$189,900
$8K PRICE DROP

645 N Birch St Monticello, IA 52310

Estimated payment $1,271/month

Total Views 2,131
4 Beds
2 Baths
1,831 Sq Ft
$104 Price per Sq Ft

Highlights

  • Deck
  • 2 Car Attached Garage
  • Garden
  • Valley View
  • Patio
  • Forced Air Heating and Cooling System

About This Home

Welcome home to this well maintained 4-bedroom, 2 bath raised ranch that combines comfort, space and a stunning “million dollar” view from the front deck, perfect for morning coffee or evening visits. Inside, you’ll find a bright and inviting large living room flowing easily to the spacious kitchen/dining area. The huge master bedroom suite is on the opposite end of the home from the other three bedrooms and full guest bath, giving you the privacy and comfort of your own space. The lower level features a large family room complete with a cozy fireplace-perfect for movie nights or the kid’s hangout. This lower level connects to the larger attached tuck-under garage. Outside, the fenced yard offers both privacy and room to play, garden or entertain. The patio is accessed from the dining room with a slider, making it the grill master’s life easier.

Listing Agent

Michael McDonough

McDonough Real Estate License #B1970000 Listed on: 10/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,228

Year Built

  • Built in 1967

Lot Details

  • 9,600 Sq Ft Lot
  • Lot Dimensions are 80 x 120
  • Garden

Home Design

  • Concrete Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,831 Sq Ft Home
  • Ceiling Fan
  • Gas Fireplace
  • Family Room with Fireplace
  • Valley Views
  • Partially Finished Basement
  • Interior and Exterior Basement Entry
  • Fire and Smoke Detector

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Tuck Under Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Patio

Schools

  • Monticello Elementary And Middle School
  • Monticello High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0221326005

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,228

Year Built

Built in 1967

Lot Details

0

Listing Details

  • Parcel Number: 0221326005
  • Year Built: 1967
  • Fencing: Fenced, Privacy
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • ResoLotFeatures: Landscaped, Valley View
  • Lot Size Acres: 0.22
  • Road Frontage Type: Hard Surface Road
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: 319-465-4761
  • MLS Status: ACTIVE
  • Reso Fireplace Features: One, Gas, Family Room
  • Reso Interior Features: Ceiling Fan/Light
  • Reso Roof: Shingle
  • TotalFinishedSquareFootage: 1831
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Disposal, Microwave, Free-Standing Range, Refrigerator, Vented Exhaust Fan, Washer, Gas Water Heater
  • Basement: Concrete, Entrance-Inside, Entrance-Outside, Floor Drain, Partially Finished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 375
  • Door Features: Sliding Doors
  • BelowGradeArea: 500

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Garden
  • Other Structures: Storage
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Parking Features: 2 Stall, Attached Garage, Garage Door Opener, Oversized, Tuckunder Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Monticello
  • High School: Monticello
  • Middle Or Junior School: Monticello

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 80 x 120
  • Lot Size Sq Ft: 9600
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3228

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,228 $186,530 $16,480 $170,050
2024 $3,228 $172,840 $16,480 $156,360
2023 $3,088 $172,840 $16,480 $156,360
2022 $2,588 $143,500 $16,480 $127,020
2021 $2,588 $143,500 $16,480 $127,020
2020 $2,376 $129,250 $16,480 $112,770
2019 $2,430 $129,250 $16,480 $112,770
2018 $2,246 $127,280 $19,290 $107,990
2017 $2,256 $127,280 $19,290 $107,990
2016 $2,252 $121,090 $19,290 $101,800
2015 $2,252 $121,090 $19,290 $101,800
2014 $2,116 $113,090 $15,720 $97,370
2013 $2,060 $113,090 $15,720 $97,370
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Price Changed $189,900 -3.8% $104 / Sq Ft
10/13/2025 10/13/25 For Sale $197,500 +27.4% $108 / Sq Ft
11/29/2022 11/29/22 Sold $155,000 -3.1% $85 / Sq Ft View Prior Sale
10/29/2022 10/29/22 Pending -- -- --
10/28/2022 10/28/22 For Sale $160,000 -- $87 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $155,000 --
Warranty Deed $115,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $116,500 New Conventional
Previous Owner $117,500 New Conventional
Previous Owner $114,458 FHA
Source: Public Records

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20255029

Northeast Iowa Regional Board of REALTORS®

APN: 02-21-326-005