NOT LISTED FOR SALE

6439 McCords Ave SE Alto, MI 49302

Estimated Value: $419,000 - $482,000

3 Beds
2.5 Baths
2,568 Sq Ft
$180/Sq Ft Est. Value

Last Sold May 23, 2014

Last sale price $175,000 $68 Per Sq Ft

Est. 165% increase in value since last sale

Current estimated payment $2,679/month

25 Days on Market

Highlights

  • 4.02 Acre Lot
  • Fireplace
  • Wood Siding
  • Caledonia Elementary School Rated A
  • Attached Garage

About This Home

As of May 2014

Wonderful and spacious ranch style home with plenty of room inside and out! Nicely finished basement with wood burning stove to help with heating the home as well! Sought after, beautiful wooded lot and located in the award winning, Caledonia School District. This is a Fannie Mae Home Path property available for as little as 5% down. This property is approved for special Renovation Mortgage Financing. Call for details. No offers allowed before day four and only owner occupants and qualifying nonprofits can offer through day 20 of listing called FIRST LOOK and will be required to sign an affidavit called Owner Occupancy Certification form. Buyer to verify all listing information.

Last Agent to Sell the Property

Aaron Metaj

Sterling Realty Services Inc.-I Listed on: 03/27/2014

Last Buyer's Agent

Aaron Metaj

Bellabay Realty LLC License #6502419485

Bellabay Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,696

Year Built

  • Built in 1978

Lot Details

  • 4.02 Acre Lot

Parking

  • Attached Garage

Home Design

  • Wood Siding

Interior Spaces

  • 2,568 Sq Ft Home
  • Fireplace
  • Walk-Out Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Well
  • Septic System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,696

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1978
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Yes
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Walk Out
  • LivingArea: 2568.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 185900.0
  • Lot Features: Wooded
  • Road Surface Type: Paved

Garage/Parking

  • Attached Garage: Yes
  • Garage: Yes

Utilities

  • Sewer: Septic System
  • Water Source: Well

Lot Info

  • Lot Size Acres: 4.02
  • Lot Size Area: 4.02
  • Lot Size Sq Ft: 175111.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2014
Closed on
May 21, 2014
Sold by
Fannie Mae
Bought by
Decker Kyle and Decker Katie
Seller's Agent
Aaron Metaj
Sterling Realty Services Inc.-I
Buyer's Agent
Aaron Metaj
Bellabay Realty LLC
List Price
$185,900
Sold Price
$175,000
Premium/Discount to List
-$10,900
-5.86%
Current Estimated Value
$462,883

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$287,883
Avg. Annual Appreciation
8.91%
Original Mortgage
$140,000
Outstanding Balance
$106,496
Interest Rate
4.28%
Mortgage Type
New Conventional
Estimated Equity
$356,387

Purchase Details

Closed on
Feb 25, 2013
Sold by
Bank Of America Na
Bought by
Fannie Mae and Federal National Mortgage Association

Purchase Details

Closed on
Feb 13, 2013
Sold by
Vaneck Cathy
Bought by
Bank Of America Na

Purchase Details

Closed on
May 6, 2010
Sold by
Mortgage Electronic Registration Systems
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 5, 2010
Sold by
Vaneck Cathy
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Jan 24, 2005
Sold by
Gutilla Paul
Bought by
Vaneck Cathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
5.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 20, 2002
Sold by
Houchin Thomas and Houchin Carolyn
Bought by
Gutilla Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 21, 1993

Purchase Details

Closed on
May 25, 1990
Sold by
Vander Lugt
Bought by
Fannie Mae
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Decker Kyle $175,000 Attorneys Title Agency Llc
Fannie Mae -- None Available
Bank Of America Na $274,249 None Available
Federal National Mortgage Association -- None Available
Mortgage Electronic Registration Systems $229,370 None Available
Vaneck Cathy $255,000 --
Gutilla Paul $237,500 Fatic
-- $145,000 --
Fannie Mae $135,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Decker Kyle $140,000
Previous Owner Vaneck Cathy $204,000
Previous Owner Gutilla Paul $160,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/23/2014 05/23/14 Sold $175,000 -5.9% $68 / Sq Ft
04/21/2014 04/21/14 Pending -- -- --
03/27/2014 03/27/14 For Sale $185,900 -- $72 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,696 $221,100 $0 $0
2024 $2,696 $192,900 $0 $0
2023 $3,676 $169,500 $0 $0
2022 $3,553 $153,400 $0 $0
2021 $3,481 $142,700 $0 $0
2020 $2,373 $135,300 $0 $0
2019 $340,451 $127,800 $0 $0
2018 $3,342 $117,500 $0 $0
2017 $3,197 $115,700 $0 $0
2016 $3,076 $104,100 $0 $0
2015 $3,000 $104,100 $0 $0
2013 -- $98,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 14013599

Southwestern Michigan Association of REALTORS®

APN: 41-23-01-301-024