NOT LISTED FOR SALE

639 Verdin St El Cajon, CA 92019

Estimated Value: $802,545 - $835,000

4 Beds
3 Baths
1,463 Sq Ft
$564/Sq Ft Est. Value

Last Sold August 12, 2021

Last sale price $640,000 $437 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $5,239/month

38 Days on Market

Highlights

  • Maid or Guest Quarters
  • Private Yard
  • 1 Car Attached Garage
  • Granite Hills High School Rated A-
  • Breakfast Area or Nook
  • Dining Area

About This Home

As of August 2021

Updated Single Story Home in Desirable neighborhood of Granite Hills in El Cajon with a great setup for a large or multi-generational family! Home set up as a 3 Bed/2 bath plus additional Kitchen, 1 Bed/1 Bath from an addition. Bedroom has Direct Access to large Screened Patio/ Sunroom. 2 car garage with extra-wide driveway parking. Near New Roof, Insulation, Stove, Flooring, Water Heater Garage Door and More! Relax in the sunroom, back yard ready for your clients green thumb! See Photos! Close to parks, schools, shopping, freeway and Revitalized Downtown El Cajon!! No HOA! This home may also work great as rental because of the unique layout, subject to El Cajon Zoning Codes. Buyer to confirm.

Last Agent to Sell the Property

Thomas Boyd

HomeSmart Realty West License #01007387 Listed on: 06/07/2021

HomeSmart Realty West

Last Buyer's Agent

Athir Markos

Keller Williams Realty License #02024154

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,035

Year Built

  • Built in 1959

Lot Details

  • 6,900 Sq Ft Lot
  • Partially Fenced Property
  • Level Lot
  • Private Yard
  • Property is zoned R-1:SINGLE

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Composition Roof
  • Stucco Exterior

Interior Spaces

  • 1,463 Sq Ft Home
  • 1-Story Property
  • Dining Area
  • Vinyl Flooring

Kitchen

  • Breakfast Area or Nook
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Maid or Guest Quarters
  • 3 Full Bathrooms

Laundry

  • Laundry in Garage
  • Gas Dryer Hookup

Utilities

  • Natural Gas Connected
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 511-073-03-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,035

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Architectural Style: Ranch
  • Residential Styles: Detached
  • Market Area: East County
  • Cross Street: E. Madison Ave
  • Neighborhood: Granite Hills
  • LP / Sq Ft: 444.25
  • Price Per Sq Ft: 437.46
  • SP/ Sq Ft: 437.46
  • Stories: 1 Story
  • Ownership: Fee Simple
  • Total Stories: 1
  • Year Built: 1959
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Vinyl Tile
  • Equipment Available: Dishwasher, Range/Stove Hood
  • Searchable Rooms: Breakfast Area, Dining Area, Guest Maid, Kitchen, All Bedrooms Down
  • Total Bedrooms: 4
  • Bedrooms: 4
  • Master Bedroom Dimensions: 17x14
  • Full Bathrooms: 3
  • Laundry Location: Garage
  • Estimated Sq Ft: 1463
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Partial
  • Roof: Composition
  • Exclusive Use Yard: Yes

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 1
  • Non Garage Parking: Driveway
  • Garage Spaces: 3
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected

Condo/Co-op/Association

  • Community: EL CAJON

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Site: Public Street, Sidewalks, Street Paved
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 511-073-03-00
  • Estimated Lot Sq Ft: 6900
  • Estimated Number of Acres: 0.16
  • Map Code Column: B
  • Map Code Page: 1252
  • Map Code Row: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2021
Closed on
Sep 9, 2021
Sold by
Farhad Yosef
Bought by
Yosef Family Trust
Seller's Agent
Thomas Boyd
HomeSmart Realty West
Buyer's Agent
Athir Markos
Keller Williams Realty
List Price
$679,939
Sold Price
$640,000
Premium/Discount to List
-$39,939
-5.87%
Current Estimated Value
$824,886

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,886
Avg. Annual Appreciation
6.37%
Original Mortgage
$480,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 7, 2021
Closed on
Aug 10, 2021
Sold by
Bahra Yosef
Bought by
Yosef Farhad
Seller's Agent
Thomas Boyd
HomeSmart Realty West
Buyer's Agent
Athir Markos
Keller Williams Realty
List Price
$679,939
Sold Price
$640,000
Premium/Discount to List
-$39,939
-5.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 7, 2021
Closed on
Jul 23, 2021
Sold by
Scimone Vincent and Scimone Carole Kim
Bought by
Yosef Farhad
Seller's Agent
Thomas Boyd
HomeSmart Realty West
Buyer's Agent
Athir Markos
Keller Williams Realty
List Price
$679,939
Sold Price
$640,000
Premium/Discount to List
-$39,939
-5.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 19, 2017
Closed on
Jul 19, 2017
Sold by
Ancona Vincent A and Ancona Lisa A
Bought by
Scimone Vincent and Scimone Carole Kim
Seller's Agent
Jim Carmichael
Keller Williams Realty
Buyer's Agent
Thomas Boyd
HomeSmart Realty West
List Price
$489,000
Sold Price
$485,000
Premium/Discount to List
-$4,000
-0.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.12%
Original Mortgage
$388,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 19, 2016
Sold by
Ancona Vincent A and Ancona Lisa A
Bought by
Ancona Vincent A and Ancona Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,750
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2008
Sold by
Ancona Vincent A
Bought by
Ancona Vincent A and Nichols Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
6.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 14, 2003
Sold by
Ancona Joseph
Bought by
Ancona Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
6.22%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Yosef Family Trust -- Lawyers Title
Yosef Farhad -- First American Title
Yosef Farhad $640,000 First American Title
Scimone Vincent $485,000 First American Title Company
Ancona Vincent A -- Premium Title Of California
Ancona Vincent A -- Ticor Title San Diego
Ancona Joseph -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Yosef Farhad $480,000
Previous Owner Yosef Farhad $480,000
Previous Owner Scimone Vincent $377,000
Previous Owner Scimone Vincent $388,000
Previous Owner Ancona Vincent A $318,750
Previous Owner Ancona Vincent A $264,700
Previous Owner Ancona Vincent A $270,000
Previous Owner Ancona Joseph $544,185
Previous Owner Ancona Joseph $117,000
Previous Owner Ancona Joseph $20,000
Previous Owner Ancona Joseph $40,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2021 08/12/21 Sold $640,000 -1.5% $437 / Sq Ft
07/16/2021 07/16/21 Pending -- -- --
07/09/2021 07/09/21 Price Changed $649,939 -4.4% $444 / Sq Ft
06/07/2021 06/07/21 For Sale $679,939 +40.2% $465 / Sq Ft
08/01/2017 08/01/17 Sold $485,000 -0.8% $332 / Sq Ft
07/07/2017 07/07/17 Pending -- -- --
06/19/2017 06/19/17 For Sale $489,000 -- $334 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,035 $679,171 $124,266 $554,905
2024 $9,035 $665,855 $121,830 $544,025
2023 $9,003 $652,800 $119,442 $533,358
2022 $9,464 $509,819 $93,281 $416,538
2021 $6,731 $509,819 $93,281 $416,538
2020 $7,015 $504,592 $92,325 $412,267
2019 $5,966 $494,699 $90,515 $404,184
2018 $5,885 $485,000 $88,741 $396,259
2017 $31 $108,684 $19,886 $88,798
2016 $1,320 $106,554 $19,497 $87,057
2015 $1,313 $104,955 $19,205 $85,750
2014 $1,289 $102,900 $18,829 $84,071
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 210015575

San Diego MLS

APN: 511-073-03