NOT LISTED FOR SALE

642 Silver Rock Rd Lusby, MD 20657

Estimated Value: $289,000 - $334,000

3 Beds
2 Baths
1,284 Sq Ft
$245/Sq Ft Est. Value

Last Sold August 28, 2023

Last sale price $259,900 $202 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $2,005/month

71 Days on Market

Highlights

  • Beach
  • Home fronts navigable water
  • Open Floorplan
  • Community Stables
  • Water Access
  • Lake Privileges

About This Home

As of August 2023

Beautiful rambler in the heart of Lusby, MD. It has lovely wood floors, an open area with a living room and kitchen combo. Very nice place that is close to the beach area. Large back yard with shed. Don't miss out on this beauty.

Last Agent to Sell the Property

Jeanette Hines Taylor

Vylla Home License #629291 Listed on: 05/14/2023

Vylla Home

Last Buyer's Agent

Anthony Lane

Berkshire Hathaway HomeServices PenFed Realty

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,346

Year Built

  • Built in 1969

Lot Details

  • Home fronts navigable water
  • Back Yard Fenced
  • Wooded Lot
  • Backs to Trees or Woods

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Rambler Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 1,284 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Double Pane Windows
  • Insulated Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Crawl Space
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges
  • Shed

Schools

  • Appeal Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 59
  • Assessor Parcel Number 0501125842

Community Details

Overview

  • Association fees include recreation facility
  • Chesapeake Ranch Estates HOA
  • Chesapeake Ranch Estates Subdivision

Amenities

  • Common Area
  • Community Center

Recreation

  • Beach
  • Community Playground
  • Community Stables
  • Horse Trails

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,346

Year Built

Built in 1969

Lot Details

0

HOA Fees

$32 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1969
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Attic, Family Room Off Kitchen, Breakfast Area, Combination Kitchen/Dining, Kitchen - Table Space, Entry Level Bedroom, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Window Features: Double Pane
  • Fireplace: No
  • Door Features: Insulated, Six Panel
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Bedroom 6
  • Basement: No
  • Total Sq Ft: 1284
  • Living Area Sq Ft: 1284
  • Price Per Sq Ft: 202.41
  • Above Grade Finished Sq Ft: 1284
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 642

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY & LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 378.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Common Grounds, Horse Trails, Riding/Stables, Tot Lots/Playground, Water/Lake Privileges, Community Center, Security
  • HOA Condo Co-Op Fee Includes: Recreation Facility
  • HOA Name: CHESAPEAKE RANCH ESTATES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: APPEAL
  • Middle School: MILL CREEK
  • High School: PATUXENT
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: APPEAL
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Fencing: Rear
  • Land Use Code: R
  • Lot Features: Backs To Trees, Trees/Wooded
  • Lot Size Units: Square Feet
  • Year Assessed: 2023
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2346.00
  • Assessor Parcel Number: 0501125842
  • Tax Lot: 59
  • Tax Total Finished Sq Ft: 1284
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 08/28/2023

Multi Family

  • Mean Low Water Feet: 1

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2023
Closed on
Aug 17, 2023
Sold by
Stanwich Mtg Loan Tr
Bought by
Bays Erica H
Seller's Agent
Jeanette Hines Taylor
Vylla Home
Buyer's Agent
Anthony Lane
Berkshire Hathaway HomeServices PenFed Realty
List Price
$274,900
Sold Price
$259,900
Premium/Discount to List
-$15,000
-5.46%
Views
492
Current Estimated Value
$314,025

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,125
Avg. Annual Appreciation
8.72%
Original Mortgage
$225,000
Outstanding Balance
$220,934
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$83,692

Purchase Details

Closed on
Feb 7, 2022
Sold by
Theologou Diana
Bought by
Stanwich Mortgage Loan Trust

Purchase Details

Closed on
Dec 30, 2009
Sold by
Bush John David and Bush Carol A
Bought by
Barr-Mccrae Cynthia F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,918
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 2007
Sold by
Bush John Michael
Bought by
Bush John David and Bush Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 2007
Sold by
Bush John Michael
Bought by
Bush John David and Bush Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 27, 2007
Sold by
Shields Todd Mitchell
Bought by
Bush John Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 9, 2007
Sold by
Shields Todd Mitchell
Bought by
Bush John Michael

Purchase Details

Closed on
Apr 29, 2002
Sold by
Whaley G Christine
Bought by
Shields Todd Mitchell
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bays Erica H $250,000 Capitol Title
Stanwich Mortgage Loan Trust $214,060 --
Barr-Mccrae Cynthia F $216,500 --
Bush John David $150,000 --
Bush John David $150,000 --
Bush John Michael $140,000 --
Bush John Michael $140,000 --
Shields Todd Mitchell $72,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bays Erica H $225,000
Previous Owner Barr Mccrae Cynthia F $220,918
Previous Owner Bush John David $135,000
Previous Owner Bush John David $135,000
Previous Owner Schields Todd M $25,000
Closed Barr-Mccrae Cynthia F --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2023 08/28/23 Sold $259,900 0.0% $202 / Sq Ft
07/24/2023 07/24/23 Pending -- -- --
06/15/2023 06/15/23 Price Changed $259,900 -5.5% $202 / Sq Ft
05/14/2023 05/14/23 For Sale $274,900 -- $214 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,805 $219,967 $0 $0
2023 $2,169 $193,900 $55,200 $138,700
2022 $1,936 $186,300 $0 $0
2021 $4,723 $178,700 $0 $0
2020 $2,206 $171,100 $55,200 $115,900
2019 $1,781 $169,800 $0 $0
2018 $1,768 $168,500 $0 $0
2017 $2,152 $167,200 $0 $0
2016 -- $167,200 $0 $0
2015 $2,761 $167,200 $0 $0
2014 $2,761 $169,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2011416

Bright MLS

APN: 01-125842