NOT LISTED FOR SALE

646 Water St Biloxi, MS 39530

Biloxi Area

Estimated Value: $425,926

4 Beds
2.5 Baths
2,384 Sq Ft
$179/Sq Ft Est. Value

Sale Details

Date Sold: May 6, 2024

Current estimated payment $2,651 / mo

42 Days on Market

Highlights

  • Boating
  • Fishing
  • Freestanding Bathtub
  • Biloxi Junior High School Rated A
  • Deck
  • 4-minute walk to Biloxi Town Green

About This Home

As of May 2024

This is a must see! Beautifully restored historical landmark home with magnificent features! Owner is selling furnished. Home has 4 bedrooms and 2.5 baths. Master bath has copper soak tub with double-head walk-through shower. Lots of beautiful antiques staying with the home. Located just a block from the beach!!! Home has two fireplaces but they are non-functioning. House has been an Airbnb with income of approximately $30,000.00 in 2023. Owner is selling furnished so it could generate income right away. Perfect for getaway home on the Coast that could also generate income. Realtor is related to Owner/Seller.

Last Agent to Sell the Property

Stephanie Schmitt

Coldwell Banker Alfonso Realty-Lorraine Rd License #S40734 Listed on: 02/19/2024

Coldwell Banker Alfonso Realty-Lorraine Rd

Last Buyer's Agent

Mariely Plaisance

Shoreline Realty, LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $877

Year Built

  • Built in 1903

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 215x43x217x41
  • Fenced
  • Zoning described as Res High Density

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Pillar, Post or Pier Foundation
  • Wood Walls
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,384 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Sheet Rock Walls or Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Wood Frame Window
  • French Doors
  • Entrance Foyer
  • Sitting Room
  • Living Room
  • Dining Room
  • Den

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Double Vanity
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Walk-in Shower
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Laundry in Bathroom
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Front Porch

Location

  • City Lot

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Natural Gas Connected
  • Natural Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1410k-01-057.000

Community Details

Overview

  • Metes And Bounds Subdivision

Recreation

  • Boating
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$877

Year Built

Built in 1903

Lot Details

9,583 Sq Ft Lot

Parking

2

Listing Details

  • Unit Levels: Two
  • Lot Size: 215x43x217x41
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 1903
  • Lot Size Acres: 0.22
  • Subdivision Name: Metes And Bounds
  • Directions: North on Dukate one block; turn right onto Water Street; house is on the left with wrought iron front fence.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 184.56
  • Special Purpose Rooms: Breakfast Area, Sitting Room, Guest Room
  • Special Features: None

Interior Features

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Ceramic Tile, Carpet, Wood
  • Window Features: Wood Frames
  • Fireplace: Yes
  • Appliances: Dryer, Microwave, Refrigerator, Washer, Dishwasher, Exhaust Fan, Gas Range, Water Heater, Wine Refrigerator
  • Bathroom Features: Ceramic Tile, Double Vanity, Separate Tub & Shower, Walk Through Shower, Free Standing Tub, Soaking Tub
  • Interior Features: Bookcases, Breakfast Bar, Built-in Features, High Ceilings, Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Soaking Tub, Vaulted Ceiling(s)
  • Kitchen Features: Breakfast Bar, Breakfast Room/Morning Room, Kitchen Island
  • Walls - Interior: Sheetrock, Wood
  • Door Features: Dead Bolt Lock(s), French Doors
  • Fireplace Features: See Remarks

Exterior Features

  • Disclosures: As Is, Seller/Agent Relationship
  • Lot Features: City Lot, Fenced
  • Property Condition: Updated/Remodeled
  • Roof: Metal
  • Patio And Porch Features: Deck, Front Porch
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Exterior ConstructionSiding: Wood Siding
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Garage(s)

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: In Bathroom, Lower Level, See Remarks
  • Water Heater: Natural Gas, Over 40 Gallons

Condo/Co-op/Association

  • Community Features: Boating, Fishing, Near Entertainment

Association/Amenities

  • HorseAmenitiesHorseAmenities: No

Schools

  • Junior High Dist: Biloxi Public Dist

Lot Info

  • Parcel #: 1410k-01-057.000
  • Lot Size Sq Ft: 9583.2
  • Zoning Description: Res High Density

Tax Info

  • Tax Annual Amount: 877.0
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 21, 2021
Sold by
Gmm Water Street Investments Llc
Bought by
Current Estimated Value
$425,926

Purchase Details

Closed on
Nov 3, 2021
Sold by
Saltgrass Gulfport Llc
Bought by
Gmm Water Street Investments Llc

