NOT LISTED FOR SALE

640 Highway St Underwood, IA 51576

Estimated Value: $410,000 - $449,177

5 Beds
3.5 Baths
4,000 Sq Ft
$107/Sq Ft Est. Value

Last Sold August 19, 2022

Last sale price $360,000 $90 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,790/month

21 Days on Market

Highlights

  • Garage Apartment
  • Covered Deck
  • Wood Flooring
  • Underwood Middle School Rated A-
  • Wooded Lot
  • Main Floor Primary Bedroom

About This Home

As of August 2022

Gorgeous 5 bed, 3.5 bath home with 4 car tandem garage (24x40) on over 3/4 acre lot. Home has no rear neighbors and a lot of privacy. Back yard gate provides access to Underwood elementary/middle school. Main level features office, large living room, kitchen with breakfast bar and pantry, and mf laundry. 2nd level has loft open to the main level, large suite with w/in closet, full bath and another bedroom. Finished basement with 4th and 5th bedrooms, new hybrid water heater, and new HVAC with uv light, humidifier and oversized filter.

Last Agent to Sell the Property

Jay Kathol

BHHS Ambassador - CB License #S44104000 Listed on: 06/03/2022

BHHS Ambassador - CB

Co-Listed By

Ashley Wells

BHHS Ambassador - CB License #S70314000

Last Buyer's Agent

The Knott Team

Heartland Properties License #b24215000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,340

Year Built

  • Built in 2002

Lot Details

  • Level Lot
  • Wooded Lot

Home Design

  • Frame Construction
  • Composition Roof

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3.5 Bathrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Recreation or Family Area in Basement

Parking

  • 4 Car Garage
  • Garage Apartment
  • Tandem Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Covered Deck
  • Porch

Schools

  • Underwood Elementary And Middle School
  • Underwood High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,340

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Air Conditioner: Electric Central
  • Basement: Full
  • Basement: Baths, Other Bedrooms, Family Room, Fully Finished, Full
  • Dining Facilities: Eat In Kitchen, Formal Dining
  • Fireplace: No
  • Interior Amenities: Ceiling Fans, Open Staircase, Wood Floors, Walk-in Closets, Tile Floor, Sump Pumps, Smoke Alarms
  • Kitchen Features: Custom Cabinets, Refrigerator, Vent Fan, Pantry, Microwave, Dishwasher, Garbage Disposal
  • Laundry: Dryer Hookup, Washer Hookup, Main Floor, Electric
  • Lower Tri Level: Baths, Other Bedrooms, Family Room
  • Main Level: Baths, Primary Bedroom, Other Bedrooms, Kitchen, Living Room, Dining
  • Ramp Access: No
  • Second Level: Baths, Other Bedrooms
  • Sq Ft 2nd Floor: 820.00
  • Sq Ft Basement Finished: 1500.00
  • Sq Ft Main Floor: 1680.00
  • Stories: 2.0
  • Total Basement Sq Ft: 1680.00
  • Total Finished Sq Ft: 4000.00
  • Total Above Ground Finished Sq Ft: 2500.00

Beds/Baths

  • Bathrooms Above Grade: 3
  • Bathrooms Below Grade: .5
  • Above Grade Bedrooms: 3
  • Below Grade Bedrooms: 2
  • Total Bathrooms: 3.50
  • Total Bedrooms: 5

Exterior Features

  • Exterior Amenities: Covered Deck, Open Porch, Deck
  • New Construction: N
  • Roof: Composition
  • Site Amenities: Concrete Road, Off Street Parking, Wooded Lot, Flat Lot
  • Style: 1.5 Story

Garage/Parking

  • Garage: 4
  • Garage Features: Electric, Perm Siding, Tandem, Garage Door Opener, Loft, Extra Storage
  • Garage Type: Tandem

Utilities

  • Heating: Gas Forced Air
  • Hot Water Heater: Gas
  • Services: Cable, Regional Water, Gas, Electrical, City Sewer

Association/Amenities

  • Association Fee: N

Schools

  • School District: Underwood
  • Elementary School: Underwood
  • Middle School: Underwood
  • High School: Underwood
  • Elementary School: Underwood
  • High School: Underwood
  • Jr High: Underwood
  • School District: Underwood

Lot Info

  • Flood Insurance: Not Required
  • Lot Size: .77 acres
  • Lot Size Range: Over 1/2 up to 1 Acre

