$197,000
SOLD JUN 16, 2025

643 20th Ave SW Cedar Rapids, IA 52404

3 Beds
2 Baths
1,560 Sq Ft
5,619 Sq Ft Lot

Recently Sold

$126 Per Sq Ft

1% Above List Price

1 Day on Market

Highlights

  • Above Ground Pool
  • No HOA
  • 2 Car Garage
  • Ranch Style House
  • Forced Air Heating and Cooling System

About This Home

As of June 2025

Charming & Move-In Ready on Cedar Rapids’ Southwest Side!This adorable home is cute as a button and has been lovingly maintained throughout. From the moment you step inside, you’ll be greeted by charming coved ceilings and an inviting layout. The main level features two light-filled bedrooms, while the spacious upper-level bedroom offers extra flexibility. Downstairs, you’ll find a finished basement with additional living space and a second bathroom—perfect for a home office, playroom, or guest area.Recent updates include brand-new furnace and central air for peace of mind. Step outside to a beautifully landscaped, fully fenced yard with a manicured lawn and an above-ground pool that can stay if the buyer desires. The oversized 2.5-stall garage is accessed via the alley—no need to worry about busy streets.A true gem in a quiet, convenient location—don’t miss this one!

Last Agent to Sell the Property

Pattie Fox

Realty87 Listed on: 05/15/2025

Realty87

Last Buyer's Agent

Noelle Mcclellan

Realty87

Realty87

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,410

Year Built

  • Built in 1950

Lot Details

  • 5,619 Sq Ft Lot
  • Lot Dimensions are 40 x 140

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Pool

  • Above Ground Pool

Schools

  • Grant Elementary School
  • Wilson Middle School
  • Jefferson High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 143217900600000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,410

Year Built

Built in 1950

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Lot Size Acres: 0.129
  • NAV29_Unit_1_Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator
  • Co List Office Phone: 319-364-8121
  • MLS Status: Closed
  • Directions: 20th Ave off 6th St SW
  • Above Grade Finished Sq Ft: 1060.0
  • Architectural Style: Ranch
  • Reso Interior Features: Main Level Primary
  • New Construction: No
  • Year Built: 1950
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Basement: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 500.0

Exterior Features

  • Pool Features: Above Ground
  • Construction Type: Frame, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Garage, Garage Door Opener

Utilities

  • Utilities: Cable Connected
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air, Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Grant
  • High School: Jefferson
  • Middle Or Junior School: Wilson

Lot Info

  • Lot Dimensions: 40 X 140
  • ResoLotSizeUnits: Acres
  • Parcel Number: 143217900600000

Tax Info

  • Tax Annual Amount: 2410.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jun 16, 2025
Sold by
Troy Joanna
Bought by
Mcnamara Melissa
Seller's Agent
Pattie Fox
Realty87
Buyer's Agent
Noelle Mcclellan
Realty87
List Price
$195,900
Sold Price
$197,000
Premium/Discount to List
$1,100
0.56%
Views
26
Current Estimated Value
$193,843

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,157
Avg. Annual Appreciation
-5.24%
Original Mortgage
$156,800
Outstanding Balance
$156,383
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$37,460

Purchase Details

Closed on
May 24, 2018
Sold by
Freeman Real Estate Lc
Bought by
Troy Joanna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,754
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 28, 2007
Sold by
Freeman Real Estate Lc
Bought by
Lint Brian Ho and Lint Brandi Rashel

Purchase Details

Closed on
Jun 20, 2006
Sold by
Hud
Bought by
Freeman Real Estate Lc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
6.72%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 25, 2004
Sold by
Petersen Robert Lee and Petersen Kathy J
Bought by
Beenken Richard and Trust2396 3Rd Avenue Residential Land Tr

Purchase Details

Closed on
Nov 15, 2001
Sold by
Street Kendall L and Street Janine E
Bought by
Meskimen Joshua D and Meskimen Crystal A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,821
Interest Rate
6.69%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $196,000 None Listed On Document
Warranty Deed $196,000 None Listed On Document
Warranty Deed $124,000 None Available
Contract Of Sale $116,000 None Available
Special Warranty Deed -- None Available
Warranty Deed -- --
Warranty Deed $86,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $156,800 New Conventional
Closed $156,800 New Conventional
Previous Owner $121,754 FHA
Previous Owner $94,400 Unknown
Previous Owner $85,821 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/16/2025 06/16/25 Sold $197,000 +0.6% $126 / Sq Ft
05/16/2025 05/16/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $195,900 -- $126 / Sq Ft
Source: Cedar Rapids Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,410 $147,100 $23,000 $124,100
2024 $2,648 $136,200 $21,000 $115,200
2023 $2,648 $136,200 $21,000 $115,200
2022 $2,346 $125,500 $21,000 $104,500
2021 $2,346 $113,200 $18,000 $95,200
2020 $2,346 $106,300 $17,000 $89,300
2019 $2,140 $99,300 $17,000 $82,300
2018 $2,082 $99,300 $17,000 $82,300
2017 $2,021 $98,400 $17,000 $81,400
2016 $2,021 $98,400 $17,000 $81,400
2015 $2,001 $97,343 $17,000 $80,343
2014 $1,926 $97,343 $17,000 $80,343
2013 $1,770 $97,343 $17,000 $80,343
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Cedar Rapids Area Association of REALTORS®

MLS Number: 2503511

Cedar Rapids Area Association of REALTORS®

APN: 14321-79006-00000