NOT LISTED FOR SALE

647 Mallard Baye Rutledge, TN 37861

Estimated Value: $643,070 - $825,000

3 Beds
3 Baths
2,873 Sq Ft
$256/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $670,000 $233 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,982/month

324 Days on Market

Highlights

  • Lake Front
  • Lake Privileges
  • Cathedral Ceiling
  • Docks
  • Deck
  • Ranch Style House

About This Home

As of July 2020

Looking for Lake Life, East TN style? This home is for you. With 192 feet of year-round shoreline, the home features a large, covered, screened Lanai with breath-taking views of Cherokee Lake and the surrounding mist covered mountains. Enjoy this special family space all day. Have a cup of coffee in the morning while enjoying gorgeous sunrises. Facing east you will also enjoy the mild morning sun, without the blistering heat. In the evenings gaze on a star-filled sky and the majesty of a full moon. If a bit of sun is what you are seeking, there is an adjacent open deck for sunning, grilling, and mingling. Complimenting the Lanai is the open floor plan of the home featuring more expansive views of the lake. The living area segues into the adjacent open kitchen with lots of granite, high-end white cabinets, and stainless-steel appliances. This combination of rooms provides a fabulous space for family gatherings and entertaining. 3 bedrooms are on the main floor with a large master bedroom suite to accommodate your king bedroom furniture. Full basement has two bonus rooms which can be used as offices or sleeping quarters. A full bathroom. Covered lakeside porch. Plus, a large workshop and another large storage room for jet skis, mowers, motorcycles, with three access garage doors. The dock, with an angle facing east, providing protection from wind and main channel waves that will beat up swimmers and boats. Not rotting wood, not warping composite decking, but an EZ Dock, durable, and made to withstand the weather, designed not to paint, chip, warp, or peel. Dock comes equipped with a boat lift, assuring your boat is securely dry-docked, as well as attached jet ski docking stations. The exterior is just as special. Brick and vinyl throughout. No painting required. Brand new heat pump with a 10-year warranty. Lose electricity? No problem keeping the lights, appliances, heat pump going. Home is equipped with 14KW whole house generator. Live the Lake Life? Look no further!

Last Agent to Sell the Property

Felix Valdes

Cherokee Lake Realty License #314535 Listed on: 08/03/2019

Last Buyer's Agent

SHARON ROBINSON

Lakeway Real Estate License #329577

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,059

Year Built

  • Built in 2004

Lot Details

  • 0.78 Acre Lot
  • Lake Front

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Property Views

  • Lake
  • Mountain

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Cathedral Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Double Pane Windows
  • Vinyl Clad Windows
  • Shades
  • Great Room
  • Living Room with Fireplace
  • Bonus Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Parquet
  • Carpet
  • Laminate
  • Concrete
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Block Basement Construction

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Docks
  • Lake Privileges
  • Deck
  • Covered Patio or Porch

Schools

  • Rutledge Elementary And Middle School
  • Grainger High School

Utilities

  • Central Air
  • Floor Furnace
  • Heat Pump System
  • Propane
  • Private Water Source
  • Well
  • Electric Water Heater
  • Water Softener
  • Septic Tank
  • Internet Available
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 025.00
  • Tax Block 2

Community Details

Overview

  • Property has a Home Owners Association
  • Mallard Bay Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,059

