646 Michael St Oceanside, CA 92057
North Valley NeighborhoodEstimated Value: $601,616 - $759,000
4
Beds
2
Baths
1,192
Sq Ft
$573/Sq Ft
Est. Value
About This Home
This home is located at 646 Michael St, Oceanside, CA 92057 and is currently estimated at $683,404, approximately $573 per square foot. 646 Michael St is a home located in San Diego County with nearby schools including Libby Elementary School, Cesar Chavez Middle School, and Peppertree Montessori School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 2, 2022
Sold by
Jee Elder Bruce
Bought by
Taylor-Elder Charlene
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Outstanding Balance
$130,805
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$552,599
Purchase Details
Closed on
Aug 30, 2013
Sold by
Elder Bruce J and Taylor Elder Charlene
Bought by
Elder Bruce J and Taylor Elder Charlene
Purchase Details
Closed on
Oct 4, 2002
Sold by
Elder Bruce J and Taylor Elder Charlene
Bought by
Elder Bruce J and Taylor Elder Charlene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
6.17%
Purchase Details
Closed on
Jul 10, 2002
Sold by
Taylor Elder Charlene and Elder Bruce J
Bought by
Elder Bruce J and Taylor Elder Charlene
Purchase Details
Closed on
Oct 18, 1999
Sold by
Chavez Edwin A and Chavez Alicia P
Bought by
Elder Bruce J and Taylor Elder Charlene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,493
Interest Rate
7.68%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 30, 1994
Sold by
Chavez Edwin A
Bought by
Chavez Edwin A and Chavez Alicia P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,300
Interest Rate
4.12%
Purchase Details
Closed on
Oct 11, 1985
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Taylor-Elder Charlene | -- | -- | |
| Elder Bruce J | -- | None Available | |
| Elder Bruce J | -- | New Century Title Company | |
| Elder Bruce J | -- | -- | |
| Elder Bruce J | $131,000 | Commonwealth Land Title Co | |
| Chavez Edwin A | -- | Benefit Land Title Company | |
| -- | $85,900 | -- | |
| Taylor-Elder Charlene | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Taylor-Elder Charlene | $140,000 | |
| Previous Owner | Elder Bruce J | $190,000 | |
| Previous Owner | Elder Bruce J | $129,493 | |
| Previous Owner | Chavez Edwin A | $91,300 | |
| Closed | Taylor-Elder Charlene | $140,000 | |
| Closed | Elder Bruce J | $6,550 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,180 | $201,312 | $105,459 | $95,853 |
| 2024 | $2,180 | $197,366 | $103,392 | $93,974 |
| 2023 | $2,111 | $193,497 | $101,365 | $92,132 |
| 2022 | $2,078 | $189,704 | $99,378 | $90,326 |
| 2021 | $2,084 | $185,985 | $97,430 | $88,555 |
| 2020 | $2,020 | $184,078 | $96,431 | $87,647 |
| 2019 | $1,961 | $180,470 | $94,541 | $85,929 |
| 2018 | $1,939 | $176,933 | $92,688 | $84,245 |
| 2017 | $1,902 | $173,465 | $90,871 | $82,594 |
| 2016 | $1,838 | $170,065 | $89,090 | $80,975 |
| 2015 | $1,784 | $167,511 | $87,752 | $79,759 |
| 2014 | $1,716 | $164,231 | $86,034 | $78,197 |
Source: Public Records
Map
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