NOT LISTED FOR SALE

645 Algona Ave Elgin, IL 60120

Estimated Value: $213,000 - $255,000

2 Beds
1 Bath
972 Sq Ft
$244/Sq Ft Est. Value

Last Sold June 19, 2020

Last sale price $164,900 $170 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $1,665/month

12 Days on Market

Highlights

  • Wood Flooring
  • Corner Lot
  • Porch
  • Main Floor Bedroom
  • Detached Garage
  • Built-In Features

About This Home

As of June 2020

Cozy 2 bedroom bungalow nestled on a large corner lot located in Elgin's east side of town. Major components of the home new in 2019 include a new furnace, new air-conditioner, & a new electrical panel with new electrical line to the home installed by Com Ed. Enjoy time relaxing out on the 3 season front porch. Lot's of natural light throughout with hardwood floors & an open floor plan. Formal dining room & 2 car garage. Updated kitchen with breakfast bar, oak cabinets, & all appliances included. Bathroom has been completely redone featuring an over-sized tub/shower. Newer garage door, updated plumbing, duct work, new back door, & electrical. Close to parks, shopping, restaurants, & schools. Short distance to I-90 access, Elgin's Metra Train Station & downtown. Full basement with Work Room.

Last Agent to Sell the Property

Marvin Ferguson

Berkshire Hathaway HomeServices Starck Real Estate License #475134748 Listed on: 05/01/2020

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Martin Andrade

YUB Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,925

Year Built | Renovated

  • 1920 | 2019

Lot Details

  • 9,148

Parking

  • Detached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Bungalow
  • Asphalt Shingled Roof
  • Stucco Exterior

Interior Spaces

  • Built-In Features
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Porch
  • Corner Lot
  • Property is near a bus stop

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $4,947 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,925

Year Built | Renovated

1920 | 2019

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service, Commuter Bus, Commuter Train, Interstate Access
  • Recent Rehab: Yes
  • Age: 91-100 Years
  • Full Bathrooms: 1
  • Ownership: Fee Simple
  • Rehab Year: 2019
  • Total Full or Half Bathrooms: 1
  • Total Sq Ft: 972
  • Unfinished Basement Sq Ft: 972
  • Style Of House: Bungalow
  • Type Detached: 1 Story
  • Estimated Year Built: 1920
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 1944
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1920
  • Year Renovated: 2019

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features
  • Number Of Rooms: 5
  • Living Room: Dimensions: 15X13, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Dining Room: Dimensions: 15X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 11X10, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Eating Area-Breakfast Bar
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 972
  • Estimated Total Finished Sq Ft: 972
  • Basement Sq Ft: 972
  • Main Level Sq Ft: 972
  • Dining Room Type: Separate

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Stucco
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch
  • Acreage: 0.215

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Assessed Sq Ft: 972

Schools

  • School District: 46
  • High School: Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 71X132
  • Lot Description: Corner
  • Parcel Identification Number: 0612430011

Tax Info

  • Taxes: 3414.93

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2020
Closed on
Jun 18, 2020
Sold by
Hoogervorst Vicki L and Samborski James E
Bought by
Melgarejo Alfonso Cortez
Seller's Agent
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Martin Andrade
YUB Realty Inc
List Price
$164,900
Sold Price
$164,900
Current Estimated Value
$236,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,816
Avg. Annual Appreciation
6.00%
Original Mortgage
$161,912
Interest Rate
3.5%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Melgarejo Alfonso Cortez $165,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Melgarejo Alfonso Cortez $6,000
Previous Owner Melgarejo Alfonso Cortez $161,912
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2020 06/19/20 Sold $164,900 0.0% $170 / Sq Ft
05/13/2020 05/13/20 Pending -- -- --
05/01/2020 05/01/20 For Sale $164,900 -- $170 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,925 $69,537 $20,450 $49,087
2023 $4,673 $62,821 $18,475 $44,346
2022 $4,447 $57,282 $16,846 $40,436
2021 $4,243 $53,555 $15,750 $37,805
2020 $3,959 $49,408 $15,036 $34,372
2019 $3,835 $47,064 $14,323 $32,741
2018 $3,415 $40,541 $13,493 $27,048
2017 $3,325 $38,326 $12,756 $25,570
2016 $3,152 $35,556 $11,834 $23,722
2015 -- $32,590 $10,847 $21,743
2014 -- $32,188 $10,713 $21,475
2013 -- $36,927 $10,996 $25,931
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10702412

Midwest Real Estate Data (MRED)

APN: 06-12-430-011