640 Camino de la Reina Unit 1108 San Diego, CA 92108
Mission Valley NeighborhoodEstimated payment $4,117/month
Total Views
4,538
2
Beds
2.5
Baths
1,479
Sq Ft
$473
Price per Sq Ft
Highlights
- Fitness Center
- Gated Community
- Wood Flooring
- Jones Elementary School Rated A-
- River View
- 1 Fireplace
About This Home
BUY THIS HOME, I'LL BUY YOURS! Seller will consider concessions up to 4% AND a 2/1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Seller is willing to consider offers asking for the HOA to be paid by the seller for up to 18 months in advance. Welcome to your urban sanctuary in the heart of Mission Valley! This bright and spacious condo at The Rio Del Oro offers the perfect blend of city convenience and resort-style living. As you step inside, you're greeted by an open-concept layout filled with natural light, high ceilings, and warm, inviting finishes. The stylish kitchen features crisp cabinetry, granite countertops, a breakfast bar for casual dining, and stainless-steel appliances - ideal for both weeknight meals and weekend entertaining. The airy living room flows seamlessly to a private balcony where you can enjoy your morning coffee or unwind with a glass of wine while taking in serene courtyard views. The primary suite is a true retreat with a spacious walk-in closet and an en-suite bathroom boasting dual vanities and a soaking tub. The secondary bedroom offers flexibility - perfect for children, guest room, or gym space, along with a bonus third room, currently designated as a home office. Additional highlights include in-unit laundry, central AC, and two assigned parking spaces in a gated garage. Residents enjoy resort-inspired amenities including a sparkling pool, spa, fitness center, BBQ areas, and lush landscaped walkways. Just steps away from the San Diego River trail, trendy dining spots, shopping at Fashion Valley and Mission Valley malls, and minutes to downtown and the beach - this location is a commuter's dream and an entertainer's delight. Don't miss your chance to live the vibrant Mission Valley lifestyle in one of San Diego's most sought-after communities!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,979
Year Built
- Built in 1995
Interior Spaces
- 1,479 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- River Views
Kitchen
- Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Additional Features
- River Front
- Forced Air Heating and Cooling System
Community Details
Overview
- Property has a Home Owners Association
- Rio Del Oro Association
- Mission Valley Community
Recreation
- Fitness Center
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,979 | $499,043 | $307,046 | $191,997 |
| 2024 | $3,979 | $489,259 | $301,026 | $188,233 |
| 2023 | $3,957 | $479,667 | $295,124 | $184,543 |
| 2022 | $3,949 | $470,263 | $289,338 | $180,925 |
| 2021 | $3,917 | $461,043 | $283,665 | $177,378 |
| 2020 | $5,579 | $456,317 | $280,757 | $175,560 |
| 2019 | $5,479 | $447,370 | $275,252 | $172,118 |
| 2018 | $5,123 | $438,599 | $269,855 | $168,744 |
| 2017 | $4,166 | $358,655 | $220,668 | $137,987 |
| 2016 | $4,098 | $351,624 | $216,342 | $135,282 |
| 2015 | $4,041 | $346,343 | $213,093 | $133,250 |
| 2014 | $3,984 | $339,559 | $208,919 | $130,640 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Price Changed | $699,999 | -2.8% | $473 / Sq Ft |
| 07/22/2025 07/22/25 | For Sale | $719,999 | -- | $487 / Sq Ft |
Source: My State MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $430,000 | Lawyers Title Company | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $325,000 | Equity Title Company | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | $278,000 | First American Title | |
| Grant Deed | $153,500 | Gateway Title Company | |
| Grant Deed | $149,000 | Stewart Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $430,000 | VA | |
| Previous Owner | $339,700 | New Conventional | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $259,900 | New Conventional | |
| Previous Owner | $66,000 | Credit Line Revolving | |
| Previous Owner | $264,000 | Unknown | |
| Previous Owner | $222,400 | Purchase Money Mortgage | |
| Previous Owner | $137,700 | Purchase Money Mortgage | |
| Previous Owner | $151,623 | VA | |
| Closed | $41,700 | No Value Available |
Source: Public Records
Similar Homes in San Diego, CA
Source: My State MLS
MLS Number: 11531862
APN: 438-020-73-04
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