$305,000
SOLD MAY 21, 2025

644 Jefferson Dr Palmyra, VA 22963

3 Beds
2 Baths
1,280 Sq Ft
0.46 Acres

Recently Sold

$238 Per Sq Ft

2% Above List Price

3 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Main Floor Bedroom

About This Home

As of May 2025

Showings start Saturday, April 5th. This stunning home opens up to 3 bedrooms, 2 full baths with hardwood flooring and carpet in bedrooms. N ew kitchen granite countertops, gas log fireplace in living room. Back deck over looking a luscious green fenced back yard. Several trees have been removed over the years to open up the back yard for kids and dogs. HVAC is 2 years old, Refrigerator - 2 years and Dishwasher is 1 year. Covered front porch and a VERY large parking area that will accommodate your boat, RV and several vehicles.,Granite Counter,Fireplace in Living Room

Last Agent to Sell the Property

Sandy Morris

(434) 996-3243 sandymorris@kw.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332[1865] Listed on: 04/03/2025

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Last Buyer's Agent

BROOKE THOMPSON

(434) 987-7914 BROOKE@AVENUEREALTYGROUP.COM AVENUE REALTY, LLC License #0225205985[3584]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,359

Year Built

  • Built in 2003

Lot Details

  • 0.46 Acre Lot

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Block Foundation

Interior Spaces

  • 1,280 Sq Ft Home
  • Property has 1 Level
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Home Security System

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane

Community Details

Overview

  • Association fees include common area maintenance, insurance, management, reserve funds, road maintenance, snow removal
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,359

Year Built

Built in 2003

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 1280.00
  • Exclusions: Curtains
  • Inclusions: Stove, Refrigerator, Dish Washer, Washer, Dryer
  • New Construction: No
  • Story List: Main
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1280
  • Living Area Sq Ft: 1280
  • Price Per Sq Ft: 232.81
  • Above Grade Finished Sq Ft: 1280
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Fuel: Propane - Owned
  • Heating Type: Central
  • Heating: Yes
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Golf Club, Lake, Swimming Pool
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.46
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2359.00
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Apr 28, 2025
Sold by
Arvidson Matthew and Arvidson Kayla
Bought by
Barrales Nicholas L and Hartman Savannah J
Seller's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
BROOKE THOMPSON
AVENUE REALTY, LLC
List Price
$298,000
Sold Price
$305,000
Premium/Discount to List
$7,000
2.35%
Views
32
Current Estimated Value
$302,854

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,146
Avg. Annual Appreciation
-1.05%
Original Mortgage
$289,750
Outstanding Balance
$288,199
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$14,655

Purchase Details

Closed on
Nov 19, 2018
Sold by
Proctor David S
Bought by
Arvidson Matthew and Arvidson Kayla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,236
Interest Rate
4.8%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $305,000 Chicago Title
Deed $168,200 Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $289,750 New Conventional
Previous Owner $172,236 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/21/2025 05/21/25 Sold $305,000 +2.3% $238 / Sq Ft
04/06/2025 04/06/25 Pending -- -- --
04/03/2025 04/03/25 For Sale $298,000 -- $233 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,106 $280,800 $30,000 $250,800
2024 $16 $189,900 $30,000 $159,900
2023 $1,603 $189,900 $30,000 $159,900
2022 $1,400 $160,900 $27,500 $133,400
2021 $1,400 $160,900 $27,500 $133,400
2020 $1,363 $147,400 $27,500 $119,900
2019 $1,363 $147,400 $27,500 $119,900
2018 $1,278 $140,900 $27,500 $113,400
2017 $1,278 $140,900 $27,500 $113,400
2016 $1,248 $136,100 $27,500 $108,600
2015 $1,175 $136,100 $27,500 $108,600
2014 $1,175 $133,500 $27,500 $106,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 662702

Bright MLS

APN: 18A-5-98