NOT LISTED FOR SALE

646 Water St Biloxi, MS 39530

Estimated Value: $396,771 - $461,000

4 Beds
2.5 Baths
2,384 Sq Ft
$182/Sq Ft Est. Value

Last Sold May 06, 2024

Current estimated payment $2,503/month

42 Days on Market

Highlights

  • Boating
  • Fishing
  • Freestanding Bathtub
  • Biloxi Junior High School Rated A
  • Deck
  • 4-minute walk to Biloxi Town Green

About This Home

As of May 2024

This is a must see! Beautifully restored historical landmark home with magnificent features! Owner is selling furnished. Home has 4 bedrooms and 2.5 baths. Master bath has copper soak tub with double-head walk-through shower. Lots of beautiful antiques staying with the home. Located just a block from the beach!!! Home has two fireplaces but they are non-functioning.

House has been an Airbnb with income of approximately $30,000.00 in 2023. Owner is selling furnished so it could generate income right away. Perfect for getaway home on the Coast that could also generate income.

Realtor is related to Owner/Seller.

Last Agent to Sell the Property

Stephanie Schmitt

Coldwell Banker Alfonso Realty-Lorraine Rd License #S40734 Listed on: 02/19/2024

Coldwell Banker Alfonso Realty-Lorraine Rd

Last Buyer's Agent

Mariely Plaisance

New Trend Realty License #S51989

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $877

Year Built

  • Built in 1903

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 215x43x217x41
  • Back and Front Yard Fenced
  • Zoning described as Res High Density

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Pillar, Post or Pier Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,384 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Wood Frame Window
  • French Doors
  • Entrance Foyer
  • Breakfast Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Double Vanity
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry on lower level
  • Laundry in Bathroom
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Front Porch

Location

  • City Lot

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Natural Gas Connected
  • Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1410k-01-057.000

Community Details

Overview

  • No Home Owners Association
  • Metes And Bounds Subdivision

Recreation

  • Boating
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$877

Year Built

Built in 1903

Lot Details

0

Parking

2

Listing Details

  • Unit Levels: Two
  • Lot Size: 215x43x217x41
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 1903
  • Lot Size Acres: 0.22
  • Subdivision Name: Metes And Bounds
  • Directions: North on Dukate one block; turn right onto Water Street; house is on the left with wrought iron front fence.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 184.56
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer, Water Heater, Wine Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Dead Bolt Lock(s), French Doors
  • Fireplace Features: See Remarks
  • Flooring: Carpet, Ceramic Tile, Wood
  • Interior Amenities: Bookcases, Breakfast Bar, Built-in Features, Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Kitchen Island, Soaking Tub, Vaulted Ceiling(s)
  • Window Features: Wood Frames
  • Fireplace: Yes
  • ResoLivingAreaSource: Assessor
  • Community Features:Boating: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Bookcases: Yes
  • Community Features:Near Entertainment: Yes
  • Fireplace Features:See Remarks14: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island: Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Exhaust Fan3: Yes
  • Interior Features:Entrance Foyer: Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Soaking Tub: Yes
  • Bathroom Features:Free Standing Tub: Yes
  • Bathroom Features:Soaking Tub2: Yes
  • Bathroom Features:Walk Through Shower: Yes
  • Bathroom Features:Ceramic Tile2: Yes
  • Appliances:Wine Refrigerator: Yes
  • Appliances:Gas - Range: Yes
  • Laundry Features:In Bathroom: Yes

