NOT LISTED FOR SALE

653 Elgin Ave Elgin, IL 60120

Southeast Elgin Neighborhood

Estimated Value: $258,000 - $272,000

3 Beds
1 Bath
1,090 Sq Ft
$245/Sq Ft Est. Value

Sale Details

Date Sold: January 16, 2026

Last sale price $270,000 $248 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,820 / mo

105 Days on Market

Highlights

  • 4 Car Attached Garage
  • Laundry Room
  • Forced Air Heating and Cooling System
  • Living Room
  • 1-Story Property
  • 1-minute walk to Unity Park

About This Home

As of January 2026

Charming 3-bedroom, 1-bath home situated on a desirable corner lot in Elgin. This well-maintained property offers comfortable living space and a functional layout. Oversized 4-car garage is perfect for car enthusiasts, storage, or a workshop, plus an outdoor shed for even more organization and functionality. Outside, the generous yard is ideal for summer BBQs, gardening, or creating your dream outdoor retreat. Located close to parks, shopping, and major roadways, this property blends neighborhood charm with everyday convenience.

Last Agent to Sell the Property

Michael Scanlon

eXp Realty Brokerage Phone: (773) 630-9205 License #475188240 Listed on: 08/21/2025

eXp Realty

Co-Listed By

Steven

eXp Realty Brokerage Phone: (773) 630-9205 License #475195144

Last Buyer's Agent

Edy Ramirez

Keller Williams ONEChicago License #475194190

Keller Williams ONEChicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,730

Year Built

  • Built in 1950

Parking

  • 4 Car Attached Garage
  • Parking Available
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,090 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,730

Year Built

Built in 1950

Lot Details

0 Sq Ft Lot

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1950
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (773) 630-9205
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • LivingArea: 1090
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 4
  • Parking Features: Concrete, Yes, Attached, Garage
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 7318
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 4730.08
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Jan 7, 2026
Sold by
Csma Blt Llc
Bought by
Perez Adrian and Perez Hilda
Seller's Agent
Michael Scanlon
eXp Realty
Buyer's Agent
Edy Ramirez
Keller Williams ONEChicago
List Price
$265,000
Sold Price
$270,000
Premium/Discount to List
$5,000
1.89%
Views
118
Current Estimated Value
$267,135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,865
Avg. Annual Appreciation
-12.26%
Original Mortgage
$256,500
Outstanding Balance
$256,244
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$3,708

Purchase Details

Closed on
Aug 17, 2015
Sold by
Bltrejv3 Chicago Llc
Bought by
Csma Blt Llc

Purchase Details

Closed on
Sep 16, 2013
Sold by
Ayala Ascencion
Bought by
Bltrejv3 Chicago Llc

Purchase Details

Closed on
Nov 24, 1998
Sold by
Ayala Martin
Bought by
Ayala Ascencion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,200
Interest Rate
6.8%

Purchase Details

Closed on
Aug 1, 1995
Sold by
Zeitner Jeffrey A and Zeitner Marjorie E
Bought by
Ayala Martin P and Ayala Ascencion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,067
Interest Rate
7.8%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Perez Adrian $270,000 None Listed On Document
Csma Blt Llc $116,000 Attorney
Bltrejv3 Chicago Llc $45,500 Oconnor Title Services Inc
Ayala Ascencion -- First American Title Ins Co
Ayala Martin P $78,500 Attorneys National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Perez Adrian $256,500
Previous Owner Ayala Ascencion $87,200
Previous Owner Ayala Martin P $78,067
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 Sold $270,000 +1.9% $248 / Sq Ft
12/04/2025 12/04/25 Pending -- -- --
11/28/2025 11/28/25 For Sale $265,000 0.0% $243 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $265,000 -- $243 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,730 $59,105 $12,704 $46,401
2023 $4,552 $53,397 $11,477 $41,920
2022 $4,222 $48,689 $10,465 $38,224
2021 $4,061 $45,521 $9,784 $35,737
2020 $3,815 $41,831 $9,340 $32,491
2019 $3,722 $39,847 $8,897 $30,950
2018 $3,529 $35,695 $8,382 $27,313
2017 $3,471 $33,745 $7,924 $25,821
2016 $3,339 $31,306 $7,351 $23,955
2015 -- $28,695 $6,738 $21,957
2014 -- $28,341 $6,655 $21,686
2013 -- $29,089 $6,831 $22,258
Source: Public Records

Agents Affiliated with this Home

  • Michael Scanlon

    Seller's Agent in 2026

    Michael Scanlon

    eXp Realty

    (773) 630-9205

    1 in this area

    933 Total Sales

    Michael Scanlon
    Section Image

  • S

    Seller Co-Listing Agent in 2026

    Steven

    eXp Realty

    (630) 699-2526

    1 in this area

    33 Total Sales

    Steven
    Section Image
  • Edy Ramirez

    Buyer's Agent in 2026

    Edy Ramirez

    Keller Williams ONEChicago

    (312) 838-9536

    1 in this area

    149 Total Sales

    Edy Ramirez
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12444966

Midwest Real Estate Data (MRED)

APN: 06-24-486-001

Illinois Kane County Elgin 60120 Southeast Elgin

653 Elgin Ave, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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