$300,000
PENDING $15K PRICE DROP

6432 Mill Stream Dr Harrison, TN 37341

Harrison Area

Estimated payment $1,737/month

Total Views 10,555
3 Beds
2 Baths
2,100 Sq Ft
$143 Price per Sq Ft

Highlights

  • Deck
  • Granite Countertops
  • No HOA
  • Main Floor Primary Bedroom
  • Private Yard
  • Den with Fireplace

About This Home

Welcome to River Oaks, a community tucked away on a quiet cul-de-sac just minutes from Chattanooga, Hamilton Place, Gunbarrel Road, Volkswagen, Amazon, major employers, and countless shopping, dining, and entertainment options. Offering comfortable living spaces, thoughtful updates, and inviting outdoor areas, this home combines convenience, functionality, and charm. From the moment you arrive, you'll appreciate the attractive curb appeal with its partial brick exterior, welcoming covered front porch, gentle sloping lot, and spacious fenced backyard. Inside, the renovated kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, double ovens, updated fixtures, and abundant cabinet space designed for both everyday living and entertaining. Even better, the washer and dryer will remain with the home, adding extra value and convenience for the next owner. The primary suite offers a private retreat, highlighted by a beautifully renovated bath area featuring an updated separate tub and toilet space. Throughout the home, you'll find comfortable living areas and a floor plan designed to accommodate a variety of lifestyles. The spacious finished basement provides an incredible secondary living space complete with a cozy wood-burning fireplace and wet bar, making it the perfect setting for movie nights, game days, entertaining guests, or simply relaxing at home. Multiple indoor and outdoor gathering spaces, including the deck, patio, and fully fenced backyard, create endless opportunities for hosting family and friends. Additional recent improvements include new garage doors, new gutters, updated fixtures, and a new breaker box for added peace of mind. The chimney has also been professionally inspected in recent years, with repairs completed to the chimney top and replacement of the chimney cupola.

Listing Agent

Sarah Ketterer

Keller Williams Realty License #328768 Listed on: 05/25/2026

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,078

Year Built

  • Built in 1975

Lot Details

  • 13,939 Sq Ft Lot
  • Lot Dimensions are 112x130
  • Fenced
  • Level Lot
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Split Foyer
  • Split Level Home
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • Multi-Level Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Aluminum Window Frames
  • Living Room
  • Den with Fireplace

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Laundry in Basement

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Gas Available
  • Gas Water Heater
  • Septic Tank
  • Phone Available

Community Details

  • No Home Owners Association
  • River Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 112o B 052

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,078

Year Built

Built in 1975

Lot Details

0.32 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.32
  • Lot Size: 112X130
  • Subdivision Name: River Oaks
  • Directions: From 1830 Washington Street in Chattanooga, take US-27 North to TN-153 North toward Chickamauga Dam/Airport. Continue on TN-153 and take the TN-58 North exit toward Decatur/Harrison. Stay on TN-58 North for approximately 7 miles, then turn left onto Clark rd. Turn right onto Mill Stream Drive -- 6432 Millstream Drive will be on your right.
  • Above Grade Finished Sq Ft: 2100.0
  • Architectural Style: Split Foyer
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Multi/Split
  • Living Area: 2100.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1975
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 112o B 052
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1078.33
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2100.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.32
  • General Property Information Lot Size Square Feet2: 13939.2
  • General Property Information Lot Size Dimensions: 112X130
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to River Oaks, a community tucked away on a quiet cul-de-sac just minutes from Chattanooga, Hamilton Place, Gunbarrel Road, Volkswagen, Amazon, major employers, and countless shopping, dining, and entertainment options. Offering comfortable living spaces, thoughtful updates, and inviting outdoor areas, this home combines convenience, functionality, and charm. From the moment you arrive, you'll appreciate the attractive curb appeal with its partial brick exterior, welcoming covered front porch, gentle sloping lot, and spacious fenced backyard. Inside, the renovated kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, double ovens, updated fixtures, and abundant cabinet space designed for both everyday living and entertaining. Even better, the washer and dryer will remain with the home, adding extra value and convenience for the next owner. The primary suite offers a private retreat, highlighted by a beautifully renovated bath area featuring an updated separate tub and toilet space. Throughout the home, you'll find comfortable living areas and a floor plan designed to accommodate a variety of lifestyles. The spacious finished basement provides an incredible secondary living space complete with a cozy wood-burning fireplace and wet bar, making it the perfect setting for movie nights, game days, entertaining guests, or simply relaxing at home. Multiple indoor and outdoor gathering spaces, including the deck, patio, and fully fenced backyard, create endless opportunities for hosting family and friends. Additional recent improvements include new garage doors, new gutters, updated fixtures, and a new breaker box for added peace of mind. The chimney has also been professionally inspected in recent years, with repairs completed to the chimney top and replacement of the chimney cupola.
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Utilities:Water Available: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Interior Features En Suite: Yes
  • Utilities Natural Gas Available: Yes
  • Room Types Laundry: Yes
  • Room Types Laundry Level: Basement
  • Room Types Den: Yes
  • Room Types Den Level: Basement
  • Cooling:Ceiling Fan(s): Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Architectural Style Split Foyer: Yes
  • Levels MultiSplit: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Electric Range, Dryer, Dishwasher
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Den, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, En Suite, Granite Counters, Tub/shower Combo
  • Window Features: Aluminum Frames
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Level
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Exterior Features: Private Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Aluminum Frames: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Natural Gas Available, Natural Gas Connected, Phone Available, Water Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 13939.2
  • Additional Parcels: No
  • Parcel #: 112o B 052

Tax Info

  • Tax Annual Amount: 1078.33

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,069 $70,550 $0 $0
2024 $1,017 $45,475 $0 $0
2023 $1,026 $45,475 $0 $0
2022 $1,026 $45,475 $0 $0
2021 $1,026 $45,475 $0 $0
2020 $917 $32,825 $0 $0
2019 $917 $32,825 $0 $0
2018 $917 $32,825 $0 $0
2017 $917 $32,825 $0 $0
2016 $914 $0 $0 $0
2015 $914 $32,725 $0 $0
2014 $914 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/10/2026 07/10/26 Pending -- -- --
06/26/2026 06/26/26 Price Changed $300,000 -4.8% $143 / Sq Ft
05/25/2026 05/25/26 For Sale $315,000 -- $150 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $59,400 New Conventional
Closed $47,494 No Value Available
Closed $75,000 Fannie Mae Freddie Mac
Closed $56,000 No Value Available
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1535374

Greater Chattanooga REALTORS®

APN: 112O-B-052

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