Purchase Details

Closed on
Feb 8, 2021
Sold by
Harper Avery Llc
Bought by
Gmm Llc

Purchase Details

Closed on
Feb 14, 2020
Sold by
Schmitt Marsha Lynn and Schmitt Michael A
Bought by
Schmitt Michael Albert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2018
Sold by
Harper Avery Llc
Bought by
Schmitt Michael
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Biloxi, MS

  • Velma Johnson Real Estate Agent - Century 21 Busch Realty Group

    Velma Johnson

    Responds Quickly

    Century 21 Busch Realty Group

    (228) 338-4551

    49 Total Sales

    2 in Biloxi

    $35K - $255K Price Range

    Velma Johnson
     Section Image
  • Jacob Ainsworth Real Estate Agent - RE/MAX Coast Delta Realty

    Jacob Ainsworth

    RE/MAX Coast Delta Realty

    (228) 452-8589

    161 Total Sales

    1 in Biloxi

    $143,900 Price

    Jacob Ainsworth
     Section Image
  • Tammy Sambrano Real Estate Agent - Golden Key Realty PLLC

    Tammy Sambrano

    Golden Key Realty PLLC

    (228) 300-2748

    114 Total Sales

    7 in Biloxi

    $17K - $370K Price Range

    Tammy Sambrano
     Section Image
  • Angela Chambliss Real Estate Agent - Southern Living Real Estate

    Angela Chambliss

    Responds Quickly

    Southern Living Real Estate

    (769) 242-7317

    91 Total Sales

    5 in Biloxi

    $45K - $115K Price Range

    Angela Chambliss
     Section Image
  • Sandy Walsh Real Estate Agent - Allied Realty Coastal Homes

    Sandy Walsh

    Allied Realty Coastal Homes

    (912) 406-0194

    207 Total Sales

    4 in Biloxi

    $160K - $1.2M Price Range

    Sandy Walsh
     Section Image
  • Philip LeBlanc Real Estate Agent - Coldwell Banker Alfonso Realty-Lorraine Rd

    Philip LeBlanc

    Coldwell Banker Alfonso Realty-Lorraine Rd

    (228) 432-6656

    204 Total Sales

    9 in Biloxi

    $70K - $740K Price Range

    Philip LeBlanc
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Available
Gmm Water Street Investments Llc -- None Available
Cmm Llc -- None Available
Gmm Llc -- None Listed On Document
Schmitt Michael Albert -- None Available
Schmitt Michael -- --
Schmitt 4Th Michael -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $340,000
Open Schmitt Michael $718,046
Previous Owner Schmitt Michael Albert $210,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/06/2024 05/06/24 Sold -- -- --
04/02/2024 04/02/24 Pending -- -- --
03/26/2024 03/26/24 Price Changed $440,000 -1.1% $185 / Sq Ft
03/14/2024 03/14/24 Price Changed $445,000 -1.1% $187 / Sq Ft
02/19/2024 02/19/24 For Sale $450,000 +291.3% $189 / Sq Ft
02/19/2016 02/19/16 Sold -- -- -- View Prior Sale
01/20/2016 01/20/16 Pending -- -- --
01/19/2016 01/19/16 For Sale $115,000 -- $48 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,952 $26,407 $0 $0
2024 $1,782 $16,089 $0 $0
2023 $1,766 $16,089 $0 $0
2022 $877 $10,726 $0 $0
2021 $877 $10,726 $0 $0
2020 $713 $9,215 $0 $0
2019 $713 $9,215 $0 $0
2018 $1,519 $13,823 $0 $0
2017 $1,519 $13,823 $0 $0
2015 $1,245 $11,334 $0 $0
2014 -- $13,278 $0 $0
2013 -- $11,334 $2,916 $8,418
Source: Public Records

Agents Affiliated with this Home

  • SS

    Seller's Agent in 2024

    Stephanie Schmitt

    Coldwell Banker Alfonso Realty-Lorraine Rd

    Section Image

  • MP

    Buyer's Agent in 2024

    Mariely Plaisance

    Shoreline Realty, LLC

  • HR

    Seller's Agent in 2016

    Holly Rubinsak

    Harrison Realty, LLC

    (228) 436-6982

    16 Total Sales

    Holly Rubinsak
    Section Image

  • LR

    Buyer's Agent in 2016

    Lois Reidy-Feliciano

    Buyer's Realty

  • LR

    Buyer's Agent in 2016

    Lois Reidy

    J. Neal Olive Real Estate

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Map

Source: MLS United

MLS Number: 4071140

MLS United

APN: 1410K-01-057.000

Mississippi Harrison County Biloxi 39530

646 Water St, Biloxi, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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