NOT LISTED FOR SALE

Estimated Value: $443,000 - $528,000

4 Beds
2 Baths
1,776 Sq Ft
$265/Sq Ft Est. Value

About This Home

This home is located at 645 W 640 N, Orem, UT 84057 and is currently estimated at $470,764, approximately $265 per square foot. 645 W 640 N is a home located in Utah County with nearby schools including Orem Junior High School, Timpanogos High School, and Karl Maeser Preparatory Academy.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 19, 2014
Sold by
Galiano Delia Maria
Bought by
Loza Cristal and Loza Cinthia
Current Estimated Value
$470,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,812
Outstanding Balance
$134,040
Interest Rate
3.87%
Mortgage Type
FHA
Estimated Equity
$316,799

Purchase Details

Closed on
Jul 10, 2014
Sold by
Pacheco Paola and Galiano Delia Maria
Bought by
Galiano Delia Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 9, 2014
Sold by
Pacheco Paola
Bought by
Pacheco Paola and Galiano Delia Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 7, 2014
Sold by
Maya Andres
Bought by
Cruz Margarita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 2008
Sold by
Anderson Pamela S
Bought by
Maya Andres and Cruz Margarita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,910
Interest Rate
5.65%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 13, 2007
Sold by
Perote Yadin and Vazquez Lorena Perote
Bought by
Anderson Pamela S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
8.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 25, 2002
Sold by
Becerra Aliro Ricardo and Hidalgo Claudia Becerra
Bought by
Perote Yadin and Vazquez Lorena Perote

Purchase Details

Closed on
Feb 26, 1998
Sold by
Mackey R Kim and Mackey Robin
Bought by
Becerra Aliro Ricardo and Hidalgo Claudia Becerra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,651
Interest Rate
6.9%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Loza Cristal -- Utah Mountain Title
Galiano Delia Maria -- None Available
Pacheco Paola -- Utah Mountain Title
Pacheco Paola -- None Available
Cruz Margarita -- Utah Mountain Title
Maya Andres -- Horizon Title Insurance
Anderson Pamela S -- Horizon Title Insurance
Perote Yadin -- Old Republic Title Company
Becerra Aliro Ricardo -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Loza Cristal $172,812
Previous Owner Pacheco Paola $86,250
Previous Owner Maya Andres $15,805
Previous Owner Maya Andres $199,863
Previous Owner Maya Andres $196,910
Previous Owner Anderson Pamela S $142,200
Previous Owner Becerra Aliro Ricardo $107,651
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,803 $419,300 $184,300 $235,000
2024 $1,803 $220,495 $0 $0
2023 $1,684 $221,320 $0 $0
2022 $1,673 $213,070 $0 $0
2021 $1,533 $295,600 $110,000 $185,600
2020 $1,415 $268,200 $88,000 $180,200
2019 $1,264 $249,100 $88,000 $161,100
2018 $1,193 $224,700 $84,600 $140,100
2017 $1,162 $117,205 $0 $0
2016 $1,135 $105,600 $0 $0
2015 $1,079 $94,930 $0 $0
2014 -- $83,545 $0 $0
Source: Public Records

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