$152,000
SOLD NOV 18, 2025

640 Maxwell St Waterloo, IA 50701

4 Beds
1 Bath
1,168 Sq Ft
9,375 Sq Ft Lot

Recently Sold

$130 Per Sq Ft

5% Below List Price

6 Days on Market

Highlights

  • City View
  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Patio
  • Ceiling Fan
  • 2-minute walk to Galloway Park

About This Home

As of November 2025

Check out this affordable, nicely updated one-story home next to Galloway Park. It features a privacy-fenced yard and a spacious living room that is open to the kitchen, which boasts ample cupboards and a movable island for added functionality. The full bathroom includes main floor laundry. The home offers four spacious bedrooms, with one at the rear of the home that could also serve as a second living space. The backyard has a patio and includes two sheds, and an oversized one-stall garage. Many updates have been made, including new windows, flooring, and kitchen cabinets in 2019. All appliances, including the washer and dryer, are included. Please feel free to call your favorite agent today to schedule a private showing. We are also hosting an open house on Sunday, October 12th from 2:00-3:30 P.M.

Last Agent to Sell the Property

Tom Herzmann

Oakridge Real Estate License #S6216400 Listed on: 10/08/2025

Oakridge Real Estate

Last Buyer's Agent

Carissa Holton

EXP Realty, LLC License #S6485100

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,642

Year Built

  • Built in 1955

Lot Details

  • 9,375 Sq Ft Lot
  • Lot Dimensions are 75 x 125
  • Property is zoned R-2

Parking

  • 1 Car Garage

Home Design

  • Slab Foundation
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,168 Sq Ft Home
  • Ceiling Fan
  • City Views
  • Fire and Smoke Detector
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • Fred Becker Elementary School
  • Central Intermediate
  • East High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 891321409008

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,642

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Parcel Number: 891321409008
  • Year Built: 1955
  • Fencing: Fenced, Privacy
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: 1st Floor
  • ResoLotFeatures: City View
  • Lot Size Acres: 0.22
  • Road Frontage Type: Hard Surface Road
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: 319-277-5005
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan/Light
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1168
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Washer, Gas Water Heater
  • Basement: Slab
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • BelowGradeArea: 0

Exterior Features

  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Parking Features: 1 Stall, Oversized

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Baseboard, Electric, Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Fred Becker Elementary
  • High School: East High
  • Middle Or Junior School: Central Intermediate

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 75 X 125
  • Lot Size Sq Ft: 9375
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2642

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2025
Closed on
Nov 18, 2025
Sold by
Fry Samantha J
Bought by
Bachman Marlene
Seller's Agent
Tom Herzmann
Oakridge Real Estate
Buyer's Agent
Carissa Holton
EXP Realty, LLC
List Price
$159,900
Sold Price
$152,000
Premium/Discount to List
-$7,900
-4.94%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.53%

Purchase Details

Closed on
Jul 30, 2024
Sold by
Downing Leah L and Downing Lexton A
Bought by
Fry Samantha J

Purchase Details

Closed on
May 31, 2022
Sold by
Miller and Jilly
Bought by
Downing Leah L and Fiy Samantha J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,500
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 22, 2019
Closed on
Aug 6, 2019
Sold by
Hamlin Evelyn E
Bought by
Miller Jesse and Miller Jilly
Seller's Agent
Chris Fischels
Fischels Commercial Group
List Price
$89,000
Sold Price
$78,000
Premium/Discount to List
-$11,000
-12.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.02%
Original Mortgage
$102,000
Interest Rate
3.7%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $152,000 Title Services Corporation
Quit Claim Deed -- None Listed On Document
Warranty Deed $135,000 None Listed On Document
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $121,500 New Conventional
Previous Owner $102,000 Balloon
Closed $13,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2025 11/18/25 Sold $152,000 -4.9% $130 / Sq Ft
10/14/2025 10/14/25 Pending -- -- --
10/08/2025 10/08/25 For Sale $159,900 +105.0% $137 / Sq Ft
08/06/2019 08/06/19 Sold $78,000 -4.9% $67 / Sq Ft View Prior Sale
06/26/2019 06/26/19 Pending -- -- --
06/25/2019 06/25/19 Price Changed $82,000 -5.6% $70 / Sq Ft
06/14/2019 06/14/19 Price Changed $86,900 -2.4% $74 / Sq Ft
05/22/2019 05/22/19 For Sale $89,000 -- $76 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,642 $125,250 $21,830 $103,420
2024 $2,642 $121,800 $21,830 $99,970
2023 $1,992 $121,800 $21,830 $99,970
2022 $1,938 $90,660 $21,830 $68,830
2021 $1,884 $90,660 $21,830 $68,830
2020 $1,582 $83,200 $18,190 $65,010
2019 $1,582 $83,200 $18,190 $65,010
2018 $1,586 $83,200 $18,190 $65,010
2017 $1,816 $83,200 $18,190 $65,010
2016 $1,788 $90,840 $18,190 $72,650
2015 $1,788 $90,840 $18,190 $72,650
2014 $1,822 $90,840 $18,190 $72,650
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20254933

Northeast Iowa Regional Board of REALTORS®

APN: 8913-21-409-008