645 Lavoie Ave Elgin, IL 60120
Southeast Elgin NeighborhoodEstimated payment $2,297/month
Total Views
5,054
4
Beds
3
Baths
--
Sq Ft
--
Price per Sq Ft
Highlights
- Traditional Architecture
- Forced Air Heating System
- Fenced
- Entrance Foyer
- Ceiling Fan
- 2-minute walk to Drake Field Park
About This Home
Discover a charming 2-flat conversion nestled on a picturesque street near Elgin's historic district. The first-floor unit boasts high ceilings, a spacious living room, an elegant arched doorway leading to the kitchen/dining area, two large bedrooms with ample walk-in closets, and a full bath. Freshly painted with new carpeting, the second-floor unit features two bedrooms, a generous living area, an eat-in kitchen, a private balcony, and a spacious full bath. The basement offers two large finished living areas (egress window required to designate a bedroom) and a full bath with a small kitchen area. Please note, basement appliances are not included. Recent upgrades include city-redone sewer/water pipes, side drive/apron, a furnace, central air, and hot water heater (all ~3 years old). Past updates include roof, updated electrical, and PVC sewer line from 2012. Enjoy outdoor living on the expansive back patio with a partial privacy fence. The oversized 2-car garage includes a workbench, storage, and a walk-up attic. The current tenant is on a month-to-month lease. Sold as-is, this versatile property is perfect for a two-family household, an investment opportunity, or conversion back to a single-family home. Endless possibilities await!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,033
Year Built
- Built in 1923
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 51x160
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- Ceiling Fan
- Entrance Foyer
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Bathrooms
Schools
- Huff Elementary School
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- 2 Units
Listing and Financial Details
- Homeowner Tax Exemptions
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,033 | $83,390 | $14,976 | $68,414 |
| 2023 | $5,740 | $75,337 | $13,530 | $61,807 |
| 2022 | $4,992 | $63,571 | $12,337 | $51,234 |
| 2021 | $4,767 | $59,434 | $11,534 | $47,900 |
| 2020 | $4,628 | $56,739 | $11,011 | $45,728 |
| 2019 | $4,488 | $54,048 | $10,489 | $43,559 |
| 2018 | $4,441 | $50,916 | $9,881 | $41,035 |
| 2017 | $4,334 | $48,134 | $9,341 | $38,793 |
| 2016 | $4,123 | $44,655 | $8,666 | $35,989 |
| 2015 | -- | $40,930 | $7,943 | $32,987 |
| 2014 | -- | $40,425 | $7,845 | $32,580 |
| 2013 | -- | $41,491 | $8,052 | $33,439 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/24/2025 08/24/25 | Pending | -- | -- | -- |
| 08/01/2025 08/01/25 | For Sale | $329,900 | +50.0% | -- |
| 06/12/2020 06/12/20 | Sold | $220,000 | 0.0% | -- |
| 04/01/2020 04/01/20 | Pending | -- | -- | -- |
| 03/20/2020 03/20/20 | For Sale | $219,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $220,000 | First American Title | |
| Quit Claim Deed | -- | First American Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Executors Deed | $115,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $212,761 | FHA | |
| Previous Owner | $216,015 | FHA | |
| Previous Owner | $92,000 | New Conventional | |
| Previous Owner | $42,279 | Unknown |
Source: Public Records
Similar Homes in Elgin, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12436001
APN: 06-24-282-010
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