NOT LISTED FOR SALE

647 Chesterfield Ln South Elgin, IL 60177

Estimated Value: $491,000 - $520,000

4 Beds
3 Baths
2,800 Sq Ft
$180/Sq Ft Est. Value

Last Sold November 19, 2021

Last sale price $395,000 $141 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $3,513/month

1 Day on Market

Highlights

  • Family Room with Fireplace
  • Attached Garage
  • Combination Dining and Living Room
  • Anderson Elementary School Rated A

About This Home

As of November 2021

Multiple Offers Received. Highest and Best due by Monday, October 4, 2021 at 6p.m. If you are looking for a move-in ready home, look no more! The homeowners spared no expense on upgrades. The sought-after River Ridge neighborhood holds this 4 bedroom home that sits on a meticulous manicured corner lot! Enjoy a two-story entry with dual staircases and "NEW" installed carpet! The kitchen boasts lovely cabinets, with "NEW" Quartz countertops and grey subway tile backsplash! It also has stainless steel appliances, a pantry closet, a generous island and recessed can lighting to make this open floor plan the perfect entertaining setup for any gathering. Main Level also consist of a formal living and dining room, with a family room which features a gas fireplace for those cozy winter nights. The conveniently located first floor laundry/mud room is furnished with smart high-efficiency washer and dryer plus cabinets for storage. Escape to the 2nd Level spacious master bedroom retreat complete with a sitting area, walk-in closet, and ensuite! The ensuite provides a spa like atmosphere encompassing a "NEW" master glass enclosure, separate tub, and a double vanity. There are 3 generous-sized bedrooms, a full bath with shower/tub combo, and a Loft! So many possibilities! It could be used as an e-learning area, or a home office. With a full unfinished basement, the right plans could expand the homes livable space tremendously! Recent Updates: Painted Main & 2nd Level Interior (2020), Carpet (2021), Washer/Dryer (2021), Smart Thermostat (2020), Nest Hello Doorbell (2020), Smoke & Carbon Monoxide Detectors (2021), Quartz Countertops (2021), Subway Tile (2021), Kitchen Sink & Faucet (2021), Dishwasher (2021), Refrigerator (2019), Water Softener (2017), Reverse Osmosis H20 Filtration (2017), Master Glass Enclosure (2021), New Blinds (2020), HVAC (2020), Window Well Covers (2021), New Siding & Gutters (2017), Smart Garage Door Opener (2017)

Last Agent to Sell the Property

Vera London

Baird & Warner License #475169195 Listed on: 10/02/2021

Baird & Warner

Last Buyer's Agent

Liliana Quaglia

Executive Realty Group LLC License #475123852

Executive Realty Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,975

Year Built

  • 2001

Lot Details

  • 0.25

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Drapes & Rods
  • Blinds
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Unfinished Basement

Bedrooms and Bathrooms

  • Dual Sinks
  • Separate Shower

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,975

Year Built

2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Directions: Route 31 to Hancock Ave to Chesterfield Ln
  • Lot Size: 86X130X114X100
  • Master Model: CUMBERLAND
  • New Construction: No
  • Ownership: Fee Simple
  • Subdivision Name: River Ridge
  • Special Features: None
  • Year Built: 2001

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Has Basement: Full
  • Fireplace Features: Gas Starter
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Door Features: Sliding Doors,Storm Door(s)
  • Window Features: Blinds,Curtains/Drapes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Wood Laminate Floors, First Floor Laundry
  • Other Equipment: CO Detectors, Sump Pump
  • Dining Room Type: Eating Area, Loft

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Patio
  • Exterior Building Type: Vinyl Siding
  • Lot Features: Corner Lot, Fenced Yard, Landscaped, Wood Fence
  • Other Structures: None
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Driveway: Other
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit, Sink
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Sidewalks, Street Lights, Street Paved

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Anderson Elementary School
  • High School: St Charles North High School
  • Junior High Dist: 303
  • Middle Or Junior School: Wredling Middle School

Lot Info

  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 8588.76
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2021
Closed on
Nov 17, 2021
Sold by
Enders Erik and Enders Jennifer
Bought by
Biecic Mirza and Sabic Selma
Seller's Agent
Vera London
Baird & Warner
Buyer's Agent
Liliana Quaglia
Executive Realty Group LLC
List Price
$379,000
Sold Price
$395,000
Premium/Discount to List
$16,000
4.22%
Current Estimated Value
$503,485

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,485
Avg. Annual Appreciation
6.25%
Original Mortgage
$375,250
Outstanding Balance
$347,567
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$150,363

Purchase Details

Closed on
Apr 25, 2017
Sold by
Sircher John E and Sircher Jennifer L
Bought by
Enders Erik and Enders Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,000
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 2001
Sold by
Drh Cambridge Homes Inc
Bought by
Sircher John E and Sircher Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
7.11%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Biecic Mirza $395,000 Baird & Warner Ttl Svcs Inc
Enders Erik $276,000 Greater Metropolitan Tile In
Sircher John E $251,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Biecic Mirza $375,250
Previous Owner Enders Erik $272,079
Previous Owner Enders Erik $271,000
Previous Owner Sircher John E $78,915
Previous Owner Sircher John E $81,535
Previous Owner Sircher John E $77,000
Previous Owner Sircher John E $227,500
Previous Owner Sircher John E $16,000
Previous Owner Sircher John E $230,000
Previous Owner Sircher John E $220,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2021 11/19/21 Sold $395,000 +4.2% $141 / Sq Ft
10/04/2021 10/04/21 Pending -- -- --
10/02/2021 10/02/21 For Sale $379,000 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,975 $132,104 $27,930 $104,174
2023 $9,515 $118,235 $24,998 $93,237
2022 $9,515 $108,925 $27,116 $81,809
2021 $8,630 $103,827 $25,847 $77,980
2020 $8,589 $101,891 $25,365 $76,526
2019 $8,452 $99,874 $24,863 $75,011
2018 $8,304 $97,854 $24,405 $73,449
2017 $7,920 $94,509 $23,571 $70,938
2016 $7,938 $87,791 $22,743 $65,048
2015 -- $83,708 $22,498 $61,210
2014 -- $80,740 $22,498 $58,242
2013 -- $84,526 $22,723 $61,803
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11234581

Midwest Real Estate Data (MRED)

APN: 09-03-277-008