Seller's Agent in 2024
David Orso
BHHS PenFed (actual)
(443) 372-7171
116 in this area
589 Total Sales
641 Cove Terrace Arnold, MD 21012
5
Beds
3.5
Baths
2,910
Sq Ft
1.27
Acres
Highlights
- 1.27 Acre Lot
- Colonial Architecture
- Community Pool
- Magothy River Middle School Rated A-
- 2 Fireplaces
- 2 Car Attached Garage
About This Home
As of October 2024LARGEST non-waterfront lot in Ulmstead Estates boasting 1.27 acres of cleared and flat backyard!!!! Home is located in the premier position within community at the top of coveted Procter cul de sac. Ulmstead Estates is the highly sought after premier waterfront community in Arnold with plentiful amenities along the Magothy River. Enjoy the marinas offering 110 slips, private beach access, pool with swim team, tennis/pickleball courts, ball fields and an active community offering year round events. The property is spacious with 5 bedrooms with 3 full and 1 half bathrooms and over 3,000 square feet. Conveniently located near shopping, dining & entertainment with Annapolis just a short drive away. Easy commuter access & Blue Ribbon Schools.
Last Agent to Sell the Property
(443) 372-7171 david@davidorso.com Berkshire Hathaway HomeServices PenFed Realty License #631291 Listed on: 09/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,719
Year Built
- Built in 1979
Lot Details
- 1.27 Acre Lot
- Property is zoned R2
HOA Fees
- $77 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Block Foundation
Interior Spaces
- Property has 3 Levels
- 2 Fireplaces
- Basement
Bedrooms and Bathrooms
Schools
- Broadneck Elementary School
- Magothy River Middle School
- Broadneck High School
Utilities
- Central Air
- Heat Pump System
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 113
- Assessor Parcel Number 020387690024541
Community Details
Overview
- Ulmstead Estates Subdivision
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 7, 2025
Sold by
Ruch Todd and Ruch Melissa
Bought by
Ruch Family Trust and Ruch
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$550,000
Outstanding Balance
$544,504
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$682,390
Purchase Details
Listed on
Sep 26, 2024
Closed on
Oct 21, 2024
Sold by
Christopher W Blanchet Revocable Trust and Lisa M Blanchet Revocable Trust
Bought by
Ruch Todd and Ruch Melissa
Seller's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Elizabeth Parrott
Douglas Realty, LLC
List Price
$1,100,000
Sold Price
$1,165,000
Premium/Discount to List
$65,000
5.91%
Views
133
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%
Original Mortgage
$990,250
Interest Rate
6.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 9, 2023
Sold by
Blanchet Christopher W
Bought by
Lisa M Blanchet Revocable Trust
Purchase Details
Listed on
May 30, 2019
Closed on
May 30, 2019
Sold by
Bauer Craig N and Bauer Susan S
Bought by
Blanchet Christopher and Blanchet Lisa
Seller's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
List Price
$760,000
Sold Price
$760,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.89%
Original Mortgage
$608,000
Interest Rate
3.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 29, 1979
Bought by
Bauer Craig N and Bauer Susan S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Eagle Title | |
| Deed | -- | Eagle Title | |
| Deed | $1,165,000 | Eagle Title | |
| Deed | $1,165,000 | Eagle Title | |
| Deed | -- | None Listed On Document | |
| Deed | $760,000 | Eagle Title Llc | |
| Deed | $130,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $550,000 | New Conventional | |
| Closed | $550,000 | New Conventional | |
| Previous Owner | $990,250 | New Conventional | |
| Previous Owner | $608,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/21/2024 10/21/24 | Sold | $1,165,000 | +5.9% | $400 / Sq Ft |
| 09/27/2024 09/27/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $1,100,000 | +44.7% | $378 / Sq Ft |
| 05/30/2019 05/30/19 | Sold | $760,000 | 0.0% | $261 / Sq Ft |
| 05/30/2019 05/30/19 | Pending | -- | -- | -- |
| 05/30/2019 05/30/19 | For Sale | $760,000 | -- | $261 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,841 | $747,833 | -- | -- |
| 2024 | $7,841 | $670,200 | $324,800 | $345,400 |
| 2023 | $7,735 | $664,967 | $0 | $0 |
| 2022 | $7,324 | $659,733 | $0 | $0 |
| 2021 | $14,540 | $654,500 | $324,800 | $329,700 |
| 2020 | $7,233 | $654,500 | $324,800 | $329,700 |
| 2019 | $5,885 | $654,500 | $324,800 | $329,700 |
| 2018 | $6,895 | $680,000 | $386,800 | $293,200 |
| 2017 | $5,538 | $680,000 | $0 | $0 |
| 2016 | -- | $680,000 | $0 | $0 |
| 2015 | -- | $680,200 | $0 | $0 |
| 2014 | -- | $666,933 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
David Orso
-
Elizabeth Parrott
Buyer's Agent in 2024
Elizabeth Parrott
Douglas Realty, LLC
(443) 618-7535
2 in this area
90 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2094764
APN: 03-876-90024541
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