NOT LISTED FOR SALE

639 Cutter Ln Independence, KY 41051

Estimated Value: $240,000 - $311,000

3 Beds
2 Baths
-- Sq Ft
6,098 Sq Ft Lot

Last Sold October 26, 2022

Last sale price $225,000

Est. 21% increase in value since last sale

Current estimated payment $1,715/month

4 Days on Market

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • Neighborhood Views
  • Traditional Architecture
  • No HOA
  • Balcony

About This Home

As of October 2022

Nicely maintained home in desirable Glenhurst!!
Potential 4th bedroom in lower level where family room is. Level back yard with outbuilding! Garage has smart control remote you can control from your phone! Altafiber internet service provided by Cincinnati Bell is installed! New Ecobee thermostat! Kitchen appliances stay! USDA/VA/FHA eligible!! No HOA!! Nice area with a park and lake near the entrance on Glenhurst!!

Last Agent to Sell the Property

Teri Barnes

Huff Realty - CC License #205226 Listed on: 09/08/2022

Huff Realty - CC

Last Buyer's Agent

Patricia Lay

Huff Realty - Florence License #197648

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,756

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 50 x 125
  • Level Lot
  • Cleared Lot

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Wired For Data
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Vinyl Clad Windows
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Neighborhood Views
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Balcony
  • Fire Pit
  • Outbuilding

Schools

  • Beechgrove Elementary School
  • Twenhofel Middle School
  • Simon Kenton High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 007-00-01-515.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,756

Year Built

Built in 2006

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 2006
  • Lot Size: 50 x 125
  • Directions: Maher to Glenhurst to Cutter. Third home on left.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Beechgrove Elementary
  • Location Tax Legal Info:Middle or Junior School: Twenhofel Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Location Tax Legal Info:Subdivision2: Glenhurst
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 50 x 125
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 007-00-01-515.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Utilities:Underground Utilities: Yes
  • Laundry Room Features:Concrete Flooring4: Yes
  • Other Structures:Outbuilding: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Smart Thermostat, Open Floorplan, High Speed Internet, Entrance Foyer, Eat-in Kitchen, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors, Wired for Data
  • Heating: Forced Air, Electric
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Window Features: Vinyl Clad Window(s), Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Wired for Data: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Electric Range: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Interior Features:High Speed Internet: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bath Features:Vinyl Flooring7: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • Lot Features: Cleared, Level
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fire Pit, Balcony
  • Foundation Details: Poured Concrete
  • Other Structures: Outbuilding
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Level: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Lower Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Beechgrove Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Twenhofel Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 17, 2021
Closed on
Nov 9, 2021
Sold by
Johnson Jonathan and Johnson Adrianne
Bought by
Poe Joshua
Seller's Agent
Null Non-Member
Non-Member Office
Buyer's Agent
James Martin
Century 21 Pinnacle
List Price
$199,900
Sold Price
$203,000
Premium/Discount to List
$3,100
1.55%
Current Estimated Value
$272,908

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,908
Avg. Annual Appreciation
8.08%
Original Mortgage
$207,669
Outstanding Balance
$191,141
Interest Rate
3.01%
Mortgage Type
VA
Estimated Equity
$81,767

Purchase Details

Closed on
May 17, 2012
Sold by
Federal National Mortgage Association
Bought by
Johnson Jonathan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,180
Interest Rate
3.91%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 22, 2011
Sold by
Kentucky Housing Corporation
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 7, 2006
Sold by
Celestial Building Corp
Bought by
Bleier Crystal A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,050
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 15, 2006
Sold by
Glenhurst Development Llc
Bought by
Celestial Building Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,400
Interest Rate
6.52%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Poe Joshua $203,000 None Available
Johnson Jonathan $94,900 Springdale Title Llc
Federal National Mortgage Association -- None Available
Federal National Mortgage Association -- None Available
Kentucky Housing Corporation -- None Available
Bleier Crystal A $122,050 Kentucky Land Title Agency
Celestial Building Corp $32,000 Kentucky Land Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Poe Joshua $207,669
Previous Owner Johnson Jonathan $93,180
Previous Owner Johnson Jonathan W $4,400
Previous Owner Bleier Crystal A $122,050
Previous Owner Celestial Building Corp $2,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/26/2022 10/26/22 Sold $225,000 0.0% --
09/14/2022 09/14/22 Pending -- -- --
09/09/2022 09/09/22 For Sale $225,000 +12.6% --
12/17/2021 12/17/21 For Sale $199,900 -1.5% $231 / Sq Ft
11/09/2021 11/09/21 Sold $203,000 0.0% $234 / Sq Ft
11/09/2021 11/09/21 Sold $203,000 +1.6% $234 / Sq Ft
10/09/2021 10/09/21 Pending -- -- --
10/09/2021 10/09/21 Pending -- -- --
10/07/2021 10/07/21 For Sale $199,900 -- $231 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,756 $225,000 $30,000 $195,000
2023 $2,840 $225,000 $30,000 $195,000
2022 $2,621 $203,000 $30,000 $173,000
2021 $1,720 $129,200 $30,000 $99,200
2020 $1,441 $105,000 $25,000 $80,000
2019 $1,445 $105,000 $25,000 $80,000
2018 $1,452 $105,000 $25,000 $80,000
2017 $1,414 $105,000 $25,000 $80,000
2015 $1,242 $94,900 $32,000 $62,900
2014 $1,225 $94,900 $32,000 $62,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 607737

Northern Kentucky Multiple Listing Service

APN: 007-00-01-515.00