$1,639,000
SOLD FEB 6, 2025

640 E Central Ave Morgan Hill, CA 95037

4 Beds
3 Baths
2,692 Sq Ft
7,222 Sq Ft Lot

Recently Sold

$609 Per Sq Ft

1 Day on Market

Highlights

  • Soaking Tub in Primary Bathroom
  • Wood Flooring
  • Granite Countertops
  • Ann Sobrato High School Rated A
  • High Ceiling
  • Sport Court

About This Home

As of February 2025

Nicely updated Siena home with a new look! Freshly painted interior and cabinets. Refinished hardwood floors and new carpet. New LED lighting and new entry, stairwell, dining, and bathroom fixtures. New cabinet hardware and new door hardware. The home is light and bright, with a tasteful living room open to the dining room and a warm family room with hardwood floors and a gas log fireplace open to the kitchen with casual eating space. A spacious island with granite countertop and sink has bar seating. The 5 burner gas cook top, stainless Samsung refrigerator, and new stainless dishwasher are highlighted by under cabinet lighting. The large primary suite has a walk in closet with window, large stall shower, soaking tub, double vanities and a separate toilet room. Three additional secondary bedrooms share a divided hall bath with double vanities. The laundry room has a sink, gas or electric hook ups for the dryer, ample storage and folding counter, and is across from a full bath with stall shower. The 3 car tandem garage allows access from the rear of the garage via an additional garage door to parking an extra vehichle in the backyard. Nicely done stamped concrete patio for entertaining. Leased solar system and lots of storage completes this desirable home.

Last Agent to Sell the Property

Patty Filice

Intero Real Estate Services License #00887012 Listed on: 01/06/2025

Intero Real Estate Services

Last Buyer's Agent

Mark Wang

Coldwell Banker Realty License #01422216

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,482

Year Built

  • Built in 1999

Lot Details

  • 7,222 Sq Ft Lot
  • Fenced
  • Back Yard
  • Zoning described as R1

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Tandem Parking

Home Design

  • Tile Roof

Interior Spaces

  • 2,692 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • High Ceiling
  • Gas Log Fireplace
  • Formal Dining Room
  • Crawl Space

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Ceramic Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Soaking Tub in Primary Bathroom
  • Bathtub with Shower
  • Oversized Bathtub in Primary Bathroom
  • Bathtub Includes Tile Surround
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Gas Dryer Hookup

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 726-21-062

Community Details

Overview

  • Association fees include maintenance - common area
  • Siena/El Toro Gardens Association
  • Built by Siena

Recreation

  • Sport Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,482

Year Built

Built in 1999

Lot Details

0

HOA Fees

$55 per month

Parking

3

Listing Details

  • Subclass: Single Family Home
  • Age: 25
  • Listing Class: Residential
  • Structure Sq Ft: 2692
  • Complex Name: Siena
  • Year Built: 1999
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Fireplace: Gas Log
  • Dining Room: Dining Bar, Eat in Kitchen, Formal Dining Room
  • Kitchen: Cooktop - Gas, Countertop - Ceramic, Countertop - Granite, Dishwasher, Dual Fuel, Garbage Disposal, Island, Island with Sink, Microwave, Oven - Built-In, Refrigerator
  • Living Sq Ft: 2692
  • Stories: 2
  • Laundry: Electricity Hookup (220V), Gas Hookup, Inside
  • Flooring: Carpet, Hardwood, Tile
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 4
  • Minimum Numberof Bedrooms: 4
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Bathroom: Double Sinks, Full on Ground Floor, Primary - Oversized Tub, Primary - Stall Shower(s), Shower over Tub - 1, Stall Shower - 2+, Tile
  • Fireplace: Yes

Exterior Features

  • Foundation: Crawl Space
  • Roof: Concrete, Tile
  • Yard/Grounds: Back Yard, Fenced

Garage/Parking

  • Garage Spaces: 3
  • Parking Spaces: 1
  • Garage Max: 3
  • Garage Min: 3
  • Garage Parking Features: Attached Garage, Tandem Parking

