$171,131
SOLD JUN 30, 2025

644 Horseshoe Lake Rd Swan Lake, NY 12783

2 Beds
1.5 Baths
1,456 Sq Ft
3.5 Acres

Recently Sold

$118 Per Sq Ft

10% Below List Price

40 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Patio
  • Deck
  • Wood Frame Window
  • Accessible Doors

About This Home

As of June 2025

Nestled on a beautiful 3.5 acres of land, 644 Horseshoe Lake Rd in Bethel, NY offers a charming cabin-style retreat. The open-concept layout features a cozy living area with a wood-burning stove and cathedral ceilings. The eat-in kitchen is perfect for casual meals, while the deck and porch provide ideal spots for outdoor relaxation. A unique spiral staircase leads to a lofted area, offering the potential to personalize the space. With its serene surroundings and proximity to Bethel Woods Center for the Arts, this home blends rustic elegance with peaceful living.

Last Agent to Sell the Property

Emma Djiya

1st Class Realty License #10491209249 Listed on: 04/23/2025

Last Buyer's Agent

Andrea Mathews

Eagle Valley Realty License #10401386819

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,679

Year Built

  • Built in 1948

Lot Details

  • 3.5 Acre Lot
  • Level Lot

Home Design

  • Cape Cod Architecture
  • Wood Siding

Interior Spaces

  • 1,456 Sq Ft Home
  • 1.5-Story Property
  • Wood Frame Window
  • Living Room with Fireplace
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 2 Bedrooms

Parking

  • 2 Parking Spaces
  • Driveway

Accessible Home Design

  • Accessible Doors
  • Accessible Entrance

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Emma C Chase Elementary School
  • Robert J Kaiser Middle School
  • Monticello High School

Utilities

  • Heating Available
  • Well
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,679

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architectural Style: Cape Cod
  • Property SubType: Single Family Residence
  • Levels: One and One Half
  • Accessibility Features: Accessible Doors, Accessible Entrance
  • Year Built: 1948
  • Carport Y N: No
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Other
  • Interior Amenities: Other
  • Fireplaces: 1
  • Flooring: Hardwood
  • Fireplace Features: Living Room
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Full
  • Total Bedrooms: 2
  • Fireplace: Yes
  • Living Area: 1456
  • Window Features: Aluminum Frames, Wood Frames
  • Basement YN: Yes

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Wood Siding
  • Pool Private: No
  • Road Frontage Type: County Road
  • Spa: No
  • View: Neighborhood
  • Exterior Features: None
  • Patio and Porch Features: Deck, Patio
  • Waterfront: No
  • Foundation Details: Block, Concrete Perimeter

Garage/Parking

  • Total Parking Spaces: 2
  • Garage: No
  • Parking Description: Driveway

Utilities

  • Cooling: Multi Units
  • Heating: Hot Air, Other
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: Robert J Kaiser Middle School

Lot Info

  • Horses: No
  • Lot Size Acres: 3.5
  • Lot Size Sq Ft: 152460
  • Building Area Total: 2143
  • Lot Features: Level
  • Property Attached: No
  • Additional Parcels: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 6679
  • Tax Year: 2024

MLS Schools

  • Elementary School: Emma C Chase School
  • High School: Monticello High School
  • Middle School District: Monticello

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jun 30, 2025
Sold by
Olit 2024 Hb2 Alterna Llc
Bought by
Rubin Christian
Seller's Agent
Emma Djiya
1st Class Realty
Buyer's Agent
Andrea Mathews
Eagle Valley Realty
List Price
$190,000
Sold Price
$171,131
Premium/Discount to List
-$18,869
-9.93%
Views
135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3325.05%
Original Mortgage
$113,000
Outstanding Balance
$112,905
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$177,851

Purchase Details

Closed on
Apr 2, 2025
Sold by
Forman Erica Est and Abzug
Bought by
Olit 2024-Hb2 Alterna Llc
Source: Public Records

Similar Home in the area

  • 11 Apache Ln, Liberty, NY 12734

    $199,000

    • 2 Beds
    • 1 Bath
    • 526 Sq Ft
    • 11 Apache Ln
    • Liberty, NY

    Cute as a button, updated, and move-in ready! Your search for an affordable, year-round lake house ends today! 11 Apache is a 2BR/1BA house located in the small, laid-back Indian Lake Community, which is centered around a 4-acre spring-fed lake. Currently set up as a weekend getaway & profitable Airbnb, the owners have made some valuable upgrades over the past few years including

    Alan Wieder Catskills Home Services

    Section Image
See All Homes in Swan Lake

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $171,131 Assurance Abst & Title
Deed $321,657 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $113,000 New Conventional
Previous Owner $322,500 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $171,131 +14.1% $118 / Sq Ft
06/02/2025 06/02/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $150,000 -21.1% $103 / Sq Ft
04/23/2025 04/23/25 For Sale $190,000 -- $130 / Sq Ft
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,380 $126,700 $22,600 $104,100
2023 $6,775 $126,700 $22,600 $104,100
2022 $6,602 $126,700 $22,600 $104,100
2021 $6,765 $126,700 $22,600 $104,100
2020 $5,486 $126,700 $22,600 $104,100
2019 $2,729 $126,700 $22,600 $104,100
2018 $2,729 $126,700 $22,600 $104,100
2017 $2,533 $126,700 $22,600 $104,100
2016 $5,807 $126,700 $22,600 $104,100
2015 -- $126,700 $22,600 $104,100
2014 -- $126,700 $22,600 $104,100
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2025

    Emma Djiya

    1st Class Realty

    (570) 775-6110

    239 Total Sales

    Emma Djiya
    Section Image

  • A

    Buyer's Agent in 2025

    Andrea Mathews

    Eagle Valley Realty

    1 Total Sale

    Andrea Mathews
    Section Image
See All Agents

Map

Source: OneKey® MLS

MLS Number: 852039

OneKey® MLS

APN: 2000-012-0-0001-018-000

New York Sullivan County Swan Lake 12783

644 Horseshoe Lake Rd, Swan Lake, NY

This home is located at 644 Horseshoe Lake Rd, Swan Lake, NY 12783 and is currently priced at $171,131, approximately $117 per square foot. This property was built in 1948. 644 Horseshoe Lake Rd is a home located in Sullivan County with nearby schools including Monticello High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

OneKey® MLS The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 OneKey® MLS. All rights reserved.

Nearby Homes