NOT LISTED FOR SALE

645 O'Neill St Dubuque, IA 52001

Estimated Value: $201,000 - $213,468

3 Beds
1 Bath
1,218 Sq Ft
$172/Sq Ft Est. Value

Last Sold July 03, 2024

Last sale price $213,577 $175 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,278/month

2 Days on Market

About This Home

As of July 2024

Welcome to your new dream home! This beautifully maintained 3-bedroom, 1-bathroom gem radiates warmth and pride of ownership from the moment you step inside. Nestled in a friendly and quiet neighborhood, this delightful residence is perfect for first-time homebuyers, or anyone seeking a cozy and inviting place to call home. Key Features: Spacious Living Areas: Enjoy the bright and airy living room, complete with large windows that flood the space with natural light. The open floor plan creates a seamless flow from the living room to the dining area, perfect for entertaining and family gatherings. Updated Kitchen: The heart of this home boasts a recently updated kitchen featuring modern appliances, ample counter space, and plenty of storage. Whether you're a seasoned chef or just love to cook, this kitchen will inspire your culinary creativity. Comfortable Bedrooms: Three generously sized bedrooms offer comfortable and secluded retreats for every member of the family. Each room is thoughtfully designed with ample closet space and large windows. Stylish Bathroom: The well-appointed bathroom has been tastefully updated with modern fixtures and a clean, classic design. Impeccable Maintenance: This home has been lovingly cared for and meticulously maintained, reflecting true pride of ownership. From the pristine interior to the beautifully landscaped yard, every detail has been attended to. Outdoor Oasis: Step outside to your fenced backyard is perfect for outdoor activities, gardening, or simply relaxing on a sunny day. The patio area is ideal for barbecues and outdoor dining, making it a great space for entertaining. This charming home is a rare find and won't last long on the market. Don't miss the opportunity to make it yours!

Last Agent to Sell the Property

Cody Burger

EXIT Unlimited Listed on: 05/19/2024

EXIT Unlimited

Last Buyer's Agent

Christina Rader

EXIT Unlimited

EXIT Unlimited

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,166

Year Built

  • Built in 1941

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50'x100'

Parking

  • 2 Car Garage

Home Design

  • Block Foundation
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Basement Fills Entire Space Under The House
  • Microwave

Bedrooms and Bathrooms

  • 1 Full Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available

Listing and Financial Details

  • Assessor Parcel Number 1013127025

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,166

Year Built

Built in 1941

Lot Details

0

Listing Details

  • Class: Residential
  • Style2: 1 1/2 Story
  • Type: Single Family - Detached
  • Year Built: 1941
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Refrigerator, Microwave, Washer, Dryer
  • Main Floor Bedrooms: 2
  • Bedroom 1: Size: 11x23, On Level: Upper
  • Bedroom 2: Size: 11x10, On Level: Main
  • Bedroom 3: Size: 11x9, On Level: Main
  • Bathrooms Main: 1
  • Estimated Total Above Ground Sq Ft: 1218
  • Estimated Finished Sq Ft: 1218
  • Estimated Main Sq Ft: 840
  • Estimated Upper Sq Ft: 378
  • Basement: Full
  • Dining Room: Size: 7x14, On Level: Main
  • Kitchen: Size: 8x10, On Level: Main
  • Living Room: Size: 12x16, On Level: Main
  • Number Of Bedrooms: 3
  • Full Bathrooms: 1
  • Total Number of Bathrooms Areas: 1

Exterior Features

  • Exterior Features: Public Sidewalk
  • Foundation: Block
  • Roof: Asp/Composite Shngl
  • Siding: Vinyl
  • Siding Color: White

Garage/Parking

  • Garage Capacity: 2
  • Garage Feature: Electricity

Utilities

  • Cooling: Central Air
  • Fuel Type: Gas
  • Heat Type: Forced Air
  • Laundry: Lower
  • Sewer: Public
  • Water: Public

Schools

  • Elementary School: Audubon
  • Middle School: Jefferson Jr High
  • High School: S. Hempstead

Lot Info

  • Lot Size: 50'x100'
  • Number Of Acres: 0.12
  • Parcel Id Number: 1013127025
  • Zoning: Residential

Tax Info

  • Gross Taxes: $2166

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2024
Closed on
Jul 1, 2024
Sold by
Martin Hallie A and Zoeckler Hallie Ann
Bought by
Taylor Christa L
Seller's Agent
Cody Burger
EXIT Unlimited
Buyer's Agent
Christina Rader
EXIT Unlimited
List Price
$185,000
Sold Price
$213,577
Premium/Discount to List
$28,577
15.45%
Views
109
Current Estimated Value
$209,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,460
Avg. Annual Appreciation
-1.66%
Original Mortgage
$83,000
Outstanding Balance
$81,999
Interest Rate
6.94%
Mortgage Type
Credit Line Revolving
Estimated Equity
$127,118

Purchase Details

Listed on
May 26, 2021
Closed on
Jun 29, 2021
Sold by
Smith Holly A and Smith Alexander James
Bought by
Martin Hallie A and Zoeckler David A
Seller's Agent
Lisa Bodnar
Remax Advantage
Buyer's Agent
Cody Burger
EXIT Unlimited
List Price
$167,000
Sold Price
$167,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.52%
Original Mortgage
$161,990
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2019
Sold by
Streif Kelsey J
Bought by
Smith Holly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,850
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2016
Sold by
Mcdonald Christopher J
Bought by
Streif Kelsey J

Purchase Details

Closed on
Aug 26, 2008
Sold by
Fens Ryan J
Bought by
Mcdonald Christopher J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,600
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Taylor Christa L $214,000 None Listed On Document
Martin Hallie A $167,000 None Available
Smith Holly A $143,000 None Available
Streif Kelsey J -- None Available
Mcdonald Christopher J $117,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Taylor Christa L $83,000
Previous Owner Martin Hallie A $161,990
Previous Owner Smith Holly A $135,850
Previous Owner Mcdonald Christopher J $111,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/03/2024 07/03/24 Sold $213,577 +15.4% $175 / Sq Ft
05/21/2024 05/21/24 Pending -- -- --
05/19/2024 05/19/24 For Sale $185,000 +10.8% $152 / Sq Ft
06/30/2021 06/30/21 Sold $167,000 0.0% $137 / Sq Ft View Prior Sale
05/30/2021 05/30/21 Pending -- -- --
05/26/2021 05/26/21 For Sale $167,000 -- $137 / Sq Ft
Source: East Central Iowa Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,984 $148,200 $20,000 $128,200
2023 $1,922 $148,200 $20,000 $128,200
2022 $2,078 $125,630 $15,000 $110,630
2021 $2,078 $125,630 $15,000 $110,630
2020 $1,818 $111,060 $15,000 $96,060
2019 $1,846 $111,060 $15,000 $96,060
2018 $1,814 $107,820 $14,000 $93,820
2017 $1,742 $107,820 $14,000 $93,820
2016 $1,702 $98,710 $14,000 $84,710
2015 $1,702 $98,710 $14,000 $84,710
2014 $1,656 $98,710 $14,000 $84,710
Source: Public Records

Agents Affiliated with this Home

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Map

Source: East Central Iowa Association of REALTORS®

MLS Number: 149451

East Central Iowa Association of REALTORS®

APN: 10-13-127-025