NOT LISTED FOR SALE

644 Reflection Cove Rd Jacksonville, FL 32218

Pecan Park Neighborhood

Estimated Value: $360,000 - $400,000

5 Beds
4 Baths
2,730 Sq Ft
$140/Sq Ft Est. Value

Last Sold January 07, 2025

Last sale price $379,000 $139 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,582/month

97 Days on Market

Highlights

  • Traditional Architecture
  • Screened Porch
  • Eat-In Kitchen
  • 1 Fireplace
  • Tennis Courts
  • Separate Shower in Primary Bathroom

About This Home

As of January 2025

Welcome to this beautifully updated two-story home in a highly sought-after community, offering 5 spacious bedrooms and 4 full baths. The home features fresh in bedrooms and a newly refreshed kitchen with refaced cabinets, sleek silver pulls, and brand-new stainless steel appliances, including a microwave and dishwasher. The kitchen also boasts a walk-in pantry for ample storage. The primary bedroom is conveniently located on the first floor, while upstairs offers a private retreat with the fifth bedroom and an additional full bath. The home is equipped with a new HVAC system for year-round comfort. The community enhances your lifestyle with amenities such as a basketball court, tennis court, playground, and a refreshing pool.

Last Agent to Sell the Property

Robert Jones

OFFERPAD BROKERAGE FL LLC License #BK3372023 Listed on: 09/01/2024

OFFERPAD BROKERAGE FL LLC

Last Buyer's Agent

DWAYNE LARKINS

GEORGE A. BARNES, BROKER License #3496875

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,967

Year Built

  • Built in 2006

Lot Details

  • 6,970

HOA Fees

  • $47 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,730 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Screened Porch
  • Laundry on lower level

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Schools

  • Oceanway Elementary And Middle School
  • First Coast High School

Additional Features

  • Screened Patio
  • 6,970 Sq Ft Lot
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 1066066825

Community Details

Overview

  • North Creek Subdivision

Amenities

  • Community Barbecue Grill

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,967

Year Built

Built in 2006

Lot Details

0

HOA Fees

$47 per month

Parking

2

Listing Details

  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Subdivision Name: North Creek
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 2730.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 142.82
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.16
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Levels Two: Yes
  • Laundry Features Lower Level: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Electric Range, Microwave
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 2730.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Construction Type: Stucco
  • Patio And Porch Features: Patio, Screened
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Lower Level
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 142.0
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Barbecue, Basketball Court, Playground, Tennis Court(s)
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 142.0
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Basketball Court: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:Barbecue: Yes

Schools

  • Elementary School: Oceanway
  • High School: First Coast
  • Middle Or Junior School: Oceanway

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6969.6
  • Parcel #: 1066066825
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5967.42
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2024
Closed on
Jan 8, 2025
Sold by
Offerpad Spv Borrower G Llc
Bought by
Mitchell Atonia J and Thornton-Mitchell Shemia
Seller's Agent
Robert Jones
OFFERPAD BROKERAGE FL LLC
Buyer's Agent
DWAYNE LARKINS
GEORGE A. BARNES, BROKER
List Price
$424,900
Sold Price
$379,000
Premium/Discount to List
-$45,900
-10.8%
Views
72
Current Estimated Value
$381,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,360
Avg. Annual Appreciation
0.62%
Original Mortgage
$309,000
Outstanding Balance
$306,024
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$75,336

Purchase Details

Closed on
Nov 6, 2024
Sold by
Offerpad Spe Borrower A Llc
Bought by
Offerpad Spv Borrower G Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 25, 2024
Sold by
Ryan Charles Pinckney
Bought by
Offerpad Spe Borrower A Llc

Purchase Details

Listed on
Sep 19, 2019
Closed on
Dec 11, 2019
Sold by
Secretary Of Veterans Affairs
Bought by
Ryan Charles Pinckney
Seller's Agent
URANIA MARTIN
ALFA REALTORS CORP
Buyer's Agent
Matthew Redmer
WE GIVE REALTY, LLC
List Price
$225,500
Sold Price
$220,000
Premium/Discount to List
-$5,500
-2.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.49%
Original Mortgage
$213,400
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2019
Sold by
Freedom Mortgage Corporation
Bought by
Secretary Of Veteran Affairs

