$286,000
SOLD FEB 28, 2025

643 Mccrary St Philadelphia, TN 37846

3 Beds
1 Bath
1,720 Sq Ft
4.77 Acres

Recently Sold

$166 Per Sq Ft

13% Below List Price

98 Days on Market

Highlights

  • 4.77 Acre Lot
  • Wood Flooring
  • Front Porch
  • Ranch Style House
  • No HOA
  • Brick Veneer

About This Home

As of February 2025

Welcome to your next great opportunity—a 5-acre mini farm, perfect for those looking to create their dream homestead or investment property.

This property is truly a blank canvas, featuring a classic brick rancher that's ready for your personal touch and creativity. A true fixer-upper, the home offers plenty of potential for renovation and customization with 3 bedrooms and a current bathroom, all freshly painted! A large additional living space could be a large master suite with plumbing already ran, or a bonus room for entertaining. The options are endless. The expansive sun room offers a peaceful retreat to enjoy a cup of coffee.

In addition, this property boasts two addresses, offering even more possibilities. The second address is home to a mobile unit, already equipped with utilities—ideal for a potential guest house, rental income, or temporary living while you transform the main house.

Whether you dream of starting a hobby farm, raising livestock, or simply enjoying the peace and privacy of country living, this mini farm has everything you need to get started.

Bring your vision, your passion and turn this property into the rural retreat you've always wanted.

Don't miss this unique chance to own a piece of countryside paradise—schedule your tour today and see the potential for yourself!

Last Agent to Sell the Property

Heather Jaramillo

Crye-Leike REALTORS - Athens License #353402 Listed on: 10/18/2024

Crye-Leike REALTORS - Athens

Last Buyer's Agent

Vanessa Jaramillo

Crye-Leike REALTORS - Athens License #357005

Crye-Leike REALTORS - Athens

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $620

Year Built

  • Built in 1960

Lot Details

  • 4.77 Acre Lot
  • Rural Setting
  • Level Lot

Home Design

  • Ranch Style House
  • Fixer Upper
  • Brick Veneer
  • Brick Foundation
  • Shingle Roof

Interior Spaces

  • 1,720 Sq Ft Home
  • Crawl Space
  • Laundry on main level

Kitchen

  • Electric Oven
  • Electric Range

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Outdoor Storage
  • Rain Gutters
  • Front Porch

Schools

  • Philadelphia Elementary
  • Loudon High School

Farming

  • Pasture

Utilities

  • Window Unit Cooling System
  • Floor Furnace
  • Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 055 095.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$620

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 4.77
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Directions: From I-75: Turn onto Pond Creek Road. Turn right onto McCrary Street. House is on the right.
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Structure Type: House
  • Year Built: 1960
  • General Property Information:Living Area2: 1720.0
  • Special Features: None

Interior Features

  • Basement: Crawl Space
  • Appliances: Electric Oven, Electric Range
  • Interior Amenities: Primary Downstairs
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood, Vinyl
  • Living Area: 1720.0
  • ResoLivingAreaSource: Owner
  • Appliances:Electric Range: Yes
  • Community Features:None3: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Roof: Shingle
  • Exterior Features: Rain Gutters
  • Lot Features: Rural, Mailbox, Sloped, Pasture, Level
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Construction Type: Brick Veneer
  • Foundation Details: Brick/Mortar
  • Other Structures: Storage
  • Patio And Porch Features: Front Porch
  • Property Condition: Fixer
  • Lot Features:Level: Yes
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Rural2: Yes
  • Lot Features:Pasture2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Gravel
  • Total Parking Spaces: 4.0
  • General Property Information:Garage YN: No
  • Parking Features:Gravel: Yes
  • General Property Information:Parking Total: 4.0

Utilities

  • Heating: Floor Furnace
  • Cooling: Window Unit(s)
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Water Connected, Phone Available, Cable Available, Electricity Connected
  • Water Source: Well
  • Sewer Septic Tank: Yes
  • Heating:Floor Furnace: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Philadelphia Elementary (K-8)
  • High School: Loudon
  • Middle Or Junior School: Philadelphia Elementary (K-8)

Lot Info

  • Lot Size Sq Ft: 207781.2
  • Parcel #: 055 095.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 620.23
  • Tax Book Number: D476

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2024
Closed on
Feb 28, 2025
Sold by
Morrow Helen Louise and Wallis William Kenneth
Bought by
Zavala Juan Manuel
Seller's Agent
Heather Jaramillo
Crye-Leike REALTORS - Athens
Buyer's Agent
Vanessa Jaramillo
Crye-Leike REALTORS - Athens
List Price
$330,000
Sold Price
$286,000
Premium/Discount to List
-$44,000
-13.33%
Views
181
Current Estimated Value
$296,988

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,988
Avg. Annual Appreciation
-0.91%
Original Mortgage
$280,819
Outstanding Balance
$280,587
Interest Rate
6.96%
Mortgage Type
FHA
Estimated Equity
$4,164

Purchase Details

Closed on
Aug 28, 2024
Sold by
Hart Cindy Faye and Morrow Helen Louise
Bought by
Wallis Julie Ann and Wallis William Kenneth

Purchase Details

Closed on
Jul 2, 2014
Sold by
Hart Dallas F
Bought by
Hart Timothy Wayne and Hart Cindy Faye
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $286,000 Admiral Title Inc
Warranty Deed $286,000 Admiral Title Inc
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,819 FHA
Closed $280,819 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2025 02/28/25 Sold $286,000 -13.3% $166 / Sq Ft
10/18/2024 10/18/24 For Sale $330,000 -- $192 / Sq Ft
Source: River Counties Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $620 $40,850 $0 $0
2022 $620 $40,850 $10,125 $30,725
2021 $620 $40,850 $10,125 $30,725
2020 $586 $40,850 $10,125 $30,725
2019 $586 $32,500 $10,125 $22,375
2018 $586 $32,500 $10,125 $22,375
2017 $586 $32,500 $10,125 $22,375
2016 $553 $29,725 $9,425 $20,300
2015 $553 $29,725 $9,425 $20,300
2014 $553 $29,725 $9,425 $20,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: River Counties Association of REALTORS®

MLS Number: 20244610

River Counties Association of REALTORS®

APN: 055-095.00