NOT LISTED FOR SALE

6412 Lance St Panama City, FL 32404

Callaway Area

Estimated Value: $199,000 - $235,947

3 Beds
2 Baths
1,066 Sq Ft
$204/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $225,000 $211 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,354 / mo

120 Days on Market

Highlights

  • Traditional Architecture
  • Patio
  • Central Heating and Cooling System
  • No HOA
  • Living Room
  • Dining Room

About This Home

As of April 2025

This beautifully remodeled home, situated on a large lot, is ready for you to view. Completely updated in 2021, it features a brand-new roof, water heater, and an inviting kitchen equipped with quartz countertops, sleek white cabinets, and modern appliances. Enjoy the fresh flooring and newly painted interiors that enhance the home's charm. Both bathrooms have been tastefully upgraded, offering a stylish and functional space. New white vinyl windows have been added in 2023. Conveniently located near Tyndall Air Force Base and right off Tyndall Parkway for all your restaurant and grocery needs. The large lot offer's plenty of room for a pool and/or large shed. There is a assumable VA loan with an interest rate of 2.375% if you qualify.
Seller is offering a one year home warranty with an acceptable offer for the Buyer's peace of mind.

Last Agent to Sell the Property

Celia Bush

ERA Neubauer Real Estate, Inc License #3091483 Listed on: 10/22/2024

ERA Neubauer Real Estate, Inc

Last Buyer's Agent

Issabella Marsh

Florida Realty Experts License #SL3531298

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,831

Year Built

  • Built in 1981

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 60x145
  • Fenced
  • Zoning described as County

Parking

  • 1 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Living Room
  • Dining Room

Kitchen

  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Normandale Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,831

Year Built

Built in 1981

Lot Details

9,583 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Lot Size: 60x145
  • Road Frontage Type: City Street
  • Subdivision Name: Normandale Estates
  • Architectural Style: Traditional
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • Fencing: Fenced, Privacy
  • Waterfront: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Patio
  • Patio And Porch Features: Patio
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 9583.0
  • Mobile Dim Units: Feet
  • Zoning Description: County

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1831.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 31, 2025
Sold by
Bought by
Current Estimated Value
$218,457

Purchase Details

Listed on
Oct 22, 2024
Closed on
Apr 30, 2025
Sold by
Bought by
Seller's Agent
Celia Bush
ERA Neubauer Real Estate, Inc
Buyer's Agent
Issabella Marsh
Florida Realty Experts
List Price
$245,000
Sold Price
$225,000
Premium/Discount to List
-$20,000
-8.16%
Views
161

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.69%
Original Mortgage
$177,212
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 23, 2021
Closed on
Sep 10, 2021
Sold by
Bought by
Seller's Agent
Deborah Morton
Bay Living Inc.
Buyer's Agent
Celia Bush
ERA Neubauer Real Estate, Inc
List Price
$204,900
Sold Price
$189,000
Premium/Discount to List
-$15,900
-7.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.91%
Original Mortgage
$193,347
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Closed on
Jun 11, 2021
Sold by
Bought by

Purchase Details

Listed on
Jul 11, 2016
Closed on
Dec 30, 2016
Sold by
Bought by
Seller's Agent
Gerard Virga
Virga Realty Inc
Buyer's Agent
Wanda Martinez
Keller Williams Success Realty
List Price
$99,900
Sold Price
$90,000
Premium/Discount to List
-$9,900
-9.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$91,935
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Oct 11, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,500
Interest Rate
5.26%
Mortgage Type
Stand Alone Second
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Panama City, FL

  • Judy Rice Real Estate Agent - Better Homes And Gardens Real Estate Main Street Properties

    Judy Rice

    Better Homes And Gardens Real Estate Main Street Properties

    (850) 972-2102

    39 Total Sales

    2 in Callaway

    $300K - $310K Price Range

    Judy Rice
     Section Image
  • Sherry Agee-Smith Real Estate Agent - simpliHOM

    Sherry Agee-Smith

    Responds Quickly

    simpliHOM

    (615) 379-9092

    47 Total Sales

    1 in Callaway

    $335,000 Price

    Sherry Agee-Smith
     Section Image
  • Edward Harper Real Estate Agent - Bush Real Estate Group

    Edward Harper

    Bush Real Estate Group

    (470) 347-1436

    81 Total Sales

    1 in Callaway

    $289,900 Price

    Edward Harper
     Section Image
  • Cassie Studstill Real Estate Agent - Studstill Realty Group, LLC

