78 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.78
  • Subdivision Name: PONDEROSA
  • Directions: Hwy 106 South, Dillard Road, turn left onto Holt Road to 638 Holt Road on the left
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Free-Standing Electric Oven, Free-Standing Refrigerator, Disposal, Washer, Water Purifier
  • Has Basement: Full, Garage Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Wood
  • Interior Amenities: Workshop

Exterior Features

  • Lot Features: Gentle Sloping
  • Patio And Porch Features: Deck
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Electric: Generator
  • Sewer: Septic Permit 3 Bedroom, Septic Tank
  • Utilities: Electricity Connected
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 7439661554
  • Zoning Description: None

Tax Info

  • Tax Annual Amount: 2378.89
  • Tax Lot: 27
  • Tax Year: 2024

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Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
Sep 30, 2025
Sold by
Smart Judy G and Smart Brian Lee
Bought by
Finley Merry
Seller's Agent
Terry Potts
Country Club Properties
Buyer's Agent
Terry Potts
Country Club Properties
List Price
$695,000
Sold Price
$630,000
Premium/Discount to List
-$65,000
-9.35%
Views
89
Current Estimated Value
$753,474

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$123,474
Avg. Annual Appreciation
47.56%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $630,000 None Listed On Document
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $630,000 -8.0% --
05/29/2025 05/29/25 Price Changed $685,000 -1.4% --
04/16/2025 04/16/25 For Sale $695,000 -- --
Source: Highlands-Cashiers Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,379 $781,350 $190,800 $590,550
2024 $2,379 $781,350 $190,800 $590,550
2023 $1,666 $781,350 $190,800 $590,550
2022 $1,666 $362,370 $102,260 $260,110
2021 $1,666 $362,370 $102,260 $260,110
2020 $1,575 $362,370 $102,260 $260,110
2018 $1,572 $410,420 $128,470 $281,950
2017 $1,572 $410,420 $128,470 $281,950
2016 $1,572 $410,420 $128,470 $281,950
2015 $1,549 $410,420 $128,470 $281,950
2014 $1,566 $518,640 $144,640 $374,000
2013 -- $518,640 $144,640 $374,000
Source: Public Records

Agents Affiliated with this Home

  • Terry Potts

    Seller's Agent in 2025

    Terry Potts

    Country Club Properties

    (828) 526-2520

    139 in this area

    153 Total Sales

    Terry Potts
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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1000611

APN: 7439661554

North Carolina Macon County Highlands 28741

638 Holt Rd, Highlands, NC

Sold

Detached

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