NOT LISTED FOR SALE

Estimated Value: $640,000 - $692,000

3 Beds
2 Baths
1,199 Sq Ft
$553/Sq Ft Est. Value

About This Home

This home is located at 646 E Spruce St, Ontario, CA 91761 and is currently estimated at $662,885, approximately $552 per square foot. 646 E Spruce St is a home located in San Bernardino County with nearby schools including Sultana Elementary School, De Anza Middle, and Ontario High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 24, 2023
Sold by
Marroquin Oscar and Marroquin Patricia
Bought by
Marroquin Oscar and Marroquin Patricia
Current Estimated Value
$662,885

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Outstanding Balance
$48,564
Interest Rate
6.42%
Mortgage Type
New Conventional
Estimated Equity
$614,321

Purchase Details

Closed on
Sep 24, 2008
Sold by
The Bank Of New York
Bought by
Marroquin Oscar and Umana Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,424
Interest Rate
5.77%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 21, 2008
Sold by
Reyes Rocio Natalie
Bought by
The Bank Of New York and Cwalt Inc Alternative Loan Trust 2007-Oa

Purchase Details

Closed on
Jun 6, 2007
Sold by
Reyes Rocio Natalie
Bought by
Reyes Rocio Natalie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$364,000
Interest Rate
9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 12, 2005
Sold by
Gutierrez Fernando
Bought by
Reyes Natalie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,200
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 15, 2005
Sold by
Gomez Erika
Bought by
Reyes Natalie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,200
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 30, 2003
Sold by
Lopez Adolfo
Bought by
Gomez Erika

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
5.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 17, 1997
Sold by
The Federal Home Loan Mtg Corp
Bought by
Lopez Adolfo and Castro Norma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,371
Interest Rate
7.23%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 5, 1997
Sold by
Minneci James E and Minneci Dena M
Bought by
Federal Home Loan Mortgage Corporation
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marroquin Oscar -- None Listed On Document
Marroquin Oscar $243,000 Landsafe Title
The Bank Of New York $202,000 Landsafe
Reyes Rocio Natalie -- New Century Title
Reyes Natalie R -- First American Title Co
Reyes Natalie R $359,000 First American Title Co
Gomez Erika $285,000 Old Republic Title
Lopez Adolfo $120,000 Fidelity National Title Co
Federal Home Loan Mortgage Corporation $105,300 American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marroquin Oscar $50,000
Previous Owner Marroquin Oscar $240,424
Previous Owner Reyes Rocio Natalie $364,000
Previous Owner Reyes Natalie R $287,200
Previous Owner Gomez Erika $220,000
Previous Owner Lopez Adolfo $119,371
Closed Reyes Natalie R $71,800
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,449 $312,928 $109,461 $203,467
2024 $3,371 $306,792 $107,315 $199,477
2023 $3,276 $300,777 $105,211 $195,566
2022 $3,233 $294,879 $103,148 $191,731
2021 $3,213 $289,097 $101,125 $187,972
2020 $3,157 $286,133 $100,088 $186,045
2019 $3,130 $280,522 $98,125 $182,397
2018 $3,086 $275,022 $96,201 $178,821
2017 $2,976 $269,630 $94,315 $175,315
2016 $2,858 $264,343 $92,466 $171,877
2015 $2,839 $260,372 $91,077 $169,295
2014 $2,751 $255,272 $89,293 $165,979
Source: Public Records

Map

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