    Cassie Studstill

    Studstill Realty Group, LLC

    (855) 505-0287

    53 Total Sales

    2 in Callaway

    $65K - $100K Price Range

    Cassie Studstill
     Section Image
  • Susan Morrison Real Estate Agent - Anchor Realty Florida

    Susan Morrison

    Anchor Realty Florida

    (850) 818-3257

    125 Total Sales

    17 in Callaway

    $34K - $420K Price Range

    Susan Morrison
     Section Image
  • Amanda Cialoni Real Estate Agent - Seashore Realty LLC

    Amanda Cialoni

    Seashore Realty LLC

    (850) 788-2793

    92 Total Sales

    4 in Callaway

    $33K - $385K Price Range

    Amanda Cialoni
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
$225,000 Cornerstone Title Agency
$189,000 Majesty Title Services
$95,000 Certified Title Corporation
$90,000 Mti Title Insurance Agency I
$142,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $177,212
Previous Owner $193,347
Previous Owner $91,935
Previous Owner $40,522
Previous Owner $28,800
Previous Owner $28,500
Previous Owner $114,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Sold $225,000 -2.2% $211 / Sq Ft
02/19/2025 02/19/25 Price Changed $229,999 0.0% $216 / Sq Ft
01/27/2025 01/27/25 Price Changed $230,000 -2.1% $216 / Sq Ft
11/20/2024 11/20/24 Price Changed $235,000 -4.1% $220 / Sq Ft
10/22/2024 10/22/24 For Sale $245,000 +29.6% $230 / Sq Ft
07/05/2022 07/05/22 Off Market $189,000 -- --
06/20/2022 06/20/22 Off Market $90,000 -- --
09/08/2021 09/08/21 Sold $189,000 -3.5% $177 / Sq Ft View Prior Sale
07/29/2021 07/29/21 Pending -- -- --
07/27/2021 07/27/21 Price Changed $195,900 -2.0% $184 / Sq Ft
07/25/2021 07/25/21 Price Changed $199,900 -2.4% $188 / Sq Ft
07/22/2021 07/22/21 For Sale $204,900 0.0% $192 / Sq Ft
07/22/2021 07/22/21 Price Changed $204,900 -2.4% $192 / Sq Ft
07/22/2021 07/22/21 Pending -- -- --
07/21/2021 07/21/21 Price Changed $209,900 +5.2% $197 / Sq Ft
07/21/2021 07/21/21 Price Changed $199,500 -0.2% $187 / Sq Ft
07/18/2021 07/18/21 For Sale $199,900 +122.1% $188 / Sq Ft
01/05/2017 01/05/17 Sold $90,000 -9.9% $84 / Sq Ft View Prior Sale
08/22/2016 08/22/16 Pending -- -- --
07/10/2016 07/10/16 For Sale $99,900 -- $94 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,876 $182,233
2024 $1,831 $177,097
2023 $1,831 $171,939 $33,600 $138,339
2022 $2,004 $155,129 $29,400 $125,729
2021 $546 $80,123 $0 $0
2020 $474 $73,393 $25,500 $47,893
2019 $957 $71,572 $22,800 $48,772
2018 $483 $75,838 $0 $0
2017 $512 $76,657 $0 $0
2016 $537 $77,536 $0 $0
2015 $577 $78,775 $0 $0
2014 $1,120 $79,834 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Celia Bush Real Estate Agent - ERA Neubauer Real Estate, Inc

    Seller's Agent in 2025

    Celia Bush

    ERA Neubauer Real Estate, Inc

    (850) 596-9279

    56 Total Sales

    Celia Bush
    Section Image

  • IM

    Buyer's Agent in 2025

    Issabella Marsh

    Florida Realty Experts

    (850) 730-4118

    14 Total Sales

    Issabella Marsh
    Section Image
  • Deborah Morton Real Estate Agent - Bay Living Inc.

    Seller's Agent in 2021

    Deborah Morton

    Bay Living Inc.

    (813) 957-7383

    315 Total Sales

    Deborah Morton
    Section Image
  • Gerard Virga Real Estate Agent - Virga Realty Inc

    Seller's Agent in 2017

    Gerard Virga

    Virga Realty Inc

    (850) 258-4903

    67 Total Sales

    Gerard Virga
    Section Image

  • WM

    Buyer's Agent in 2017

    Wanda Martinez

    Keller Williams Success Realty

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 764133

Central Panhandle Association of REALTORS®

APN: 06940-559-000

Florida Bay County Panama City 32404

6412 Lance St, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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