Building Info

  • Construction: Frame
  • Year Built: 2002

Tax Info

  • Current REIDS Year Paid: N/A
  • Gross Taxes: 5340
  • Net Taxes: 5340
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2022
Closed on
Aug 18, 2022
Sold by
Mayabb Justin
Bought by
Pettit Katie M
Seller's Agent
Jay Kathol
BHHS Ambassador - CB
Buyer's Agent
The Knott Team
Heartland Properties
List Price
$399,900
Sold Price
$360,000
Premium/Discount to List
-$39,900
-9.98%
Current Estimated Value
$426,294

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,294
Avg. Annual Appreciation
5.66%
Original Mortgage
$353,479
Outstanding Balance
$337,843
Interest Rate
5.3%
Mortgage Type
FHA
Estimated Equity
$88,451

Purchase Details

Listed on
Jun 3, 2022
Closed on
Jul 11, 2022
Sold by
Justin Mayabb
Bought by
Mayabb Stephanie
Seller's Agent
Jay Kathol
BHHS Ambassador - CB
Buyer's Agent
The Knott Team
Heartland Properties
List Price
$399,900
Sold Price
$360,000
Premium/Discount to List
-$39,900
-9.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,479
Outstanding Balance
$337,843
Interest Rate
5.3%
Mortgage Type
FHA
Estimated Equity
$88,451

Purchase Details

Closed on
Aug 22, 2006
Sold by
Wells Fargo Bank Minnesota National Asso
Bought by
Mayabb Justin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,341
Interest Rate
6.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2006
Sold by
Mortgage Electronic Registration Systems
Bought by
Wells Fargo Bank Minnesota National Asso

Purchase Details

Closed on
May 12, 2006
Sold by
Frederickson Mark and Frederickson Stephanie
Bought by
Mortgage Electronic Registration Systems
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pettit Katie M $360,000 Fahey John P
Mayabb Justin -- None Listed On Document
Mayabb Stephanie -- None Listed On Document
Mayabb Justin $119,000 Nebraska Land Title & Abstra
Wells Fargo Bank Minnesota National Asso -- None Available
Mortgage Electronic Registration Systems $280,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pettit Katie M $353,479
Previous Owner Mayabb Justin $45,000
Previous Owner Mayabb Justin $170,500
Previous Owner Mayabb Justin $172,975
Previous Owner Mayabb Justin J $42,420
Previous Owner Mayabb Justin $138,341
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2022 08/19/22 Sold $360,000 -4.0% $90 / Sq Ft
06/24/2022 06/24/22 Pending -- -- --
06/23/2022 06/23/22 Price Changed $375,000 -3.8% $94 / Sq Ft
06/18/2022 06/18/22 Price Changed $389,900 -2.5% $97 / Sq Ft
06/03/2022 06/03/22 For Sale $399,900 -- $100 / Sq Ft
Source: Southwest Iowa Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,222 $364,500 $31,800 $332,700
2023 $5,988 $364,500 $31,800 $332,700
2022 $5,680 $286,700 $31,800 $254,900
2021 $8,350 $286,700 $31,800 $254,900
2020 $5,268 $257,200 $25,400 $231,800
2019 $4,988 $257,200 $25,400 $231,800
2018 $4,874 $235,600 $7,822 $227,778
2017 $4,874 $235,600 $7,822 $227,778
2015 $4,810 $235,600 $7,822 $227,778
2014 $4,790 $235,600 $7,822 $227,778
Source: Public Records

Agents Affiliated with this Home

  • Jay Kathol

    Seller's Agent in 2022

    Jay Kathol

    BHHS Ambassador - CB

    (402) 618-2454

    224 Total Sales

    Jay Kathol
    Section Image
  • Ashley Wells

    Seller Co-Listing Agent in 2022

    Ashley Wells

    BHHS Ambassador - CB

    (402) 490-3003

    99 Total Sales

    Ashley Wells
    Section Image

  • T

    Buyer's Agent in 2022

    The Knott Team

    Heartland Properties

    (402) 210-3877

    174 Total Sales

    The Knott Team
    Section Image
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Map

Source: Southwest Iowa Association of Realtors®

MLS Number: 22-998

Southwest Iowa Association of Realtors®

APN: 7642-16-326-002

Iowa Pottawattamie County Underwood 51576

640 Highway St, Underwood, IA

This home is located at 640 Highway St, Underwood, IA 51576 since 03 June 2022 and is currently estimated at $426,294, approximately $106 per square foot. This property was built in 2002. 640 Highway St is a home located in Pottawattamie County with nearby schools including Underwood Elementary School, Underwood Middle School, and Underwood High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwest Iowa Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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