$498,500
PENDING

645 Morro Ave Unit 2C Morro Bay, CA 93442

Estimated payment $3,725/month

Total Views 42,220
1 Bed
1 Bath
631 Sq Ft
$790 Price per Sq Ft

Highlights

  • Ocean View
  • Golf Course Community
  • Clubhouse
  • Del Mar Elementary School Rated A-
  • Fishing
  • 3-minute walk to Morro bay dog park

About This Home

Just steps from the Morro Bay Embarcadero, this bay, ocean, and Rock view condo puts you right in the heart of one of California’s most charming beach towns. Stroll to boutique shops, waterfront restaurants, coffee houses, parks, and lively nightlife, all within minutes of your door. From your private deck, living room, and bedroom, take in close-up views of sparkling Morro Bay and the iconic Morro Rock. This recently remodeled second-floor home features fresh flooring, granite countertops, modern fixtures, and updated lighting, all anchored by a cozy gas fireplace for those cool coastal evenings. The monthly HOA fee covers water, gas, trash, and electricity. You’ll enjoy the convenience of elevator access to your designated covered parking. Whether you’re looking for a full-time residence, a weekend retreat, or a smart investment, this turnkey condo offers the perfect blend of style, comfort, and location.

Listing Agent

Braidy Halverson

BH Realty Group Brokerage Phone: 805-215-6864 License #02051406 Listed on: 08/15/2025

BH Realty Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,921

Year Built

  • Built in 1984

Lot Details

  • End Unit
  • No Units Located Below
  • 1 Common Wall

HOA Fees

  • $600 Monthly HOA Fees

Parking

  • 1 Car Garage

Property Views

  • Ocean
  • Marina
  • Bay
  • Dune

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 631 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace
  • Granite Countertops
  • Laundry Room

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 1 Full Bathroom
  • Granite Bathroom Countertops
  • Bathtub with Shower

Utilities

  • Wall Furnace

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 951
  • Assessor Parcel Number 066301062

Community Details

Overview

  • Master Insurance
  • 13 Units
  • Sea Harbor Villas Association, Phone Number (805) 543-2636
  • Ferrell Smyth HOA
  • Embarcadero Subdivision
  • Maintained Community

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Golf Course Community
  • Fishing
  • Park
  • Dog Park
  • Hiking Trails
  • Bike Trail

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,921

Year Built

Built in 1984

Lot Details

0

HOA Fees

$600 per month

Parking

1

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: Yes
  • Subdivision Name Other: Embarcadero(750)
  • View: Yes
  • Zoning: R2
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 066301062
  • Year Built: 1984
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 631.00 Square Feet
  • Interior Amenities: Granite Counters
  • Stories: 1
  • Entry Location: Hallway
  • Common Walls: 1 Common Wall, End Unit, No One Below
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 1
  • Total Bedrooms: 1
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: One
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 790.02
  • Bathroom Features: Shower In Tub, Granite Counters
  • Room Kitchen Features: Granite Counters

Exterior Features

  • View: Dunes, Bay, Marina, Ocean
  • Pool Private: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.00
  • Total Parking Spaces: 1.00

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected
  • Heating: Yes
  • Laundry: Yes
  • Heating Type: Fireplace(s), Wall Furnace
  • Laundry Features: Common Area
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Clubhouse, Electricity, Gas, Insurance, Maintenance Grounds, Trash, Utilities, Sewer, Water
  • Association Fee: 600.00
  • Association Fee Frequency: Monthly
  • Association Name: Sea Harbor Villas
  • Phone: 805-543-2636
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Dog Park, Fishing, Golf, Hiking, Park, Sidewalks
  • Association Management: Ferrell Smyth

Schools

  • School District: San Luis Coastal Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 871.00
  • Lot Size Acres: 0.0200

Multi Family

  • Lease Considered: No
  • Lot Size Area: 871.0000 Square Feet
  • Number Of Units In Community: 13
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 106.02
  • Tax Lot: 1
  • Tax Tract Number: 951

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,921 $546,521 $318,362 $228,159
2024 $5,814 $535,806 $312,120 $223,686
2023 $5,814 $525,300 $306,000 $219,300
2022 $2,334 $220,518 $141,447 $79,071
2021 $2,297 $216,195 $138,674 $77,521
2020 $2,273 $213,980 $137,253 $76,727
2019 $2,249 $209,785 $134,562 $75,223
2018 $2,205 $205,673 $131,924 $73,749
2017 $2,162 $201,641 $129,338 $72,303
2016 $2,120 $197,688 $126,802 $70,886
2015 $2,087 $194,720 $124,898 $69,822
2014 $1,917 $190,907 $122,452 $68,455
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2025 09/18/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $498,500 -3.2% $790 / Sq Ft
06/13/2022 06/13/22 Sold $515,000 -6.2% $816 / Sq Ft
05/19/2022 05/19/22 Pending -- -- --
03/24/2022 03/24/22 For Sale $549,000 -- $870 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Interfamily Deed Transfer -- --
Grant Deed $120,000 Cuesta Title Company
Gift Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $96,000 No Value Available
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25184378

California Regional Multiple Listing Service (CRMLS)

APN: 066-301-062