$609,000

Estimated payment $3,702/month

Total Views 4,739
4 Beds
3.5 Baths
2,938 Sq Ft
$207 Price per Sq Ft

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • No HOA
  • Engineered Wood Flooring
  • Granite Countertops
  • Breakfast Area or Nook

About This Home

Modern Design, Mountain Views & Investment Potential | Welcome to 642 Ladd Avenue- where modern design meets thoughtful functionality in this newer 2024 construction, located just minutes from Northshore, Whole Foods, Renaissance Park, and the best of Chattanooga living.

This 4-bedroom, 3.5-bath home offers nearly 3,000 square feet of light-filled living space, sleek finishes, and distant mountain views that elevate your everyday. The open-concept main level features a designer tile-surround fireplace, a statement kitchen with island seating, walk-in pantry, and a seamless flow into the dining area - ideal for both entertaining and daily living.

Upstairs, the vaulted-ceiling primary suite is a retreat with a spacious walk-in closet and spa-like en-suite. Two additional bedrooms are connected by a Jack and Jill bath.

Downstairs, the fully finished above-ground basement includes a private guest suite with full bath, laundry, and a two-car garage -perfect for hosting or creating rental income with flexible potential.

This is modern living at its best - style, space, and location. Schedule your showing today and see what makes 642 Ladd Ave stand out.

Listing Agent

Matthew Macaulay

Real Broker License #356438 Listed on: 06/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,071

Year Built

  • Built in 2024

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 120x150
  • Sloped Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Dining Room
  • Storage
  • Laundry Room
  • Laundry in Basement
  • Smart Locks
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower

Outdoor Features

  • Rear Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Available
  • Tankless Water Heater

Community Details

  • No Home Owners Association
  • Valhambrosia Subdivision

Listing and Financial Details

  • Assessor Parcel Number 135b D 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,071

Year Built

Built in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.18
  • Lot Size: 120X150
  • Subdivision Name: Valhambrosia
  • Directions: From Downtown Chattanooga, head north on Cherokee Boulevard and continue through the tunnel. After exiting the tunnel, turn left onto East Elmwood Drive, then take another left onto Whitehall Road. From there, turn right onto Ladd Avenue. 642 Ladd Avenue will be on your left.
  • Above Grade Finished Sq Ft: 2270.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2938.0
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2024
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 135b D 001
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 4071.1
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2270.0
  • General Property Information Below Grade Finished Area: 668.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.18
  • General Property Information Lot Size Square Feet2: 7840.8
  • General Property Information Lot Size Dimensions: 120X150
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: Second
  • Room Types Primary Bedroom Level: Second
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 3
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: Basement
  • Interior Features Breakfast Nook: Yes
  • Flooring Engineered Hardwood: Yes
  • Utilities:Natural Gas Connected: Yes
  • Laundry Features In Basement: Yes
  • Special Features: NewHome
  • Stories: 3

Interior Features

  • Private Spa: No
  • Appliances: Tankless Water Heater, Microwave, Gas Range, Disposal, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 668.0
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Breakfast Nook, Cathedral Ceiling(s), Double Vanity, En Suite, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Plumbed, Storage, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes

Exterior Features

  • Lot Features: Sloped
  • View: See Remarks
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Fiber Cement
  • Exterior Features: Smart Lock(s)
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Rear Porch
  • Roof: Shingle
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Sloped: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Smart Lock(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: In Basement
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 7840.8
  • Additional Parcels: No
  • Parcel #: 135b D 001

Tax Info

  • Tax Annual Amount: 4071.1

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,030 $90,725 $0 $0
2023 $224 $10,000 $0 $0
2022 $224 $10,000 $0 $0
2021 $224 $10,000 $0 $0
2020 $86 $3,125 $0 $0
2019 $86 $3,125 $0 $0
2018 $171 $7,500 $0 $0
2017 $207 $7,500 $0 $0
2016 $207 $0 $0 $0
2015 $381 $7,500 $0 $0
2014 $381 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 For Sale $609,000 0.0% $207 / Sq Ft
05/03/2025 05/03/25 Off Market $609,000 -- --
05/01/2025 05/01/25 For Sale $609,000 +3.2% $207 / Sq Ft
05/03/2024 05/03/24 Sold $590,000 -0.8% $202 / Sq Ft
03/18/2024 03/18/24 Pending -- -- --
03/18/2024 03/18/24 For Sale $595,000 +1387.5% $204 / Sq Ft
02/26/2021 02/26/21 Sold $40,000 -12.9% $16 / Sq Ft
01/26/2021 01/26/21 Pending -- -- --
01/22/2021 01/22/21 For Sale $45,900 -- $19 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $590,000 Cumberland Title
Special Warranty Deed $80,000 Realty T&E Svcs Inc
Deed $67,500 None Available
Warranty Deed $48,500 Title Guaranty & Trust Co
Quit Claim Deed -- Title Guaranty & Trust Co
Warranty Deed $140,000 Title Guaranty & Trust Co
Warranty Deed $275,000 Title Guaranty & Trust Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $560,500 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $294,000 Construction
Previous Owner $105,000 New Conventional
Source: Public Records

Similar Homes in the area

  • 800 Barton Ave, Chattanooga, TN 37405

    $575,000

    • 4 Beds
    • 4 Baths
    • 2,668 Sq Ft
    • 800 Barton Ave
    • Chattanooga, TN

    Calling All Investors! Prime North Chattanooga Bungalow with Endless Potential! This completely remodeled North Chattanooga bungalow is a great investment opportunity for rental income or multi-family living. Situated within walking distance to Riverview shopping, parks, and just minutes from downtown, this charming home offers unparalleled convenience in one of Chattanooga's most desirable

