Seller's Agent in 2025
Seamus O'neill
SOUTHERN WAY REALTY, INC.
(850) 260-5851
509 Total Sales
643 5th St Chipley, FL 32428
Estimated Value: $184,000 - $210,000
2
Beds
1
Bath
1,283
Sq Ft
$154/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- Central Heating and Cooling System
- Country Style Home
- Living Room
- 3-minute walk to Falling Waters State Park
About This Home
As of June 2025Fall in love with this adorable 2 bedroom, 1 bath farmhouse-style home perfectly situated in the City of Chipley! From the moment you arrive, you'll appreciate the inviting curb appeal with a spacious open front deck porch and easy access to city sidewalks—ideal for morning strolls or quick trips downtown. Step inside to a cozy living room that flows effortlessly into the formal dining area, complete with beautiful custom built-ins that add charm and functionality. The kitchen is a delight, featuring stainless steel appliances, granite countertops, and a walk-in pantry—perfect for the home chef. This home has been thoughtfully updated by the current owners with major improvements including updated plumbing and electrical, A/C unit, hot water heater, and energy-efficient spray foam insulation in the ceiling and floors for year-round comfort. Both bedrooms offer a warm farmhouse touch with stylish barn-style closet doors. Enjoy the outdoors in your fully privacy-fenced backyard that boasts a large 22x19 open deck—great for entertaining—as well as a versatile covered deck area ideal for grilling. An attached garage adds extra convenience, and the location is unbeatable—just a short walk to grocery stores, shopping, and restaurants. Don't miss your chance to own this beautifully updated slice of Chipley charm!
Last Agent to Sell the Property
SOUTHERN WAY REALTY, INC. License #3249238 Listed on: 04/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $562
Year Built
- Built in 1937
Lot Details
- 14,898 Sq Ft Lot
- Lot Dimensions are 97x149x99x149
- Fenced
Parking
- 1 Car Garage
Home Design
- Country Style Home
- Metal Roof
Interior Spaces
- Ceiling Fan
- Living Room
- Dining Room
- Electric Range
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Additional Features
- Deck
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 6, 2025
Closed on
Jun 25, 2025
Sold by
Bought by
Seller's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
Buyer's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
List Price
$199,999
Sold Price
$194,400
Premium/Discount to List
-$5,599
-2.8%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,044
Avg. Annual Appreciation
1.57%
Original Mortgage
$10,000
Outstanding Balance
$7,755
Interest Rate
12%
Mortgage Type
New Conventional
Estimated Equity
$189,689
Purchase Details
Listed on
Jan 12, 2017
Closed on
Mar 24, 2017
Sold by
Bought by
Seller's Agent
Joann Walsingham
Chipola Realty, Chipley Office
Buyer's Agent
Linda Cumbaa
Elite Realty
List Price
$80,000
Sold Price
$80,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%
Original Mortgage
$73,260
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 30, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
5.14%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $194,400 | Florida Land Title & Trust | ||
| $194,400 | Florida Land Title & Trust | ||
| $80,000 | Florida Land Title & Tr Co | ||
| $80,000 | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $10,000 | ||
| Closed | $10,000 | ||
| Open | $187,012 | ||
| Closed | $187,012 | ||
| Previous Owner | $73,260 | ||
| Previous Owner | $64,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/25/2025 06/25/25 | Sold | $194,400 | -0.3% | $152 / Sq Ft | |
| 05/03/2025 05/03/25 | Pending | -- | -- | -- | |
| 04/25/2025 04/25/25 | Price Changed | $194,999 | -2.5% | $152 / Sq Ft | |
| 04/05/2025 04/05/25 | For Sale | $199,999 | +150.0% | $156 / Sq Ft | |
| 07/05/2022 07/05/22 | Off Market | $80,000 | -- | -- | |
| 03/24/2017 03/24/17 | Sold | $80,000 | 0.0% | $62 / Sq Ft | View Prior Sale |
| 01/31/2017 01/31/17 | Pending | -- | -- | -- | |
| 01/06/2017 01/06/17 | For Sale | $80,000 | -- | $62 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $584 | $61,843 | -- | -- |
| 2024 | $562 | $60,100 | -- | -- |
| 2023 | $559 | $58,350 | $0 | $0 |
| 2022 | $554 | $56,650 | $0 | $0 |
| 2021 | $556 | $55,000 | $0 | $0 |
| 2020 | $555 | $54,241 | $0 | $0 |
| 2019 | $557 | $52,203 | $13,000 | $39,203 |
| 2018 | $1,422 | $63,776 | $13,000 | $50,776 |
| 2017 | $643 | $60,543 | $0 | $0 |
| 2016 | $645 | $59,298 | $0 | $0 |
| 2015 | $657 | $59,298 | $0 | $0 |
| 2014 | -- | $59,298 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seamus O'neill
-
Joann Walsingham
J
Seller's Agent in 2017
Joann Walsingham
Chipola Realty, Chipley Office
(850) 768-1015
12 Total Sales
-
Linda Cumbaa
Buyer's Agent in 2017
Linda Cumbaa
Elite Realty
(850) 527-8144
65 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 771534
APN: 00000000-00-1271-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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