Seller's Agent in 2025
Jessica Martin
THE SHOP REAL ESTATE CO.
(901) 240-9790
1 in this area
23 Total Sales
641 N Garden Ave Clearwater, FL 33755
Old Bay District Neighborhood
2
Beds
2
Baths
1,068
Sq Ft
4,948
Sq Ft Lot
Highlights
- Open Floorplan
- Porch
- Eat-In Kitchen
- No HOA
- 1 Car Attached Garage
- Tile Flooring
About This Home
As of July 2025This charming 2-bedroom, 2-bathroom cottage-style home, built in 2018, offers 1,068 sqft of thoughtfully designed living space on a 0.11-acre lot. The open-concept layout seamlessly connects the living room, dining area, and kitchen, which features ample storage. Tile flooring throughout ensures easy maintenance. Enjoy Florida's beautiful sunsets from the inviting front porch. Additional features include hurricane shutters, a private mailbox, and an attached one-car garage with in-garage laundry facilities. This property is available exclusively to buyers who meet low-income qualifications. The property is high and dry, not located in a flood zone, and plus, NO HOA FEES! Situated in the historic North Greenwood neighborhood, this home is just minutes from Clearwater Beach, Coachman Park's vibrant concerts, BayCare Sound venue, the historic Clearwater Golf Course, and the eclectic shops and restaurants of downtown Clearwater and Dunedin. Recreational opportunities abound with nearby parks and community centers. Clearwater High School, known for its notable alumni, serves the area, and public transportation options are readily available via the Pinellas Suncoast Transit Authority. Don't miss the opportunity to own this home in a vibrant and historic community. **IMPORTANT NOTICE: DUE TO LAND USE RESTRICTIONS AND INCOME ELIGIBILITY REQUIREMENTS, THIS PROPERTY MUST BE PURCHASED WITH FINANCING THAT MEETS PROGRAM GUIDELINES. CASH PURCHASES DO NOT MEET THE ELIGIBILITY CRITERIA FOR THIS SALE.**
Last Agent to Sell the Property
THE SHOP REAL ESTATE CO. Brokerage Phone: 727-593-7777 License #3578561 Listed on: 04/28/2025
Co-Listed By
THE SHOP REAL ESTATE CO. Brokerage Phone: 727-593-7777 License #3618077
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,300
Year Built
- Built in 2018
Lot Details
- 4,948 Sq Ft Lot
- Lot Dimensions are 50x100
- West Facing Home
Parking
- 1 Car Attached Garage
- Rear-Facing Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- HardiePlank Type
Interior Spaces
- 1,068 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Combination Dining and Living Room
- Tile Flooring
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Exterior Lighting
- Porch
Schools
- Sandy Lane Elementary School
- Dunedin Highland Middle School
- Clearwater High School
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Bidwells Oak Wood Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 33
- Assessor Parcel Number 09-29-15-08622-000-0330
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 28, 2025
Closed on
Jun 30, 2025
Sold by
Hirschberg Scott Howard and Hirschberg Jill Agnes
Bought by
Aponte Valerie Colon
Seller's Agent
Jessica Martin
THE SHOP REAL ESTATE CO.
Buyer's Agent
Patricia Pope
BRAINARD REALTY
List Price
$252,000
Sold Price
$252,000
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$68,100
Outstanding Balance
$68,100
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$186,702
Purchase Details
Closed on
Feb 16, 2018
Sold by
Habitat Of Humanity Of Pinellas County I
Bought by
Hirschberg Scott Howard and Hirschberg Jill Agnes
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
3.95%
Mortgage Type
Unknown
Purchase Details
Closed on
Mar 1, 2017
Bought by
Habitat For Humanity Of Pinell
Purchase Details
Closed on
Feb 1, 1994
Sold by
Lewis Don
Bought by
Bilgutay Mary J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $252,000 | Scarab Title & Escrow Services | |
| Warranty Deed | $252,000 | Scarab Title & Escrow Services | |
| Warranty Deed | $176,000 | Fidelity Natl Title Of Flor | |
| Deed | $206,300 | -- | |
| Warranty Deed | $9,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $68,100 | New Conventional | |
| Closed | $68,100 | New Conventional | |
| Open | $186,000 | New Conventional | |
| Closed | $186,000 | New Conventional | |
| Previous Owner | $176,000 | Unknown | |
| Previous Owner | $600,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $400,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | $252,000 | 0.0% | $236 / Sq Ft |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- |
| 04/28/2025 04/28/25 | For Sale | $252,000 | -- | $236 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,249 | $163,721 | -- | -- |
| 2023 | $2,249 | $158,952 | $0 | $0 |
| 2022 | $2,172 | $154,322 | $0 | $0 |
| 2021 | $2,187 | $149,827 | $0 | $0 |
| 2020 | $2,173 | $147,758 | $0 | $0 |
| 2019 | $2,172 | $146,715 | $20,531 | $126,184 |
| 2018 | $0 | $39,945 | $0 | $0 |
| 2017 | $293 | $19,426 | $0 | $0 |
| 2016 | $220 | $10,625 | $0 | $0 |
| 2015 | $225 | $10,625 | $0 | $0 |
| 2014 | -- | $10,625 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Martin
-
Stephany Abreu Decastro
S
Seller Co-Listing Agent in 2025
Stephany Abreu Decastro
THE SHOP REAL ESTATE CO.
(774) 462-9647
1 in this area
5 Total Sales
-
Patricia Pope
Buyer's Agent in 2025
Patricia Pope
BRAINARD REALTY
(828) 231-2323
1 in this area
71 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8377856
APN: 09-29-15-08622-000-0330
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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