$385,000
$40K PRICE DROP

Estimated payment $2,206/month

Total Views 10,335
4 Beds
2.5 Baths
2,126 Sq Ft
$181 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Main Floor Primary Bedroom
  • Private Yard
  • Community Lake
  • Granite Countertops
  • No HOA

About This Home

Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining.
The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living.
Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential.
Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining.
Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.

Listing Agent

Rachel Bruner

Keller Williams Realty License #TN302596 Listed on: 05/18/2026

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,291

Year Built

  • Built in 1975

Lot Details

  • 40,946 Sq Ft Lot
  • Lot Dimensions are 230x207.9
  • Level Lot
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Side Facing Garage
  • Driveway

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 2,126 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Den
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Covered Patio or Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 112p D 017

Community Details

Overview

  • No Home Owners Association
  • Community Lake

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,291

Year Built

Built in 1975

Lot Details

0.94 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.94
  • Lot Size: 230X207.9
  • Subdivision Name: None
  • Directions: to follow
  • Above Grade Finished Sq Ft: 2126.0
  • Architectural Style: Split Foyer
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2126.0
  • New Construction: No
  • Year Built: 1975
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 112p D 017
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1290.52
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2126.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.94
  • General Property Information Lot Size Square Feet2: 40946.4
  • General Property Information Lot Size Dimensions: 230X207.9
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Utilities:Water Available: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Den: Yes
  • Room Types Den Level: First
  • Architectural Style Split Foyer: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Electric Range, Dishwasher
  • Has Basement: Finished, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Granite Counters, Kitchen Island, Tub/shower Combo, Walk-In Closet(s)
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Community Features:Dock: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Patio, Porch
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Water Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Dock, Lake
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 40946.4
  • Additional Parcels: No
  • Parcel #: 112p D 017

Tax Info

  • Tax Annual Amount: 1290.52

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,282 $84,550 $0 $0
2024 $1,162 $51,925 $0 $0
2023 $1,171 $51,925 $0 $0
2022 $1,171 $51,925 $0 $0
2021 $1,171 $51,925 $0 $0
2020 $1,202 $43,150 $0 $0
2019 $1,202 $43,150 $0 $0
2018 $1,202 $43,150 $0 $0
2017 $1,202 $43,150 $0 $0
2016 $1,144 $0 $0 $0
2015 $1,144 $41,050 $0 $0
2014 $1,144 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/27/2026 07/27/26 Price Changed $385,000 -3.5% $181 / Sq Ft
06/30/2026 06/30/26 Price Changed $399,000 -3.9% $188 / Sq Ft
06/01/2026 06/01/26 Price Changed $415,000 -2.4% $195 / Sq Ft
05/18/2026 05/18/26 For Sale $425,000 -- $200 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- Bridge City Title
Warranty Deed $229,000 Nunnally & Wickens Pllc
Interfamily Deed Transfer -- --
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1534782

Greater Chattanooga REALTORS®

APN: 112P-D-017

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