Seller's Agent in 2025
Deven Siggins
Epique Realty
(831) 508-9596
1 in this area
3 Total Sales
640 17th Ave Santa Cruz, CA 95062
Twin Lakes Neighborhood
4
Beds
3
Baths
1,388
Sq Ft
4,617
Sq Ft Lot
Highlights
- Art Studio
- Recreation Room
- Wood Flooring
- Mission Hill Middle School Rated A-
- Traditional Architecture
- 5-minute walk to Sunny Cove
About This Home
As of July 2025Coastal Living with instant equity - $395K Price Adjustment! An exceptional value in one of the areas most sought-after beachside neighborhoods. Don't miss this rare chance to own near the coast at a significantly reduced price. Just a 7-minute (.3 mile ) walk from the sandy shores of Sunny Cove, this inviting home offers the perfect balance of comfort, location, and versatility. Situated in a vibrant neighborhood right next to the Live Oak Farmers Market, this coastal retreat is all about lifestyle. At 1,388 sq ft, the home is warm and welcoming, with a cozy fireplace, bright open living spaces, and thoughtful flow throughout. But what truly sets it apart? A bonus 600 sq ft space ready to become whatever you need it to be. This additional room is a blank canvas: - Set up a home office that keeps your work life focused. - Create a game room or movie lounge for cozy nights in. - Design a guest suite for visiting friends and family or income generation. - Build your dream art studio or music room. - Or turn it into a private gym meditation retreat Every corner of this home is designed with flexibility in mind whether you're growing a family, building a business, or simply embracing the Santa Cruz lifestyle. Be sure to check out the mock up photos for some great design ideas!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,624
Year Built
- Built in 1940
Lot Details
- 4,617 Sq Ft Lot
- North Facing Home
- Back Yard Fenced
- Level Lot
- Grass Covered Lot
- Zoning described as RM-4
HOA Fees
- $25 Monthly HOA Fees
Parking
- 5 Parking Spaces
Home Design
- Traditional Architecture
- Composition Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,388 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Separate Family Room
- Dining Area
- Den
- Recreation Room
- Art Studio
- Washer and Dryer
- Attic
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- 3 Full Bathrooms
- Bathtub with Shower
Utilities
- Wall Furnace
- Sewer Within 50 Feet
Community Details
- Association fees include management fee, maintenance - road
- Live Oak Manor Association
Listing and Financial Details
- Assessor Parcel Number 028-052-52-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 24, 2025
Closed on
Jul 17, 2025
Sold by
Hutson Family Trust and Hutson Terry
Bought by
Degas Gerard Patric Olive
Seller's Agent
Deven Siggins
Epique Realty
Buyer's Agent
Michael Bloch
Christie's International Real Estate Sereno
List Price
$1,395,000
Sold Price
$1,053,000
Premium/Discount to List
-$342,000
-24.52%
Views
452
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
307.24%
Original Mortgage
$842,400
Outstanding Balance
$842,400
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$457,486
Purchase Details
Closed on
Jul 1, 2013
Sold by
Hutson Terry and Hutson Kathleen
Bought by
Hutson Terry and Hutson Kathleen
Purchase Details
Closed on
Sep 15, 2010
Sold by
Hutson Terry and Hutson Kathleen
Bought by
Hutson Terry and Hutson Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,385
Interest Rate
3.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 1997
Sold by
Hutson Terry P and Hutson Kathleen
Bought by
Hutson Terry and Hutson Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.74%
Purchase Details
Closed on
Mar 13, 1997
Sold by
Hutson Terry P and Hutson Kathleen
Bought by
Hutson Terry and Hutson Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.74%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,053,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $842,400 | New Conventional | |
| Previous Owner | $87,385 | New Conventional | |
| Previous Owner | $467,138 | Credit Line Revolving | |
| Previous Owner | $0 | Credit Line Revolving | |
| Previous Owner | $97,800 | Unknown | |
| Previous Owner | $100,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/23/2025 07/23/25 | Sold | $1,053,000 | +5.4% | $759 / Sq Ft |
| 07/02/2025 07/02/25 | Pending | -- | -- | -- |
| 06/24/2025 06/24/25 | Price Changed | $999,000 | -28.4% | $720 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $1,395,000 | -- | $1,005 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,624 | $169,068 | $84,534 | $84,534 |
| 2023 | $3,303 | $162,502 | $81,251 | $81,251 |
| 2022 | $3,195 | $159,316 | $79,658 | $79,658 |
| 2021 | $2,992 | $156,192 | $78,096 | $78,096 |
| 2020 | $2,943 | $154,592 | $77,296 | $77,296 |
| 2019 | $2,882 | $151,560 | $75,780 | $75,780 |
| 2018 | $2,815 | $148,588 | $74,294 | $74,294 |
| 2017 | $2,750 | $145,676 | $72,838 | $72,838 |
| 2016 | $2,706 | $142,820 | $71,410 | $71,410 |
| 2015 | $2,563 | $140,674 | $70,337 | $70,337 |
| 2014 | $2,510 | $137,918 | $68,959 | $68,959 |
Source: Public Records
Agents Affiliated with this Home
-
Deven Siggins
-
Jesselyn Rego
J
Seller Co-Listing Agent in 2025
Jesselyn Rego
Epique Realty
(831) 457-5500
1 in this area
1 Total Sale
-
Michael Bloch
Buyer's Agent in 2025
Michael Bloch
Sereno Group
(831) 588-1588
8 in this area
141 Total Sales
Map
Source: MLSListings
MLS Number: ML82004372
APN: 028-052-52-000
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