NOT LISTED FOR SALE

6409 Silver Ridge Dr Unit 5 Plainfield, IL 60586

Fall Creek Neighborhood

Estimated Value: $394,000 - $404,985

4 Beds
2.5 Baths
2,346 Sq Ft
$171/Sq Ft Est. Value

Last Sold October 19, 2022

Last sale price $339,000 $145 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,768/month

19 Days on Market

Highlights

  • Waterfront
  • Property is near a park
  • 2 Car Attached Garage
  • Community Lake
  • Loft
  • Walk-In Closet

About This Home

As of October 2022

Looking for water views? Featuring this traditional two-story home in the very sought-after Caton Ridge neighborhood located on a premier pond view lot. Enjoy the pond view from the kitchen and family room! Desired large open kitchen bleeds into the eat-in kitchen area and family room. Natural sunlight adorns this home throughout. All 4 bedrooms are upstairs plus a loft area perfect for an at-home office! You will be delighted with the Primary suite! Vaulted ceilings, a large en-suite bathroom, and a perfect walk-in closet! The basement has roughed-in plumbing ready for your finishing touches. Enjoy the peaceful evenings in your backyard with the patio and views. This home is wrapped in professional landscape. Noting to do but move in and make your own. Hurry - won't last long!

Last Agent to Sell the Property

Stephanie Miller

Redfin Corporation License #475120371 Listed on: 08/09/2022

Redfin Corporation

Last Buyer's Agent

Omauria Smith

RE/MAX Professionals License #475194574

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,848

Year Built

  • Built in 2005

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 60x125
  • Waterfront
  • Paved or Partially Paved Lot

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 2,346 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Combination Dining and Living Room
  • Loft
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Ridge Elementary School
  • Drauden Point Middle School
  • Plainfield South High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Satellite Dish

Additional Features

  • Patio
  • Property is near a park

Community Details

  • Manager Association, Phone Number (847) 259-1331
  • Property managed by McGill Management
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,848

Year Built

Built in 2005

Lot Details

0

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2005
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2346
  • Other Equipment: Humidifier, TV-Dish, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • List Price: 334900
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 190
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: McGill Management
  • Management Contact Name: Manager
  • Management Phone: 847-259-1331
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Ridge Elementary School
  • High School: Plainfield South High School
  • Middle/Junior School: Drauden Point Middle School
  • Middle/Junior School District: 202

Lot Info

  • Lot Size Acres: 0.17
  • Lot Dimensions: 60X125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6848.14
  • Tax Year: 2020
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 9, 2022
Closed on
Sep 19, 2022
Sold by
Palomino John M and Palomino Lourielyn D
Bought by
Mukuzi Reagan
Seller's Agent
Stephanie Miller
Redfin Corporation
Buyer's Agent
Omauria Smith
RE/MAX Professionals
List Price
$339,000
Sold Price
$339,000
Views
107
Current Estimated Value
$400,496

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,496
Avg. Annual Appreciation
5.88%
Original Mortgage
$322,050
Outstanding Balance
$311,260
Interest Rate
6.7%
Mortgage Type
New Conventional
Estimated Equity
$89,236

Purchase Details

Listed on
Jul 3, 2018
Closed on
Aug 6, 2018
Sold by
Stoffers Elisabeth D and Stoffers Bradley
Bought by
Palomino John M and Palomino Lourielyn D
Seller's Agent
Nathan Stillwell
john greene, Realtor
Buyer's Agent
Jamie Haake
RE/MAX Ultimate Professionals
List Price
$259,900
Sold Price
$261,000
Premium/Discount to List
$1,100
0.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.44%
Original Mortgage
$247,950
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 3, 2016
Closed on
Jul 6, 2016
Sold by
Chronister Jennifer A
Bought by
Gillham Elisabeth D
Seller's Agent
Ricky Gray
Spring Realty
Buyer's Agent
Nathan Stillwell
john greene, Realtor
List Price
$235,000
Sold Price
$228,000
Premium/Discount to List
-$7,000
-2.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.65%
Original Mortgage
$182,400
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2011
Sold by
Secretary Of Housing & Urban Development
Bought by
Chronister Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,218
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 7, 2010
Sold by
Soto Mayra G and Garcia Miguel A
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
May 23, 2008
Sold by
Soto Mayra G
Bought by
Soto Mayra G and Garcia Miguel A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,228
Interest Rate
6.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 2008
Sold by
Soto Mayra G and Alvarez Hector
Bought by
Soto Mayra G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,228
Interest Rate
6.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2005
Sold by
Neumann Homes Inc
Bought by
Soto Mayra G and Alvarez Hector

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,880
Interest Rate
6.04%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mukuzi Reagan $339,000 Chicago Title
Palomino John M $261,000 Attorney
Gillham Elisabeth D $228,000 Antic
Chronister Jennifer A $153,100 Stewart Title Company
The Secretary Of Housing & Urban Develop $261,224 None Available
Soto Mayra G -- Chicago Title Insurance Co
Soto Mayra G -- Multiple
Soto Mayra G $242,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mukuzi Reagan $322,050
Previous Owner Palomino John M $247,950
Previous Owner Gillham Elisabeth D $182,400
Previous Owner Chronister Jennifer A $149,218
Previous Owner Soto Mayra G $236,228
Previous Owner Soto Mayra G $232,880
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2022 10/19/22 Sold $339,000 +1.2% $145 / Sq Ft
08/29/2022 08/29/22 Pending -- -- --
08/26/2022 08/26/22 Price Changed $334,900 -1.2% $143 / Sq Ft
08/09/2022 08/09/22 For Sale $339,000 +29.9% $145 / Sq Ft
08/10/2018 08/10/18 Sold $261,000 +0.4% $109 / Sq Ft
07/04/2018 07/04/18 Pending -- -- --
07/03/2018 07/03/18 For Sale $259,900 +14.0% $108 / Sq Ft
07/06/2016 07/06/16 Sold $228,000 -3.0% $91 / Sq Ft
05/12/2016 05/12/16 Pending -- -- --
05/03/2016 05/03/16 For Sale $235,000 -- $94 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,638 $114,357 $21,244 $93,113
2023 $7,638 $103,285 $19,187 $84,098
2022 $6,813 $92,764 $17,233 $75,531
2021 $6,939 $86,696 $16,106 $70,590
2020 $6,848 $84,236 $15,649 $68,587
2019 $6,633 $80,263 $14,911 $65,352
2018 $6,380 $75,411 $14,009 $61,402
2017 $6,216 $71,663 $13,313 $58,350
2016 $6,115 $68,348 $12,697 $55,651
2015 $5,050 $64,026 $11,894 $52,132
2014 $5,050 $59,370 $11,474 $47,896
2013 $5,050 $59,370 $11,474 $47,896
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11487520

Midwest Real Estate Data (MRED)

APN: 06-03-31-403-026