Utilities

  • Cooling System: Central AC
  • Heating System: Central Forced Air
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 55
  • HOA Amenities: Game Court (Outdoor), Playground
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Maintenance - Common Area
  • H O A Name Text: Siena/El Toro Gardens
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: Built-in Vacuum, High Ceiling

Schools

  • School District: Morgan Hill Unified
  • Elementary School: El Toro Elementary
  • Middle School: Martin Murphy Middle
  • High School: Ann Sobrato High
  • High School: 1080
  • Elementary School: 300
  • Middle School: 306

Lot Info

  • Parcel Number: 726-21-062
  • Lot Acres: 0.1658
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 7223.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 7223.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Morgan Hill Unified
  • Elementary School Text: El Toro Elementary
  • High School Text: Ann Sobrato High
  • Middle School Text: Martin Murphy Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2025
Closed on
Jan 27, 2025
Sold by
Ferrante Vicent G and Ferrante Cynthia M
Bought by
Chowdhury Family Trust and Chowdhury
Seller's Agent
Patty Filice
Intero Real Estate Services
Buyer's Agent
Mark Wang
Coldwell Banker Realty
List Price
$1,639,000
Sold Price
$1,639,000
Views
21
Current Estimated Value
$1,644,188

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,188
Avg. Annual Appreciation
0.21%
Original Mortgage
$1,064,000
Outstanding Balance
$1,057,565
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$583,259

Purchase Details

Closed on
Sep 14, 2015
Sold by
Ferrante Vincent G and Ferrante Cynthia M
Bought by
Ferrante Vincent G and Ferrante Cynthia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$599,659
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 20, 2015
Sold by
Ferrante Vincent and Ferrante Cynthia
Bought by
Ferrante Vincent G and Ferrante Cynthia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$603,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 2, 2007
Sold by
Ferrante Vincent G and Ferrante Cynthia M
Bought by
Ferrante Vincent G and Ferrante Cynthia M

Purchase Details

Closed on
Mar 18, 2003
Sold by
Phan Hung M and Truong Thoa K
Bought by
Ferrante Vincent and Ferrante Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$564,000
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 19, 1999
Sold by
Main Street Developers Llc
Bought by
Phan Hung M and Truong Thoa K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$428,800
Interest Rate
7.87%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,639,000 Old Republic Title
Interfamily Deed Transfer -- North American Title Company
Interfamily Deed Transfer -- North American Title Company
Interfamily Deed Transfer -- Old Republic Title Company
Interfamily Deed Transfer -- Old Republic Title Co
Interfamily Deed Transfer -- None Available
Grant Deed $705,000 Alliance Title Company
Grant Deed $536,000 Alliance Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,064,000 New Conventional
Previous Owner $822,375 New Conventional
Previous Owner $50,000 Commercial
Previous Owner $200,000 Credit Line Revolving
Previous Owner $599,659 New Conventional
Previous Owner $603,000 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $600,000 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $564,000 Unknown
Previous Owner $564,000 Purchase Money Mortgage
Previous Owner $550,000 Unknown
Previous Owner $552,000 Unknown
Previous Owner $120,000 Credit Line Revolving
Previous Owner $428,800 No Value Available
Closed $53,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/06/2025 02/06/25 Sold $1,639,000 0.0% $609 / Sq Ft
01/07/2025 01/07/25 Pending -- -- --
01/06/2025 01/06/25 For Sale $1,639,000 -- $609 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,482 $1,021,057 $377,718 $643,339
2024 $11,482 $1,001,037 $370,312 $630,725
2023 $11,335 $981,409 $363,051 $618,358
2022 $11,145 $962,167 $355,933 $606,234
2021 $10,866 $943,302 $348,954 $594,348
2020 $10,603 $933,630 $345,376 $588,254
2019 $10,905 $915,324 $338,604 $576,720
2018 $10,939 $897,377 $331,965 $565,412
2017 $10,837 $879,782 $325,456 $554,326
2016 $10,150 $862,532 $319,075 $543,457
2015 $10,042 $849,577 $314,283 $535,294
2014 $10,194 $832,936 $308,127 $524,809
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81988966

MLSListings

APN: 726-21-062