$342,000
SOLD MAY 30, 2025
3 Beds
2 Baths
1,396 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$245 Per Sq Ft

1% Below List Price

14 Days on Market

Highlights

  • Craftsman Architecture
  • Covered Patio or Porch
  • Coffered Ceiling
  • Choctawhatchee Senior High School Rated A-
  • 2 Car Attached Garage
  • Living Room

About This Home

As of May 2025

Welcome to 643 Jerrells Ave, an inviting single-family residence nestled in the heart of Fort Walton Beach, FL. This charming home offers 1,396 square feet of thoughtfully designed living space, featuring three spacious bedrooms, two bathrooms, and a two car garage. Metal Roof 2020, HVAC & Water Heater 2021.
**Assumable 4.125% VA interest Rate**
As you step inside, you'll be greeted by a warm and welcoming atmosphere, perfect for relaxation and entertainment. The open-concept living area flows seamlessly into the dining area and the well-equipped kitchen, providing ample space for culinary adventures and gatherings. The recently updated kitchen features an undermount stainless sink, quartz countertops and stainless steel appliances. The living area offers tray ceilings and LVP flooring. Just off the living are french doors leading you to the covered back porch area, which is perfect from relaxing or grilling.
The backyard is completely fenced in offering endless possibilities for outdoor activities, gardening, or simply enjoying the Florida sunshine.

Back inside, the primary bedroom is a peaceful retreat, complete with a walk-in closet and an en-suite bathroom for added convenience and privacy. Two additional bedrooms offer versatility for guests, a home office, or creative spaces. The second bathroom is just off the hallway and is easily accessible from the common areas.

The location of this home provides easy access to local amenities, recreational opportunities, and the vibrant community of Fort Walton Beach. This delightful home at 643 Jerrells Ave is a wonderful opportunity for those seeking comfort and convenience in a desirable location. Don't miss out on the chance to make this property your own. Schedule a viewing today and experience all that this home has to offer!

Last Agent to Sell the Property

Elizabeth Belter

Compass License #3318524 Listed on: 04/02/2025

Compass

Co-Listed By

Rachel Simerly

Compass License #3284024

Last Buyer's Agent

Robert Ouellette

Real Broker LLC License #3411899

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,095

Year Built

  • Built in 1995

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 50 x 90
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,396 Sq Ft Home
  • 1-Story Property
  • Coffered Ceiling
  • Tray Ceiling
  • Living Room
  • Dining Area
  • Exterior Washer Dryer Hookup

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Wright Elementary School
  • Pryor Middle School
  • Choctawhatchee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Old Town Ph 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 03-2S-24-1820-0000-0080

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,095

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Lot Size: 50 X 90
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECF1
  • Co List Office Phone: 850-296-9769
  • Subdivision Name: OLD TOWN PH 1
  • Directions: Directions: Traveling south on N Beal Pkwy, turn left on Oakhill Ave (by Pep Boys), turn left at the second entrance to Jerrells. House is on your right.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1995
  • Remarks Misc:Remarks: Welcome to 643 Jerrells Ave, an inviting single-family residence nestled in the heart of Fort Walton Beach, FL. This charming home offers 1,396 square feet of thoughtfully designed living space, featuring three spacious bedrooms, two bathrooms, and a two car garage. Metal Roof 2020, HVAC & Water Heater 2021. **Assumable 4.125% VA interest Rate** As you step inside, you'll be greeted by a warm and welcoming atmosphere, perfect for relaxation and entertainment. The open-concept living area flows seamlessly into the dining area and the well-equipped kitchen, providing ample space for culinary adventures and gatherings. The recently updated kitchen features an undermount stainless sink, quartz countertops and stainless steel appliances.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Laminate, Floor Vinyl
  • Interior Amenities: Ceiling Tray/Cofferd, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Construction Type: Siding Vinyl
  • Exterior Features: Fenced Back Yard
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Back Yard: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Wright
  • High School: Choctawhatchee
  • Middle Or Junior School: Pryor

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Parcel #: 03-2S-24-1820-0000-0080
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3095.42
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2025
Closed on
May 3, 2025
Sold by
Huwer Joseph Geoffry
Bought by
Nguyen Cuong Manh and Nguyen Van Chau
Seller's Agent
Elizabeth Belter
Compass
Buyer's Agent
Robert Ouellette
Real Broker LLC
List Price
$345,000
Sold Price
$342,000
Premium/Discount to List
-$3,000
-0.87%
Views
20
Current Estimated Value
$336,363

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,637
Avg. Annual Appreciation
-3.12%
Original Mortgage
$335,805
Outstanding Balance
$333,770
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$1,900

Purchase Details

Listed on
Mar 29, 2022
Closed on
Apr 28, 2022
Sold by
Irvine Olivia
Bought by
Huwer Joseph Geoffry
Seller's Agent
Mark Hiller
EXP Realty LLC
Buyer's Agent
Elizabeth Belter
ResortQuest Real Estate
List Price
$320,000
Sold Price
$320,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.18%
Original Mortgage
$327,360
Interest Rate
4.16%
Mortgage Type
VA

Purchase Details

Listed on
Mar 13, 2020
Closed on
May 4, 2020
Sold by
Pyon Chung Sop and Pyon Sun Im
Bought by
Irvine Olivia
Seller's Agent
Yunhui Roehrig
ERA American Real Estate
Buyer's Agent
Piper Hubert
Coldwell Banker Realty
List Price
$240,000
Sold Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.55%
Original Mortgage
$248,640
Interest Rate
3.3%
Mortgage Type
VA

Purchase Details

Closed on
Jun 14, 2000
Sold by
Godwin Deborah Lynn
Bought by
Pyon Chung Sop and Pyon Sun Im

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,600
Interest Rate
7.94%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $342,000 Emerald Coast Title Services
Warranty Deed $320,000 Bradley Title
Warranty Deed $240,000 Old South Land Title
Warranty Deed $92,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,805 FHA
Previous Owner $327,360 VA
Previous Owner $248,640 VA
Previous Owner $73,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2025 05/30/25 Sold $342,000 -0.9% $245 / Sq Ft
04/16/2025 04/16/25 Pending -- -- --
04/02/2025 04/02/25 For Sale $345,000 +7.8% $247 / Sq Ft
04/29/2022 04/29/22 Sold $320,000 0.0% $229 / Sq Ft View Prior Sale
03/31/2022 03/31/22 Pending -- -- --
03/29/2022 03/29/22 For Sale $320,000 +33.3% $229 / Sq Ft
05/04/2020 05/04/20 Sold $240,000 0.0% $172 / Sq Ft View Prior Sale
04/04/2020 04/04/20 Pending -- -- --
03/13/2020 03/13/20 For Sale $240,000 -- $172 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,079 $250,989 $79,680 $171,309
2024 $3,095 $247,376 $70,513 $176,863
2023 $3,095 $250,030 $64,102 $185,928
2022 $2,683 $232,283 $59,909 $172,374
2021 $2,347 $182,625 $44,575 $138,050
2020 $2,002 $154,679 $43,696 $110,983
2019 $1,907 $145,396 $41,616 $103,780
2018 $1,808 $136,170 $0 $0
2017 $1,749 $131,211 $0 $0
2016 $1,688 $127,370 $0 $0
2015 $1,617 $120,219 $0 $0
2014 $1,553 $115,390 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 972302

Emerald Coast Association of REALTORS®

APN: 03-2S-24-1820-0000-0080