Purchase Details

Closed on
Mar 14, 2019
Sold by
Stepp Jerol and Stepp Emily
Bought by
Freedom Mortgage Corporation

Purchase Details

Closed on
Mar 18, 2011
Sold by
Nantel Michael J and Nantel Sarah C
Bought by
Stepp Jerol and Stepp Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,512
Interest Rate
4.92%
Mortgage Type
VA

Purchase Details

Closed on
Oct 5, 2006
Sold by
Standard Pacific Of Jacksonville
Bought by
Nantel Michel J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,519
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mitchell Atonia J $379,000 First American Title
Offerpad Spv Borrower G Llc $100 First American Title
Offerpad Spv Borrower G Llc $100 First American Title
Offerpad Spe Borrower A Llc $384,000 First American Title
Ryan Charles Pinckney $220,000 Attorney
Secretary Of Veteran Affairs -- Ras Title Llc
Freedom Mortgage Corporation $200,100 None Available
Freedom Mortgage Corporation $200,100 Attorney
Stepp Jerol $198,300 Sunbelt Title Agency
Nantel Michel J $315,700 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mitchell Atonia J $309,000
Previous Owner Offerpad Spv Borrower G Llc $320,000
Previous Owner Ryan Charles Pinckney $213,400
Previous Owner Stepp Jerol $202,512
Previous Owner Nantel Michel J $252,519
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/07/2025 01/07/25 Sold $379,000 -2.8% $139 / Sq Ft
12/07/2024 12/07/24 Pending -- -- --
12/03/2024 12/03/24 Price Changed $389,900 -2.5% $143 / Sq Ft
11/13/2024 11/13/24 Price Changed $399,900 -1.2% $146 / Sq Ft
10/22/2024 10/22/24 Price Changed $404,900 -2.4% $148 / Sq Ft
10/04/2024 10/04/24 Price Changed $414,900 -1.2% $152 / Sq Ft
09/13/2024 09/13/24 Price Changed $419,900 -1.2% $154 / Sq Ft
09/01/2024 09/01/24 For Sale $424,900 +93.1% $156 / Sq Ft
12/17/2023 12/17/23 Off Market $220,000 -- --
12/16/2019 12/16/19 Sold $220,000 -2.4% $81 / Sq Ft View Prior Sale
11/13/2019 11/13/19 Pending -- -- --
09/19/2019 09/19/19 For Sale $225,500 -- $83 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,492 $342,785 $82,411 $260,374
2025 $6,311 $357,772 $82,516 $275,256
2024 $5,967 $358,826 $80,000 $278,826
2023 $5,967 $354,666 $75,000 $279,666
2022 $5,069 $308,952 $55,000 $253,952
2021 $4,577 $250,463 $45,000 $205,463
2020 $4,482 $243,545 $45,000 $198,545
2019 $4,301 $229,900 $45,000 $184,900
2018 $4,266 $225,959 $45,000 $180,959
2017 $4,119 $215,315 $40,000 $175,315
2016 $2,976 $190,708 $0 $0
2015 $3,005 $189,383 $0 $0
2014 $3,010 $187,880 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2025

    Robert Jones

    OFFERPAD BROKERAGE FL LLC

    Robert Jones
    Section Image

  • D

    Buyer's Agent in 2025

    DWAYNE LARKINS

    GEORGE A. BARNES, BROKER

    (904) 238-0119

    1 in this area

    9 Total Sales

    DWAYNE LARKINS
    Section Image

  • U

    Seller's Agent in 2019

    URANIA MARTIN

    ALFA REALTORS CORP

    (904) 463-1008

    1 in this area

    25 Total Sales

    URANIA MARTIN
    Section Image

  • M

    Buyer's Agent in 2019

    Matthew Redmer

    WE GIVE REALTY, LLC

    (321) 639-4663

    1 in this area

    169 Total Sales

    Matthew Redmer
    Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2045257

realMLS (Northeast Florida Multiple Listing Service)

APN: 106606-6825

Florida Duval County Jacksonville 32218 Pecan Park

644 Reflection Cove Rd, Jacksonville, FL

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

Nearby Homes