$186,000
SOLD NOV 11, 2025

644 5th Ave SE Saint Cloud, MN 56304

4 Beds
1.5 Baths
1,340 Sq Ft
9,453 Sq Ft Lot

Recently Sold

$139 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • The kitchen features windows
  • Patio
  • No HOA
  • 2 Car Attached Garage
  • Living Room

About This Home

As of November 2025

House features Wood floors in Living room/Dining area and 2 main floor bedrooms, arched doorways and 3 panel doors. Upstairs has 1 bedroom and flex room for office/craft/workout area Downstairs has a Large bedroom with huge walk-in closet Laundry area with counter for folding cloths. Large area for 2nd living room or flex space, Storage space, and mechanical area. Main level has (full)4 pc bathroom* upstairs (1/4)2 pc.Bathroom, plumbing for additional bathroom in downstairs area. Furnace, Air conditioner, Washer/Dryer, and Stove, all less than 2 years old
2 car garage, outdoor off-street parking for 4+ vehicles. Cement patio, Firepit, Mature Trees, Garden space right out your back door. Raspberry bushes, Rhubarb plants and Concord Grape vines currently growing in yard. Minutes from SCSU, Downtown St. Cloud, Hwy 10 & Hwy 23, and Riverside Park. Blocks from The Mississippi River, Musinger Garden, Public and Catholic grade schools, and, Retail*Gas*Grocery stores.

Last Agent to Sell the Property

Brice Grafstrom

Land and Living Realty Listed on: 10/08/2025

Last Buyer's Agent

Shelby Brittin

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,691

Year Built

  • Built in 1948

Lot Details

  • 9,453 Sq Ft Lot
  • Lot Dimensions are 75x130
  • Many Trees

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 2-Story Property
  • Living Room
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Block Basement Construction
  • Basement Storage

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • East St Cloud Subdivision

Listing and Financial Details

  • Assessor Parcel Number 85004012130

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,691

Year Built

Built in 1948

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1948
  • Above Grade Finished Sq Ft: 1210
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Partial, Storage Space, Unfinished
  • Appliances: Dryer, Gas Water Heater, Refrigerator, Washer
  • Living Area: 1340
  • Fireplace: No
  • Below Grade Finished Sq Ft: 130
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • One Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PatioPorchType: Patio

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Patio,Paneled Doors,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 75x130
  • Lot Size Sq Ft: 9452.52
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Board

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 85004012130
  • Tax Annual Amount: 1691
  • TaxWithAssessments: 2698.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2025
Closed on
Nov 10, 2025
Sold by
Rosenberg Angela Marie and Helms Angela Marie
Bought by
Ramsey Aletha
Seller's Agent
Brice Grafstrom
Land and Living Realty
Buyer's Agent
Shelby Brittin
RE/MAX Results
List Price
$180,000
Sold Price
$186,000
Premium/Discount to List
$6,000
3.33%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.68%
Original Mortgage
$13,000
Outstanding Balance
$13,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$166,580

Purchase Details

Closed on
Mar 31, 2004
Sold by
Hamson Jaimae L
Bought by
Helms Angela

Purchase Details

Closed on
Jan 26, 2001
Sold by
Schneder Brian and Schneder Cynthia J
Bought by
Olberding George J and Olberding Jaimae

Purchase Details

Closed on
Oct 30, 1997
Sold by
Rydberg Sara K and Rydberg David G
Bought by
Schreder Brian and Schreder Cynthia J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $186,000 Concierge Title
Warranty Deed $119,500 --
Warranty Deed $85,000 --
Warranty Deed $56,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $13,000 New Conventional
Open $176,700 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/11/2025 11/11/25 Sold $186,000 +3.3% $139 / Sq Ft
10/13/2025 10/13/25 Pending -- -- --
10/10/2025 10/10/25 For Sale $180,000 -- $134 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,698 $158,400 $40,000 $118,400
2024 $2,796 $158,400 $40,000 $118,400
2023 $2,642 $158,400 $30,000 $128,400
2022 $2,324 $142,600 $30,000 $112,600
2020 $2,350 $109,800 $30,000 $79,800
2019 $2,316 $106,000 $30,000 $76,000
2018 $2,536 $101,000 $30,000 $71,000
2017 $1,004 $94,400 $30,000 $64,400
2016 $978 $90,800 $30,000 $60,800
2015 $976 $61,700 $20,400 $41,300
2014 $912 $59,800 $20,200 $39,600
2013 -- $57,300 $19,800 $37,500
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6801653

NorthstarMLS

APN: 85-401-2130