Exterior Features

  • Disclosures: As Is, Seller/Agent Relationship
  • Exterior Features: Private Yard
  • Fencing: Back Yard, Front Yard, Gate, Wood, Wrought Iron
  • Foundation Details: Pillar/Post/Pier
  • Lot Features: City Lot, Fenced
  • Roof: Metal
  • Other Structures: Garage(s)
  • Patio And Porch Features: Deck, Front Porch
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Construction Type: Wood Siding
  • General Property Information:Accessibility Features: No
  • Lot Features:City Lot: Yes
  • Window Features:Wood Frames: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Fenced: Yes
  • Patio And Porch Features:Deck2: Yes
  • Door Features:French Doors: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway
  • Attached Garage: No
  • Parking Features:Driveway: Yes
  • Parking Features:Garage2: Yes
  • Other Structures:Garage(s): Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Heating: Central, Heat Pump, Natural Gas
  • Laundry Features: In Bathroom, Lower Level, See Remarks
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Water Heater: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Community Features: Boating, Fishing, Near Entertainment

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: No

Lot Info

  • Parcel #: 1410k-01-057.000
  • Lot Size Sq Ft: 9583.2
  • Zoning Description: Res High Density
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 877.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 3, 2021
Sold by
Saltgrass Gulfport Llc
Bought by
Gmm Water Street Investments Llc
Current Estimated Value
$434,193

Purchase Details

Closed on
Feb 8, 2021
Sold by
Harter Avery Llc
Bought by
Cmm Llc

Purchase Details

Closed on
Feb 14, 2020
Sold by
Schmitt Marsha Lynn and Schmitt Michael A
Bought by
Schmitt Michael Albert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2018
Sold by
Harper Avery Llc
Bought by
Schmitt Michael
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gmm Water Street Investments Llc -- None Available
Cmm Llc -- None Available
Gmm Llc -- None Listed On Document
Schmitt Michael Albert -- None Available
Schmitt Michael -- --
Schmitt 4Th Michael -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Schmitt Michael Albert $210,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/06/2024 05/06/24 Sold -- -- --
04/02/2024 04/02/24 Pending -- -- --
03/26/2024 03/26/24 Price Changed $440,000 -1.1% $185 / Sq Ft
03/14/2024 03/14/24 Price Changed $445,000 -1.1% $187 / Sq Ft
02/19/2024 02/19/24 For Sale $450,000 +291.3% $189 / Sq Ft
02/19/2016 02/19/16 Sold -- -- -- View Prior Sale
01/20/2016 01/20/16 Pending -- -- --
01/19/2016 01/19/16 For Sale $115,000 -- $48 / Sq Ft
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,952 $26,407 $0 $0
2024 $1,782 $16,089 $0 $0
2023 $1,766 $16,089 $0 $0
2022 $877 $10,726 $0 $0
2021 $877 $10,726 $0 $0
2020 $713 $9,215 $0 $0
2019 $713 $9,215 $0 $0
2018 $1,519 $13,823 $0 $0
2017 $1,519 $13,823 $0 $0
2015 $1,245 $11,334 $0 $0
2014 -- $13,278 $0 $0
2013 -- $11,334 $2,916 $8,418
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Schmitt

    Seller's Agent in 2024

    Stephanie Schmitt

    Coldwell Banker Alfonso Realty-Lorraine Rd

    (228) 218-1066

    8 in this area

    15 Total Sales

    Stephanie Schmitt
    Section Image
  • Mariely Plaisance

    Buyer's Agent in 2024

    Mariely Plaisance

    New Trend Realty

    (228) 235-6259

    14 in this area

    61 Total Sales

    Mariely Plaisance
    Section Image

  • H

    Seller's Agent in 2016

    Holly Rubinsak

    Harrison Realty, LLC

    (228) 436-6982

    15 in this area

    22 Total Sales

    Holly Rubinsak
    Section Image

  • L

    Buyer's Agent in 2016

    Lois Reidy-Feliciano

    Buyer's Realty

  • L

    Buyer's Agent in 2016

    Lois Reidy

    J. Neal Olive Real Estate

    Section Image
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Map

Source: MLS United

MLS Number: 4071140

MLS United

APN: 1410K-01-057.000

Mississippi Harrison County Biloxi 39530

646 Water St, Biloxi, MS

Not Listed for Sale

Detached

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MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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