NOT LISTED FOR SALE

640 Elma Ave Big Pine Key, FL 33043

Estimated Value: $1,944,000 - $3,199,000

5 Beds
4.5 Baths
4,102 Sq Ft
$678/Sq Ft Est. Value

Last Sold August 24, 2023

Last sale price $5,300,000 $1,292 Per Sq Ft

Est. 48% decrease in value since last sale

Current estimated payment $16,253/month

143 Days on Market

Highlights

  • Ocean Front
  • Sandy Beach
  • Heated In Ground Pool
  • Dock made with concrete
  • New Construction
  • RV or Boat Parking

About This Home

As of August 2023

Enter the gates at 640 Elma and enter a paradise that holds the key to magical moments and lifetime memories to be made! Experience ultimate in Florida Keys luxury nestled into an old growth native setting. Surrounded by nature preserve, this level of peace, serenity and privacy is rarely found. The high quality home was built in 2019 above the required storm rating. With poured block walls, metal roof and high impact glass throughout, this is built to last. Step into the great room featuring a delightful coastal modern design. The chef will enjoy the 5 burner gas cooktop & griddle with a quiet Wolf vent above. Greenfield custom cabinets, double oven, quartz with waterfall edge, and toe kick vacuum system. The large island and dining table provide space for gathering all your friends and family. 5 guest rooms, 4.5 baths and 4120 sq ft interior living. Expansive porches and decks with incredible views. On the second floor there are 3 bedrooms and 2.5 baths. One bedroom is set up as an office with a built in murphy bed. One en suite bedroom is fully handicap accessible. An elevator reaches all three floors. Up on the third floor is the incredible primary suite, with huge walk in closet, spa bath and large private covered deck. A fog art glass wall is a stunning design feature. Also on the third level is a luxurious guest suite, with en suite, private porch and walk in closet and the laundry room. The ground level, screen living room is a spectacular space, complete with outdoor kitchen. The property: an acre of old growth hammock,& 1 acre bay bottom w private canal and swing bridge to the beach and firepit, this is a haven for Florida Keys adventure and making memories. Offering protected dockage for multiple vessels. Easy boating access to both the ocean or back country- be on world class reefs and fishing hotspots in minutes. The pool/ spa has salt chlorinator, heater and chiller. The free standing great room is a wonderful bonus for any hobby. See Vide

Last Agent to Sell the Property

Sandra Tuttle

Island Welcome Real Estate License #3093204 Listed on: 03/20/2023

Last Buyer's Agent

Jayson Novak

Exit Realty Florida Keys BPK

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,605

Year Built

  • Built in 2019 | New Construction

Lot Details

  • 2 Acre Lot
  • Ocean Front
  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Property is zoned ISM - Improved Sub Masonry

Property Views

  • Ocean
  • Canal

Home Design

  • Metal Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 4,102 Sq Ft Home
  • Furnished
  • Bar
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Blinds
  • Sliding Doors
  • Workshop
  • Storage
  • Utility Room

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Impact Glass

Parking

  • 4 Car Garage
  • Automatic Garage Door Opener
  • Electric Gate
  • Guest Parking
  • RV or Boat Parking

Accessible Home Design

  • Accessible Elevator Installed
  • Accessible Full Bathroom
  • Handicap Accessible

Pool

  • Heated In Ground Pool
  • Spa
  • Fiberglass Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • Davits
  • Seawall
  • Dock made with concrete
  • Screened Balcony
  • Deck
  • Outdoor Kitchen
  • Exterior Lighting
  • Shed
  • Tiki or Chickee Hut
  • Attached Grill
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Propane
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00246460-000000

Community Details

Overview

  • No Home Owners Association
  • Piney Point Sub Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Bike Trail