    Cassie Hollis Better Homes and Gardens Real Estate Signature Brokers

    Section Image
  • 809 Fairview Ave, Chattanooga, TN 37403

    $479,000

    • 3 Beds
    • 2 Baths
    • 1,876 Sq Ft
    • 809 Fairview Ave
    • Chattanooga, TN

    Calling all investors and savvy buyers! Most of the heavy lifting has already been done—this 3 bedroom, 2 bathroom home is just waiting on your final touches to bring it across the finish line. Located at 809 Fairview Ave, Chattanooga, TN 37403, this promising investment sits in a prime area near downtown, hospitals, and UTC.Whether you're looking to flip, hold as a rental, or

    Cassie Hollis Better Homes and Gardens Real Estate Signature Brokers

    Section Image
  • 740 Shearer Cove Rd, Chattanooga, TN 37405

    $645,000

    • 4 Beds
    • 3.5 Baths
    • 2,736 Sq Ft
    • 740 Shearer Cove Rd
    • Chattanooga, TN

    Welcome to 740 Shearer Cove Road, a stunning home in the sought-after Horse Creek Farms neighborhood, offering breathtaking mountain views and a thoughtfully designed floor plan. This spacious and elegant residence features 3 bedrooms, an office, a formal dining room, a great room, a laundry room, and 2.5 bathrooms—all on the main level. Upstairs, you'll find an oversized bonus room, a 4th

    Cassie Hollis Better Homes and Gardens Real Estate Signature Brokers

    Section Image
  • 3151 Camber Hill, Red Bank, TN 37415

    $597,400

    • 3 Beds
    • 2.5 Baths
    • 1,996 Sq Ft
    • 3151 Camber Hill
    • Red Bank, TN

    Introducing the ''Gen 1'' at Camber Hill—a home where modern design meets the ultimate in entertaining comfort. Perfect for those who love to host, this new construction offers expansive, light-filled spaces with seamless indoor-outdoor flow. The open floor plan, highlighted by sleek lines and sophisticated finishes, creates the ideal setting for gatherings both large and small. Whether it's a

    Jim Lea Keller Williams Realty

    Section Image
  • 1952 Rossville Ave, Chattanooga, TN 37408

    $639,900

    • 4 Beds
    • 2.5 Baths
    • 2,246 Sq Ft
    • 1952 Rossville Ave
    • Chattanooga, TN

    Don't miss this rare opportunity to own a beautiful 4-bedroom, 2.5-bath home in the heart of Chattanooga's historic and lively Southside—just 100 feet from Jefferson Park and walking distance to Main Street's restaurants, coffee shops, boutiques, art galleries, and music venues.With a covered front porch and upper-level balcony offering scenic Lookout Mountain views, the curb appeal is

    Asher Black Keller Williams Realty

    Section Image
  • 2000 Oak St, Chattanooga, TN 37404

    $479,900

    • 4 Beds
    • 3.5 Baths
    • 3,198 Sq Ft
    • 2000 Oak St
    • Chattanooga, TN

    Calling all investors and savvy buyers! This home needs renovation, but with its location, layout, and character, it's a rare chance to bring new life to a piece of Chattanooga's history.This classic home sits on an elevated corner lot and was originally built and owned by the McCallie family. Offering 4 bedrooms, 2.5 bathrooms, and unlimited potential, this home boasts sunrise

    Cassie Hollis Better Homes and Gardens Real Estate Signature Brokers

    Section Image
  • 1800 S Watkins St, Chattanooga, TN 37404

    $527,400

    • 2 Beds
    • 2 Baths
    • 1,165 Sq Ft
    • 1800 S Watkins St
    • Chattanooga, TN

    Step into Chattanooga's story at Mill Town — a rare opportunity to live in a piece of the city's industrial past, newly reimagined for modern life. Once home to the historic Coosa Mill, this iconic structure has been transformed into a collection of luxury lofts that blend original character with contemporary design. Each loft features soaring 13-foot ceilings, exposed textures, designer

    Jim Lea Keller Williams Realty

    Section Image
  • 603 Alston Dr, Chattanooga, TN 37419

    $647,400

    • 3 Beds
    • 2.5 Baths
    • 2,326 Sq Ft
    • 603 Alston Dr
    • Chattanooga, TN

    Discover refined living in the prestigious community of Black Creek, where luxury meets lifestyle just minutes from the heart of downtown Chattanooga.Surrounded by the natural beauty of the mountains, this exclusive neighborhood offers an exceptional array of amenities, including a championship golf course, state-of-the-art wellness center, resort-style community pools, an expansive dog park,

    Jim Lea Keller Williams Realty

    Section Image
  • 961 Elk Ridge Trail, Chattanooga, TN 37419

    $565,000

    • 3 Beds
    • 2.5 Baths
    • 2,054 Sq Ft
    • 961 Elk Ridge Trail
    • Chattanooga, TN

    Open Houses: Saturday, August 2nd 2-4PMSunday, August 3rd 1-3PMWelcome to this beautifully appointed 3-bedroom, 2.5-bath home with an attached 2-car garage, located in the prestigious Black Creek community—nestled in the shadow of Raccoon Mountain and offering breathtaking, unobstructed views right outside your doorstep. This thoughtfully designed home boasts an open floor plan that

    Asher Black Keller Williams Realty

    Section Image

Source: Greater Chattanooga REALTORS®

MLS Number: 1512051

Greater Chattanooga REALTORS®

APN: 135B-D-001