$395,000

645 W 1st St Loveland, CO 80537

Estimated payment $2,314/month

Total Views 5,041
2 Beds
1 Bath
879 Sq Ft
$449 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Sun or Florida Room
  • Cottage
  • Open Floorplan
  • No HOA
  • Home Office

About This Home

Charming turn of the century 2 bedroom cottage located in a small pocket of county within the city limits zoned FA, larger lot located close to walking trails and pickle ball courts. New interior and exterior paint and carpet. Newer windows, cozy covered patio off eat-in kitchen. Enclosed patio perfect for study or reading nook. 23 x 29 heated shop/garage with alley access and RV parking. Home is sold as-is and has been pre-inspected.

Listing Agent

Kim Summitt

Group Loveland Listed on: 07/07/2025

Group Loveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,944

Year Built

  • Built in 1900

Lot Details

  • 7,836 Sq Ft Lot
  • Unincorporated Location
  • South Facing Home
  • Partially Fenced Property
  • Level Lot
  • Property is zoned FA

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • Heated Garage
  • Alley Access
  • Driveway Level
  • Parking available for a boat

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 879 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Home Office
  • Sun or Florida Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Accessible Home Design

  • Garage doors are at least 85 inches wide
  • No Interior Steps

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting

Schools

  • Garfield Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Loveland Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0438162

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,944

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator
  • Year Built: 1900
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.18
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Loveland
  • Above Grade Finished Sq Ft: 879
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 879
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator
  • Accessibility Features: Level Lot, Level Drive, No Stairs, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Study Area, Eat-in Kitchen, Open Floorplan, Sunroom
  • Living Area: 879
  • Main Level Bathrooms: 1
  • Window Features: Sunroom
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 130
  • Master Bedroom Master Bedroom Width: 11
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Tile Floor
  • Room Living Room Area: 204
  • Living Room Features: Carpet
  • Room Kitchen Area: 143
  • Room Master Bedroom Area: 143
  • Master Bathroom Features: Shared Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Lot Features: Curbs, Gutters, Sidewalks, Level, Unincorporated
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Direction Faces: South
  • Exterior Features: Lighting
  • Patio And Porch Features: Patio, Enclosed
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Alley Access, RV/Boat Parking, >8' Garage Door, Heated Garage, Oversized
  • IRESDS_Garage Sq Ft: 720
  • IRESDS_GarageType: Detached

Utilities

  • Electric: Electric, City of LVLD
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Garfield
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: FA
  • Lot Size Sq Ft: 7836
  • Parcel #: R0438162
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1944

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,944 $27,564 $2,144 $25,420
2024 $1,877 $27,564 $2,144 $25,420
2022 $1,609 $20,405 $2,224 $18,181
2021 $1,651 $20,992 $2,288 $18,704
2020 $1,827 $23,223 $2,288 $20,935
2019 $1,795 $23,223 $2,288 $20,935
2018 $1,254 $15,394 $2,304 $13,090
2017 $1,079 $15,394 $2,304 $13,090
2016 $927 $12,784 $2,547 $10,237
2015 $919 $12,790 $2,550 $10,240
2014 $906 $12,180 $2,550 $9,630
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 For Sale $395,000 -- $449 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $81,500 Assured Title
Trustee Deed -- None Available
Warranty Deed $143,900 --
Warranty Deed $82,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $124,000 Fannie Mae Freddie Mac
Previous Owner $31,000 Stand Alone Second
Previous Owner $143,400 Purchase Money Mortgage
Previous Owner $97,850 Unknown
Previous Owner $12,500 Unknown
Source: Public Records

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Source: IRES MLS

MLS Number: 1038526

IRES MLS

APN: 95144-00-012