NOT LISTED FOR SALE

645 W 640 N Orem, UT 84057

Geneva Neighborhood

Estimated Value: $444,000 - $515,000

4 Beds
2 Baths
1,776 Sq Ft
$268/Sq Ft Est. Value

About This Home

This home is located at 645 W 640 N, Orem, UT 84057 and is currently estimated at $475,712, approximately $267 per square foot. 645 W 640 N is a home located in Utah County with nearby schools including Orem Junior High School and Timpanogos High School.

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 28, 2026
Sold by
Cristal Loza and Cinthia Loza
Bought by
Current Estimated Value
$475,712

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Outstanding Balance
$184,667
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$291,045

Purchase Details

Closed on
Nov 18, 2025
Sold by
Loza Cristal and Loza Cinthia
Bought by
Loza Cristal and Loza Cinthia

Purchase Details

Closed on
Nov 19, 2014
Sold by
Galiano Delia Maria
Bought by
Loza Cristal and Loza Cinthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,812
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 10, 2014
Sold by
Cruz Margarita
Bought by
Pacheco Paola

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 9, 2014
Sold by
Pacheco Paola
Bought by
Pacheco Paola and Galiano Delia Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 7, 2014
Sold by
Maya Andres
Bought by
Cruz Margarita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,250
Interest Rate
4.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 2008
Sold by
Anderson Pamela S
Bought by
Maya Andres and Cruz Margarita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,910
Interest Rate
5.65%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 13, 2007
Sold by
Perote Yadin and Vazquez Lorena Perote
Bought by
Anderson Pamela S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
8.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 25, 2002
Sold by
Becerra Aliro Ricardo and Hidalgo Claudia Becerra
Bought by
Perote Yadin and Vazquez Lorena Perote

Purchase Details

Closed on
Feb 26, 1998
Sold by
Mackey R Kim and Mackey Robin
Bought by
Becerra Aliro Ricardo and Hidalgo Claudia Becerra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,651
Interest Rate
6.9%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Geneva, UT

  • Bob Ross Real Estate Agent - Homie

    Bob Ross

    Responds Quickly

    Homie

    (520) 462-6703

    104 Total Sales

    1 in Geneva

    $383,000 Price

    Bob Ross
     Section Image
  • Jason Snell Real Estate Agent - Century 21 Everest

    Jason Snell

    Responds Quickly

    Century 21 Everest

    (385) 213-1827

    103 Total Sales

    1 in Geneva

    $77,000 Price

    Jason Snell
     Section Image
  • Jared Fields Real Estate Agent - Real Broker, LLC

    Jared Fields

    Real Broker, LLC

    (385) 412-8349

    106 Total Sales

    1 in Geneva

    $466,000 Price

    Jared Fields
     Section Image
  • Andrew Griffin Real Estate Agent - Real Estate Essentials (St Geo

    Andrew Griffin

    Real Estate Essentials (St Geo

    (435) 412-1971

    88 Total Sales

    1 in Geneva

    $419,000 Price

    Andrew Griffin
     Section Image

  • LD

    Leanna Deherrera

    Windermere Real Estate (Draper)

    (385) 202-2404

    102 Total Sales

    1 in Geneva

    $475,000 Price

    Leanna Deherrera
     Section Image
  • Shaanta Kamai Real Estate Agent - Re/Max Lighthouse

    Shaanta Kamai

    Re/Max Lighthouse

    (385) 293-1698

    18 Total Sales

    2 in Geneva

    $375K - $395K Price Range

    Shaanta Kamai
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Meridian Title Company
Loza Cristal -- 1St Liberty Title
Loza Cristal -- Utah Mountain Title
Pacheco Paola -- Utah Mountain Title
Galiano Delia Maria -- None Available
Pacheco Paola -- None Available
Cruz Margarita -- Utah Mountain Title
Maya Andres -- Horizon Title Insurance
Anderson Pamela S -- Horizon Title Insurance
Perote Yadin -- Old Republic Title Company
Becerra Aliro Ricardo -- First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $186,000
Previous Owner Loza Cristal $172,812
Closed Pacheco Paola $86,250
Previous Owner Maya Andres $15,805
Previous Owner Maya Andres $199,863
Previous Owner Maya Andres $196,910
Previous Owner Anderson Pamela S $142,200
Previous Owner Becerra Aliro Ricardo $107,651
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,837 $234,300
2025 $1,803 $230,615
2024 $1,803 $220,495 $0 $0
2023 $1,684 $221,320 $0 $0
2022 $1,673 $213,070 $0 $0
2021 $1,533 $295,600 $110,000 $185,600
2020 $1,415 $268,200 $88,000 $180,200
2019 $1,264 $249,100 $88,000 $161,100
2018 $1,193 $224,700 $84,600 $140,100
2017 $1,162 $117,205 $0 $0
2016 $1,135 $105,600 $0 $0
2015 $1,079 $94,930 $0 $0
2014 -- $83,545 $0 $0
Source: Public Records

Map

Utah Utah County Orem 84057 Geneva

645 W 640 N, Orem, UT

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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