645 Morro Ave Unit 2C Morro Bay, CA 93442
Estimated payment $3,725/month
Highlights
- Ocean View
- Golf Course Community
- Clubhouse
- Del Mar Elementary School Rated A-
- Fishing
- 3-minute walk to Morro bay dog park
About This Home
Just steps from the Morro Bay Embarcadero, this bay, ocean, and Rock view condo puts you right in the heart of one of California’s most charming beach towns. Stroll to boutique shops, waterfront restaurants, coffee houses, parks, and lively nightlife, all within minutes of your door. From your private deck, living room, and bedroom, take in close-up views of sparkling Morro Bay and the iconic Morro Rock. This recently remodeled second-floor home features fresh flooring, granite countertops, modern fixtures, and updated lighting, all anchored by a cozy gas fireplace for those cool coastal evenings. The monthly HOA fee covers water, gas, trash, and electricity. You’ll enjoy the convenience of elevator access to your designated covered parking. Whether you’re looking for a full-time residence, a weekend retreat, or a smart investment, this turnkey condo offers the perfect blend of style, comfort, and location.
Listing Agent
BH Realty Group Brokerage Phone: 805-215-6864 License #02051406 Listed on: 08/15/2025

Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,921
Year Built
- Built in 1984
Lot Details
- End Unit
- No Units Located Below
- 1 Common Wall
HOA Fees
- $600 Monthly HOA Fees
Parking
- 1 Car Garage
Property Views
- Ocean
- Marina
- Bay
- Dune
Home Design
- Entry on the 1st floor
Interior Spaces
- 631 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Granite Countertops
- Laundry Room
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
- Granite Bathroom Countertops
- Bathtub with Shower
Utilities
- Wall Furnace
Listing and Financial Details
- Tax Lot 1
- Tax Tract Number 951
- Assessor Parcel Number 066301062
Community Details
Overview
- Master Insurance
- 13 Units
- Sea Harbor Villas Association, Phone Number (805) 543-2636
- Ferrell Smyth HOA
- Embarcadero Subdivision
- Maintained Community
Amenities
- Clubhouse
- Laundry Facilities
Recreation
- Golf Course Community
- Fishing
- Park
- Dog Park
- Hiking Trails
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $5,921 | $546,521 | $318,362 | $228,159 |
2024 | $5,814 | $535,806 | $312,120 | $223,686 |
2023 | $5,814 | $525,300 | $306,000 | $219,300 |
2022 | $2,334 | $220,518 | $141,447 | $79,071 |
2021 | $2,297 | $216,195 | $138,674 | $77,521 |
2020 | $2,273 | $213,980 | $137,253 | $76,727 |
2019 | $2,249 | $209,785 | $134,562 | $75,223 |
2018 | $2,205 | $205,673 | $131,924 | $73,749 |
2017 | $2,162 | $201,641 | $129,338 | $72,303 |
2016 | $2,120 | $197,688 | $126,802 | $70,886 |
2015 | $2,087 | $194,720 | $124,898 | $69,822 |
2014 | $1,917 | $190,907 | $122,452 | $68,455 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/18/2025 09/18/25 | Pending | -- | -- | -- |
08/15/2025 08/15/25 | For Sale | $498,500 | -3.2% | $790 / Sq Ft |
06/13/2022 06/13/22 | Sold | $515,000 | -6.2% | $816 / Sq Ft |
05/19/2022 05/19/22 | Pending | -- | -- | -- |
03/24/2022 03/24/22 | For Sale | $549,000 | -- | $870 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Quit Claim Deed | -- | -- | |
Interfamily Deed Transfer | -- | -- | |
Grant Deed | $120,000 | Cuesta Title Company | |
Gift Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $96,000 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25184378

APN: 066-301-062
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