$400,000
SOLD MAR 20, 2026

64 High St Gardner, MA 01440

4 Beds
2 Baths
2,199 Sq Ft
31,363 Sq Ft Lot

Recently Sold

$182 Per Sq Ft

2% Below List Price

166 Days on Market

Highlights

  • Granite Flooring
  • 0.72 Acre Lot
  • Shops

About This Home

As of March 2026

BACK ON MARKET, BUYERS FINANCING FELL THROUGH! His loss is your gain! Welcome to this beautiful sun drenched 2 family right off the highway! On a quiet street, close to everything you need, you'll find gorgeous floors, a deck waiting for your outdoor furniture, a private yard, and updates galore! And with rental income, it's a great opportunity to build your credit while made much easier! The second unit has 2 floors, and the tenant is TAW.

Last Agent to Sell the Property

Nicole Glover

Coldwell Banker Realty - Leominster Listed on: 09/17/2025

Coldwell Banker Realty - Leominster

Last Buyer's Agent

Diane Vella

EXIT New Options Real Estate

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,405

Year Built

  • Built in 1860

Lot Details

  • 31,195 Sq Ft Lot

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,199 Sq Ft Home
  • Property has 1 Level
  • Basement Fills Entire Space Under The House

Flooring

  • Wood
  • Carpet
  • Granite
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Parking

  • 4 Car Parking Spaces
  • Driveway
  • 4 Open Parking Spaces

Utilities

  • 2 Heating Zones
  • 220 Volts

Community Details

  • 2 Units
  • Shops
  • Net Operating Income $24,600

Listing and Financial Details

  • Total Actual Rent $2,050
  • Assessor Parcel Number 3538521

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,405

Year Built

Built in 1860

Lot Details

0.72 Acres

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • Year Built: 1860
  • Levels: 3
  • Year Built Details: Actual
  • APOD AVAILABLE: No
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Wood, Tile, Carpet
  • Fireplace YN: No
  • Total Bedrooms: 4
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • Above Grade Finished Sq Ft: 2199
  • Living Area: 2199
  • Spa YN: No
  • Stories Total: 3
  • MAIN LO: AN6181
  • MAIN SO: H95173

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Granite
  • Home Warranty YN: No
  • Road Frontage Type: Public
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage YN: No
  • Open Parking Spaces: 4
  • Open Parking YN: Yes
  • Parking Features: Paved Drive
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Electric: 220 Volts
  • Water Source: Public
  • HEAT ZONES: 2
  • Hot Water: Oil, Tankless

Condo/Co-op/Association

  • Community Features: Shopping, Highway Access
  • Senior Community YN: No

Lot Info

  • Parcel Number: 3538521
  • Zoning: RES
  • Farm Land Area Units: Square Feet
  • Lot Size Acres: 0.72
  • Lot Size Sq Ft: 31195
  • Lot Size Units: Acres

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3405

Multi Family

  • Net Operating Income: 24600
  • Number Of Units Total: 2
  • Total Actual Rent: 2050
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEASE 2: N
  • LEASE 1: N

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2022
Closed on
Jan 13, 2023
Sold by
Morneau Kyle M
Bought by
Miller Todd
Seller's Agent
Erica Thibeault
Cameron Real Estate Group
Buyer's Agent
Alton Phouvong
eXp Realty
List Price
$229,900
Sold Price
$237,000
Premium/Discount to List
$7,100
3.09%
Views
112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.32%
Original Mortgage
$225,150
Outstanding Balance
$216,572
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$178,507

Purchase Details

Listed on
Aug 15, 2018
Closed on
Oct 3, 2018
Sold by
Jana E K Harrison Ret and Kendall
Bought by
Kotsonas William C
Seller's Agent
Wendy Poudrette
Foster-Healey Real Estate
Buyer's Agent
Wendy Poudrette
Foster-Healey Real Estate
List Price
$119,900
Sold Price
$100,000
Premium/Discount to List
-$19,900
-16.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.34%

Purchase Details

Closed on
Jul 11, 2016
Sold by
Harrison Jana E
Bought by
Jana E K Harrison Ret and Harrison

Purchase Details

Closed on
May 17, 2011
Sold by
Kendall Ethel L
Bought by
Kendall Ross P and Kendall Jay B
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $237,000 None Available
Warranty Deed $100,000 --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,150 Purchase Money Mortgage
Previous Owner $20,000 No Value Available
Previous Owner $30,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 Sold $400,000 0.0% $182 / Sq Ft
03/02/2026 03/02/26 Pending -- -- --
02/09/2026 02/09/26 Price Changed $399,900 -2.4% $182 / Sq Ft
02/03/2026 02/03/26 For Sale $409,900 0.0% $186 / Sq Ft
12/19/2025 12/19/25 Pending -- -- --
11/25/2025 11/25/25 For Sale $409,900 0.0% $186 / Sq Ft
11/18/2025 11/18/25 Pending -- -- --
10/30/2025 10/30/25 Price Changed $409,900 -5.7% $186 / Sq Ft
10/15/2025 10/15/25 Price Changed $434,900 -1.1% $198 / Sq Ft
09/29/2025 09/29/25 Price Changed $439,900 -2.2% $200 / Sq Ft
09/17/2025 09/17/25 Price Changed $449,900 -10.0% $205 / Sq Ft
09/17/2025 09/17/25 For Sale $499,900 +110.9% $227 / Sq Ft
01/13/2023 01/13/23 Sold $237,000 +3.1% $110 / Sq Ft View Prior Sale
12/09/2022 12/09/22 Pending -- -- --
12/05/2022 12/05/22 For Sale $229,900 +12.1% $106 / Sq Ft
09/09/2019 09/09/19 Sold $205,000 0.0% $101 / Sq Ft View Prior Sale
08/01/2019 08/01/19 Pending -- -- --
08/01/2019 08/01/19 For Sale $204,900 +104.9% $101 / Sq Ft
10/03/2018 10/03/18 Sold $100,000 -16.6% $49 / Sq Ft View Prior Sale
09/05/2018 09/05/18 Pending -- -- --
08/15/2018 08/15/18 For Sale $119,900 -- $59 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $34 $237,100 $70,400 $166,700
2024 $4,323 $288,400 $64,100 $224,300
2023 $4,178 $259,000 $63,200 $195,800
2022 $3,937 $211,800 $47,800 $164,000
2021 $3,731 $186,200 $41,600 $144,600
2020 $3,267 $165,500 $41,600 $123,900
2019 $3,174 $157,600 $41,600 $116,000
2018 $2,702 $133,300 $41,600 $91,700
2017 $2,634 $128,600 $41,600 $87,000
2016 $2,569 $125,500 $41,600 $83,900
2015 $2,507 $125,500 $41,600 $83,900
2014 $2,455 $130,100 $46,200 $83,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73432019

MLS Property Information Network (MLS PIN)

APN: GARD-000012R-000010-000018

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