Security

  • Building Security System

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,605

Year Built

Built in 2019 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • Additional Assessor Parcel Number 1: 00246450-000000
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Concrete
  • Dockage Seawall: Concrete
  • Fee Includes: None
  • Handicap Access: Yes
  • Key Island: Big Pine Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 29.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Bike Paths
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Ocean
  • State Province: FL
  • Taxes: 11605.19
  • Title: Negotiable
  • Vehicle Storage: Garage, Covered Parking, RV Parking Open, Guest Parking, Auto Door Opener
  • Vehicle Storage Cars: 4+
  • Year Built: 2019
  • Alternate Key Number: 1316121
  • Cooling Heating: Central Air, Ceiling Fans(s), Heat Pump
  • Lot Sq Ft: 43455.00
  • Pool Info: In Ground, Decked, Fiberglass
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony, Deck, Screened P/B
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 4102.00
  • Pre Wired: Cable
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Quartz Countertops, Tray Ceilings, Bar, Window Treatments, Walk-in Closet(s), Storage, Security System, Elevator, Fireplace(s), Cathedral Ceilings
  • Total Bathrooms: 5.00
  • Full Bathrooms: 4
  • Appliances: Washer, Stainless Steel Appliance(s), Gas Appliances, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Wood
  • Half Bathrooms: 1
  • Specialty Rooms: Laundry Room, Workshop, Utility Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 5
  • Accessibility Features: Accessible Full Bath, Accessible Elevator Installed
  • Sq Ft Remarks: high quality hurricane rated concrete construction

Exterior Features

  • Dockage: Davits
  • Waterfront: Oceanfront
  • Waterfront: Yes
  • Construction: Concrete
  • Exterior Features: Bar, Storage, Shed, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Outdoor Kitchen, Lighting, Hot Tub, Rain Gutters, Fencing, Chickee Hut, Built-in Grill
  • Roof: Metal Roof
  • Waterview: Ocean View, Open Water View, Canal View
  • Pool: Yes

Utilities

  • Security: Electric Gate, On Premises System
  • Utilities: FKAA, Propane, Cable Available, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: VE,AE
  • Parcel Number: 00246460-000000
  • Lot Size: 1 acre dry 1 acre bay bottom
  • Land Size: 1 Less Than 2 Acres
  • Acres: 2.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2022

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 9, 2024
Sold by
Stier Jonathan Ryan
Bought by
Haley Pardee Stier Revocable Trust and Stier
Current Estimated Value
$2,782,102

Purchase Details

Listed on
Mar 20, 2023
Closed on
Aug 24, 2023
Sold by
Agrusa Anthony F and Agrusa Louann
Bought by
Stier 2023 Reverse Eat Llc and Johnathan Ryan Stier
Seller's Agent
Sandra Tuttle
Island Welcome Real Estate
Buyer's Agent
Jayson Novak
Exit Realty Florida Keys BPK
List Price
$5,795,000
Sold Price
$5,300,000
Premium/Discount to List
-$495,000
-8.54%
Views
425

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-24.53%

Purchase Details

Closed on
Apr 19, 2023
Sold by
Stier Johnathan Ryan and Stier 2023 Reverse Eat Llc
Bought by
Stier Jonathan Ryan

Purchase Details

Closed on
Sep 28, 2007
Sold by
Taylor M J
Bought by
Agrusa Anthony F and Agrusa Louann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 11, 2003
Sold by
Taylor M J
Bought by
Taylor M J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
5.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 7, 2003
Sold by
Taylor M J
Bought by
Taylor M J and Taylor Hatton M J

Purchase Details

Closed on
Jun 20, 1994
Sold by
Hicks Lawrence E
Bought by
Taylor Hatton M J

Purchase Details

Closed on
Jun 1, 1994
Bought by
Agrusa Anthony F and Agrusa Louann
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haley Pardee Stier Revocable Trust -- None Listed On Document
Stier 2023 Reverse Eat Llc $5,300,000 None Listed On Document
Stier Jonathan Ryan -- None Listed On Document
Agrusa Anthony F $950,000 Attorney
Taylor M J -- --
Taylor M J -- --
Taylor Hatton M J $199,000 --
Agrusa Anthony F $199,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Agrusa Anthony F $417,000
Previous Owner Taylor M J $322,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/24/2023 08/24/23 Sold $5,300,000 -8.5% $1,292 / Sq Ft
08/10/2023 08/10/23 Pending -- -- --
03/20/2023 03/20/23 For Sale $5,795,000 -- $1,413 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,110 $2,289,896 $828,042 $1,461,854
2024 $11,918 $2,284,430 $819,235 $1,465,195
2023 $11,918 $1,359,296 $0 $0
2022 $11,605 $1,319,705 $0 $0
2021 $12,035 $1,281,267 $0 $0
2020 $11,988 $1,263,577 $400,909 $862,668
2019 $2,711 $256,815 $123,492 $133,323
2018 $2,760 $256,687 $125,094 $131,593
2017 $10,080 $1,032,688 $0 $0
2016 $10,263 $1,021,936 $0 $0
2015 $8,345 $836,341 $0 $0
2014 $7,214 $615,078 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 604647

APN: 00246460-000000