$171,131
SOLD JUN 30, 2025

644 Horseshoe Lake Rd Swan Lake, NY 12783

2 Beds
1.5 Baths
1,456 Sq Ft
3.5 Acres

Recently Sold

$118 Per Sq Ft

37 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Neighborhood Views
  • Deck
  • No HOA
  • Wood Frame Window

About This Home

As of June 2025

Nestled on a beautiful 3.5 acres of land, 644 Horseshoe Lake Rd in Bethel, NY offers a charming cabin-style retreat. The open-concept layout features a cozy living area with a wood-burning stove and cathedral ceilings. The eat-in kitchen is perfect for casual meals, while the deck and porch provide ideal spots for outdoor relaxation. A unique spiral staircase leads to a lofted area, offering the potential to personalize the space. With its serene surroundings and proximity to Bethel Woods Center for the Arts, this home blends rustic elegance with peaceful living.

Last Agent to Sell the Property

Emma Djiya

1ST CLASS REALTY - PA License #RM423397 Listed on: 04/26/2025

Last Buyer's Agent

NON-MEMBER

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,679

Year Built

  • Built in 1948

Lot Details

  • 3.5 Acre Lot
  • Property fronts a county road
  • Property is zoned 02

Parking

  • Driveway

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Asphalt Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,456 Sq Ft Home
  • 1-Story Property
  • Wood Frame Window
  • Aluminum Window Frames
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Wood Flooring
  • Neighborhood Views
  • Basement Fills Entire Space Under The House
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Deck
  • Shed

Utilities

  • Cooling System Mounted To A Wall/Window
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 482000012 0001018000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,679

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Directions: Head southwest on State Rte 55 W toward Airport Rd. Turn right onto Schoolhouse Rd. Turn left onto Hurd and Parks Rd. Turn right onto John Bishop Rd. Turn right onto Horseshoe Lake Rd. The house will be on the right.
  • Lot Size Acres: 3.5
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: None
  • Year Built: 1948
  • Reso Property Sub Type: Single Family Residence
  • Horses: No
  • ResoLotFeatures: Not In Development
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt, Paved
  • Reso View: Neighborhood
  • Water Body Name: None
  • Above Grade Finished Sq Ft: 1456
  • Architectural Style: Cape Cod
  • Reso Flooring: Hardwood
  • Garage Yn: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Other Structures: Shed(s)
  • Reso Structure Type: House
  • ResoWindowFeatures: Aluminum Frames, Wood Frames
  • Master Plan Zoning: 02
  • SchoolTaxAmount: 3300.00
  • CountyTaxAmount: 3379.00
  • EnhancedAcccessible: No
  • AtticFeatures: None
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Other
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Private Spa: No
  • Basement: Full
  • Basement YN: Yes
  • Fireplace Features: Living Room

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Waterfront: No
  • Construction Type: Wood Siding
  • Exterior Features: None
  • Foundation Details: Block, Concrete Perimeter
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: Driveway

Utilities

  • Cooling: Wall/Window Unit(s)
  • Heating: Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Monticello Area School District

Lot Info

  • Current Use: Residential
  • Parcel #: 482000012 0001018000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 6679
  • Tax Book Number: 482000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jun 30, 2025
Sold by
Olit 2024 Hb2 Alterna Llc
Bought by
Rubin Christian
Seller's Agent
Emma Djiya
1st Class Realty
Buyer's Agent
Andrea Mathews
Eagle Valley Realty
List Price
$190,000
Sold Price
$171,131
Premium/Discount to List
-$18,869
-9.93%
Views
135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
126206.08%
Original Mortgage
$113,000
Outstanding Balance
$112,905
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$190,095

Purchase Details

Closed on
Apr 2, 2025
Sold by
Forman Erica Est and Abzug
Bought by
Olit 2024-Hb2 Alterna Llc
Source: Public Records

Similar Home in the area

  • 11 Apache Ln, Liberty, NY 12734

    $210,000

    • 2 Beds
    • 1 Bath
    • 526 Sq Ft
    • 11 Apache Ln
    • Liberty, NY

    Cute as a button, updated, and move-in ready! Your search for an affordable, year-round lake house ends today! 11 Apache is a 2BR/1BA house located in the small, laid-back Indian Lake Community, which is centered around a 4-acre spring-fed lake. Currently set up as a weekend getaway & profitable Airbnb, the owners have made some valuable upgrades over the past few years including

    Alan Wieder Catskills Home Services

    Section Image
See All Homes in Swan Lake

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $171,131 Assurance Abst & Title
Deed $321,657 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $113,000 New Conventional
Previous Owner $322,500 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $171,131 +14.1% $118 / Sq Ft
06/02/2025 06/02/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $150,000 -21.1% $103 / Sq Ft
04/23/2025 04/23/25 For Sale $190,000 -- $130 / Sq Ft
Source: Pike/Wayne Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,380 $126,700 $22,600 $104,100
2023 $6,775 $126,700 $22,600 $104,100
2022 $6,602 $126,700 $22,600 $104,100
2021 $6,765 $126,700 $22,600 $104,100
2020 $5,486 $126,700 $22,600 $104,100
2019 $2,729 $126,700 $22,600 $104,100
2018 $2,729 $126,700 $22,600 $104,100
2017 $2,533 $126,700 $22,600 $104,100
2016 $5,807 $126,700 $22,600 $104,100
2015 -- $126,700 $22,600 $104,100
2014 -- $126,700 $22,600 $104,100
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2025

    Emma Djiya

    1st Class Realty

  • A

    Buyer's Agent in 2025

    Andrea Mathews

    Eagle Valley Realty

See All Agents

Map

Source: Pike/Wayne Association of REALTORS®

MLS Number: PWBPW251145

Pike/Wayne Association of REALTORS®

APN: 2000-012-0-0001-018-000

New York Sullivan County Swan Lake 12783

644 Horseshoe Lake Rd, Swan Lake, NY

This home is located at 644 Horseshoe Lake Rd, Swan Lake, NY 12783 and is currently priced at $171,131, approximately $117 per square foot. This property was built in 1948. 644 Horseshoe Lake Rd is a home located in Sullivan County with nearby schools including Monticello High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Pike/Wayne Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes