$3,475,000
SOLD MAY 19, 2026

680 Elma Ave Big Pine Key, FL 33043

4 Beds
3.5 Baths
2,050 Sq Ft
0.66 Acre Lot

Sale Details

Date Sold: May 19, 2026

$1,695 Per Sq Ft

11% Below List Price

140 Days on Market

Highlights

  • Ocean Front
  • Boat Lift
  • Boat Slip
  • Dock made with wood
  • Sandy Beach
  • Open Water Access

About This Home

As of May 2026

RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty.
The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home features 4 bedrooms and 3.5 bathrooms, ready for immediate enjoyment.
A gated entrance and long, tree-lined driveway lead to a fully fenced, beautifully landscaped estate with hard to find privacy. Construction highlights include a metal roof, impact-resistant windows and doors, and updated systems throughout. Inside, open-concept living spaces are filled with natural light, with stunning water views from nearly every room. The chef's kitchen features quartz countertops, a Samsung Bespoke appliance package, and a professional-grade gas cooktop.
Outdoor living is exceptional with expansive ocean-side dockage offering power and water, room for multiple boats, and a covered, lighted fish-cleaning station. Ownership of the surrounding bay bottom adds rare value and enhanced waterfront enjoyment. Additional features include a tiki hut with outdoor kitchen, 600 sq ft detached garage, covered parking, RV hookup, and ample storage.
A rare opportunity to own a private, west-facing luxury estate combining modern construction, boating lifestyle, and breathtaking sunsets.

Last Agent to Sell the Property

Sandra Tuttle

Island Welcome Real Estate License #3093204 Listed on: 11/23/2025

Island Welcome Real Estate

Last Buyer's Agent

Leslie Leopold

Ocean Sotheby's International Realty License #3071091

Ocean Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,333

Year Built

  • Built in 1971 | Remodeled

Lot Details

  • 28,830 Sq Ft Lot
  • Lot Dimensions are 107x263x80x160x25x405
  • Ocean Front
  • Home fronts a canal
  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Property is zoned ISM - Improved Sub Masonry

Property Views

  • Ocean
  • Canal

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,050 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Drapes & Rods
  • Sliding Doors
  • Workshop
  • Storage

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 4 Car Attached Garage
  • Carport
  • Automatic Garage Door Opener
  • Guest Parking
  • RV Access or Parking

Pool

  • Spa
  • Heated Pool

Outdoor Features

  • Open Water Access
  • Davits
  • Seawall
  • Boat Lift
  • Boat Slip
  • Dock made with wood
  • Waterfront Basin
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Storage
  • Tiki or Chickee Hut
  • Rain Gutters

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Air Source Heat Pump
  • Propane
  • Cable TV Available

Community Details

  • Piney Point Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00112120-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,333

Year Built

Built in 1971 | Remodeled

Lot Details

0.66 Acres

Listing Details

  • Property Type: Residential
  • Dockage Dock: Wood
  • Dockage Seawall: Concrete
  • Vehicle Storage Cars: 4+
  • Year Built: 1971
  • Building Style Above Flood: No
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.66
  • Lot Size: 107X263X80X160X25X405
  • Co List Office Mls Id: 1065100
  • Co List Office Phone: 305-923-9161
  • Subdivision Name: Piney Point Sub (29.5)
  • Dockage: Davits, Boat Lift, Boat Slip, Basin
  • Vehicle Storage: Garage, Carport, Attached, Detached, Auto Door Opener, Guest Parking, RV Parking Open, Covered Parking
  • Waterview: Ocean View, Canal View, Open Water View
  • Building Style: Stories: 3 Stories
  • Specialty Rooms: Workshop
  • Pre-Wired: Cable
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Cabinets, Storage, Walk-in Closet(s), Quartz Countertops
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Gas Appliances, Stainless Steel Appliance(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Smoke Alarms, Storage, Walk-in Closet(s), Window Treatments, Quartz Countertops
  • WindowsDoors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Chickee Hut, Fencing, Rain Gutters, Hot Tub, Lighting, Outdoor Kitchen, Privacy Wall/Fence, Sandy Beach, Storage
  • Construction Type: CBS
  • General Property Description: Waterfront: Yes
  • Waterfront: Oceanfront, Canal Front, Open Water
  • Roof: Metal Roof
  • Pool Info: Heated: Yes

Utilities

  • Cooling: Central Air, Heat Pump, Ceiling Fans(s), Ductless
  • Utilities: FKAA, Municipal Sewer, Propane

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00246430-000100
  • Lot Size Sq Ft: 28830.0
  • Additional Parcels Description: 00112120-000000

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 11332.59

Multi Family

  • Number Of Units Total: 1

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2025
Closed on
May 19, 2026
Sold by
Bought by
Seller's Agent
Sandra Tuttle
Island Welcome Real Estate
Buyer's Agent
Leslie Leopold
Ocean Sotheby's International Realty
List Price
$3,900,000
Sold Price
$3,475,000
Premium/Discount to List
-$425,000
-10.9%
Views
565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-76.70%

Purchase Details

Closed on
Nov 15, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,000,000
Interest Rate
6.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 4, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,000,000
Interest Rate
6.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,719,000
Interest Rate
3.6%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
Oct 27, 2014
Sold by
Bought by

Purchase Details

Closed on
Feb 12, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$938,250
Interest Rate
2.65%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
Sep 23, 2013
Sold by
Bought by

Purchase Details

Closed on
Sep 12, 2013
Sold by
Bought by

Purchase Details

Closed on
Jan 30, 1998
Sold by
Bought by

Purchase Details

Closed on
Apr 9, 1996
Sold by
Bought by

Purchase Details

Closed on
Dec 29, 1995
Sold by
Bought by

Purchase Details

Closed on
Nov 11, 1994
Sold by
Bought by

Purchase Details

Closed on
Feb 1, 1969
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $3,475,000 None Listed On Document
Warranty Deed $1,450,000 --
Quit Claim Deed -- --
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- Attorney
Interfamily Deed Transfer -- Attorney
Trustee Deed -- --
Warranty Deed $30,000 --
Warranty Deed $280,000 --
Quit Claim Deed -- --
Deed $6,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $2,000,000 New Conventional
Previous Owner $1,719,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $938,250 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/19/2026 05/19/26 Sold $3,475,000 -6.0% $1,695 / Sq Ft
02/11/2026 02/11/26 Price Changed $3,695,000 -5.3% $1,802 / Sq Ft
11/23/2025 11/23/25 For Sale $3,900,000 -- $1,902 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,176 $1,306,283 $794,078 $512,205
2024 $11,177 $1,242,833 $784,276 $458,557
2023 $11,177 $1,230,241 $784,276 $445,965
2022 $6,215 $685,034 $0 $0
2021 $723 $665,082 $382,386 $282,696
2020 $6,474 $693,829 $455,902 $237,927
2019 $6,495 $693,844 $455,902 $237,942
2018 $7,447 $777,000 $0 $0
2017 $7,504 $761,019 $0 $0
2016 $696 $958,809 $0 $0
2015 -- $740,186 $0 $0
2014 -- $653,678 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 617430

APN: 00246430-000100

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