NOT LISTED FOR SALE

640 Colemans Island Rd Tappahannock, VA 22560

Estimated Value: $435,000 - $556,000

2 Beds
3 Baths
1,784 Sq Ft
$282/Sq Ft Est. Value

Last Sold March 04, 2022

Last sale price $440,000 $247 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $2,983/month

4 Days on Market

Highlights

  • Beach Front
  • Solid Surface Countertops
  • Thermal Windows
  • Main Floor Bedroom
  • Cottage
  • Walk-In Closet

About This Home

As of March 2022

Rappahannock River Waterfront Cottage in the popular community of Colemans Island.Sandy Beach,bulkheaded waterfront,nettle-free swimming,wide,long River views,gorgeous sunrises & unsets & minutes to Town of Tappahannock for Town's amenities,health care facilities & VCU Health Tappahannock Hospital.2 Bedrooms/3 Bath Cottage with two Great Rooms, up and down, both with full kitchens.One downstairs Bedroom & full ceramic bath & a large Master Suite upstairs with a walk-in closet & ceramic tiled Master Bath,and a third upstairs ceramic Bath,ceiling fans,heat pump for central heat/air & a 1-Car Carport.The Rappahannock River offers the best of Freshwater & Saltwater fishjing with a public boat ramp in close proximity for launching your watercraft.Great area on the River for experiencing all your favorite watersports.Lots of windows on the Riverside for the view,perfect for setting up a picnic table for picking crabs & family time. No Homeowners Association.Home is on a community water system...no well worries. Buy now and make family memories for a lifetime.

Last Agent to Sell the Property

Patti Minor

Hometown Realty License #0225162230 Listed on: 09/16/2021

Hometown Realty

Last Buyer's Agent

Rodney Chenault

Hometown Realty License #0225021102

Hometown Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,737

Year Built

  • Built in 1961

Lot Details

  • 8,712 Sq Ft Lot
  • Beach Front
  • River Front
  • Cleared Lot

Home Design

  • Cottage
  • Bungalow
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,784 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Thermal Windows
  • Insulated Doors
  • Dining Area
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Parking

  • Carport
  • Driveway
  • Paved Parking
  • Off-Street Parking

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Central Air
  • Heat Pump System
  • Baseboard Heating
  • Shared Well
  • Water Heater
  • Septic Tank

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 32D-1-11

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,737

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1961
  • Property Attached Yn: No
  • Lot Size Acres: 0.2
  • Water Body Name: Rappahannock R
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Bungalow, Cottage, Two Story
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Ceramic Tile, Partially Carpeted
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Refrigerator, Stove
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Door Features: Insulated Doors
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Recessed Lighting, Solid Surface Counters, Walk-In Closet(s)
  • Living Area: 1784.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Cleared, Waterfront
  • Pool Features: None
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Drywall, Vinyl Siding
  • Exterior Features: Paved Driveway
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Carport, Driveway, Off Street, Paved

Utilities

  • Heating: Baseboard, Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead, Sidewalks

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 32D-1-11
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2002
  • Tax Annual Amount: 2737.26
  • Tax Lot: 11

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2021
Closed on
Feb 1, 2022
Sold by
Bernice Moock Jones Revocable Living Tru
Bought by
Davis Bernice S and Davis Mary M
Seller's Agent
Patti Minor
Hometown Realty
Buyer's Agent
Rodney Chenault
Hometown Realty
List Price
$430,000
Sold Price
$440,000
Premium/Discount to List
$10,000
2.33%
Current Estimated Value
$503,762

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,762
Avg. Annual Appreciation
3.78%
Original Mortgage
$352,000
Outstanding Balance
$330,437
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$169,414
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Davis Bernice S $440,000 Old Republic Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Davis Bernice S $352,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/04/2022 03/04/22 Sold $440,000 +2.3% $247 / Sq Ft
09/20/2021 09/20/21 Pending -- -- --
09/16/2021 09/16/21 For Sale $430,000 -- $241 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,700 $369,900 $200,000 $169,900
2023 $2,700 $369,900 $200,000 $169,900
2022 $2,700 $369,900 $200,000 $169,900
2021 $2,737 $369,900 $200,000 $169,900
2020 $2,700 $313,900 $200,000 $113,900
2019 $2,762 $319,000 $200,000 $119,000
2018 $2,762 $319,000 $200,000 $119,000
2017 -- $0 $0 $0
2016 $2,807 $319,000 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Patti Minor

    Seller's Agent in 2022

    Patti Minor

    Hometown Realty

    (804) 445-5465

    115 Total Sales

    Section Image
  • Rodney Chenault

    Buyer's Agent in 2022

    Rodney Chenault

    Hometown Realty

    (804) 240-8150

    132 Total Sales

    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2128743

Central Virginia Regional MLS

APN: 32D 1 11

Virginia Essex County Tappahannock 22560

640 Colemans Island Rd, Tappahannock, VA

This home is located at 640 Colemans Island Rd, Tappahannock, VA 22560 since 16 September 2021 and is currently estimated at $503,762, approximately $282 per square foot. This property was built in 1961. 640 Colemans Island Rd is a home located in Essex County with nearby schools including Tappahannock Elementary School, Essex Intermediate School, and Essex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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