NOT LISTED FOR SALE

640 Highland Ave Santa Cruz, CA 95060

Westlake Neighborhood

Estimated Value: $1,346,000 - $2,975,000

-- Bed
-- Bath
2,513 Sq Ft
$855/Sq Ft Est. Value

About This Home

This home is located at 640 Highland Ave, Santa Cruz, CA 95060 and is currently estimated at $2,149,678, approximately $855 per square foot. 640 Highland Ave is a home located in Santa Cruz County with nearby schools including Westlake Elementary School, Mission Hill Middle School, and Santa Cruz High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 24, 2025
Sold by
Oneto Jennifer L
Bought by
Jennifer Lee Oneto Revocable Trust and Oneto
Current Estimated Value
$2,149,678

Purchase Details

Closed on
Sep 10, 2015
Sold by
Oneto Steven J
Bought by
Oneto Steven J and Steven J Oneto 1995 Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,400
Interest Rate
3.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 18, 2002
Sold by
Oneto Steven J
Bought by
Oneto Steven J and Steven J Oneto 1995 Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.85%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 15, 1997
Sold by
Oneto Steven J
Bought by
Oneto Steven J and The Steven J Oneto 1995 Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,000
Interest Rate
7.34%

Purchase Details

Closed on
Sep 4, 1997
Sold by
Oneto Steven J
Bought by
Oneto Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,000
Interest Rate
7.34%

Purchase Details

Closed on
Dec 12, 1995
Sold by
Oneto Steven J
Bought by
Oneto Steven J

Purchase Details

Closed on
Jun 24, 1994
Sold by
Oneto Terry L
Bought by
Oneto Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
8.62%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jennifer Lee Oneto Revocable Trust -- None Listed On Document
Oneto Steven J -- First American Title Company
Oneto Steven J -- First American Title Company
Oneto Steven J -- First American Title Co
Oneto Steven J -- First American Title Co
Oneto Steven J -- Santa Cruz Title Company
Oneto Steven J -- Santa Cruz Title Company
Oneto Steven J -- --
Oneto Steven J -- Santa Cruz Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Oneto Steven J $359,400
Previous Owner Oneto Steven J $70,000
Previous Owner Oneto Steven J $247,000
Previous Owner Oneto Steven J $250,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,891 $237,367 $35,247 $202,120
2023 $2,858 $228,150 $33,879 $194,271
2022 $2,828 $223,676 $33,214 $190,462
2021 $2,774 $219,290 $32,563 $186,727
2020 $2,754 $217,042 $32,229 $184,813
2019 $2,686 $212,786 $31,597 $181,189
2018 $2,657 $208,614 $30,978 $177,636
2017 $2,625 $204,522 $30,369 $174,153
2016 $2,495 $200,512 $29,774 $170,738
2015 $2,353 $197,500 $29,327 $168,173
2014 $2,315 $193,632 $28,753 $164,879
Source: Public Records

Map

California Santa Cruz County Santa Cruz 95060 Westlake

640 Highland Ave, Santa Cruz, CA

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