Year Built

Built in 2004

Lot Details

0.78 Acres

Parking

2

Listing Details

  • Carport Y N: No
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.78
  • Lot Size: 56/312/192/264
  • Water Body Name: Cherokee Lake
  • Subdivision Name: Mallard Bay
  • Directions: From HWY 92 & Lakeshore Drive intersection, drive towards Bean Station. Turn right, entering Mallard Bay, immediate right. Home will be on left, lakeside.
  • Above Grade Finished Sq Ft: 1734.0
  • Architectural Style: Ranch
  • New Construction: No
  • Location Tax and Legal:Tax Annual Amount: 2059.4
  • Location Tax and Legal:Tax Year2: 2019
  • Location Tax and Legal:Parcel Number2: 025.00
  • Location Tax and Legal:Tax Block: 2
  • General Property Information:Lot Size Acres: 0.78
  • General Property Information:Lot Size Dimensions: 56/312/192/264
  • General Property Information:Waterfront YN: Yes
  • Utilities:Cable Available: Yes
  • Location Tax and Legal:Elementary School: Rutledge
  • Location Tax and Legal:Middle Or Junior School2: Rutledge
  • Location Tax and Legal:High School: Grainger High School
  • General Property Information:Living Area2: 2873.0
  • General Property Information:Above Grade Finished Area: 1734.0
  • General Property Information:Below Grade Finished Area: 1139.0
  • General Property Information:New Construction YN: No
  • General Property Information:Fireplace YN: Yes
  • General Property Information:Spa YN: No
  • General Property Information:Home Warranty YN: No
  • Additional Dwelling:Additional Dwelling YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Architectural Style:Ranch: Yes
  • Cooling:Heat Pump: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Foundation Details:Block3: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Room Types:Basement3: Yes
  • General Property Information:Basement YN: Yes
  • Flooring:Vinyl: Yes
  • Security Features:Security System: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Utilities:Natural Gas Available: Yes
  • Cooling:Central Air: Yes
  • Appliances Disposal: Yes
  • Cooling:Electric: Yes
  • Flooring:Laminate: Yes
  • Room Types:Bonus Room: Yes
  • Utilities:Natural Gas Connected: Yes
  • Appliances Microwave: Yes
  • Water Softeners: Yes
  • Laundry Features:Main Level: Yes
  • Utilities:Propane3: Yes
  • View:Lake3: Yes
  • Water Source:Private5: Yes
  • Water Source:Well: Yes
  • Room Types:Foyer: Yes
  • Room Types:Great Room2: Yes
  • Utilities:DSL Internet: Yes
  • Utilities:Satellite Internet: Yes
  • Flooring:Parquet: Yes
  • Other Equipment:Satellite Dish: Yes
  • Flooring:Concrete3: Yes
  • Room Types:Laundry: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Concrete, Laminate, Parquet, Tile, Vinyl
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
  • Basement: Block, Exterior Entry, Full, Walk-Out Access, Other
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Private Spa: No
  • Other Equipment: Satellite Dish
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1139.0
  • Fireplace Features: Insert, Living Room, Masonry
  • Fireplace: Yes
  • Living Area: 2873.0
  • Window Features: Double Pane Windows, Shades, Vinyl Clad Frames, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Electric Range: Yes
  • Basement:Block: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances Range: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Basement:Exterior Entry: Yes
  • Fireplace Features:Masonry: Yes
  • Basement:Walk-Out Access: Yes
  • Basement:Other7: Yes
  • Full Basement: Yes
  • Fireplace Features:Insert: Yes
  • Appliances:Water Purifier: Yes

Exterior Features

  • Roof: Shingle
  • Exterior Features: Dock
  • Lot Features: Other
  • Waterfront Features: Lake Front, Lake Privileges, Navigable Water
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Screened
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck2: Yes
  • Window Features:Double Pane Windows: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Porch: Yes
  • Lot Features:Other21: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Dock: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Lake Privileges: Yes
  • Waterfront Features:Navigable Water: Yes
  • Window Features:Vinyl Clad Frames: Yes
  • Patio And Porch Features:Screened: Yes
  • Window Features:Shades: Yes

Garage/Parking

  • Garage Yn: Yes
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Garage, Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Concrete4: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Kitchen Level: Yes
  • General Property Information:Carport YN: No

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Heating: Electric, Floor Furnace, Heat Pump, Other
  • Sewer: Septic Tank
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Natural Gas Connected, Propane, DSL Internet, Satellite Internet
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Other18: Yes
  • Heating:Electric4: Yes
  • Heating:Floor Furnace: Yes

Condo/Co-op/Association

  • Amenities: Cable TV, Laundry
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Cable TV: Yes

Schools

  • Elementary School: Rutledge
  • High School: Grainger High School
  • Middle Or Junior School: Rutledge

Lot Info

  • Lot Size Sq Ft: 33976.8
  • Parcel #: 025.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2059.4
  • Tax Block: 2
  • Tax Map Number: 076D
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2019
Closed on
Jul 31, 2020
Sold by
Kennedy Jerry D and Kennedy Barbara
Bought by
Garrett Roger J and Garrett Melinda B
Seller's Agent
Felix Valdes
Cherokee Lake Realty
Buyer's Agent
SHARON ROBINSON
Lakeway Real Estate
List Price
$749,000
Sold Price
$670,000
Premium/Discount to List
-$79,000
-10.55%
Current Estimated Value
$736,357

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,357
Avg. Annual Appreciation
1.70%
Original Mortgage
$510,000
Outstanding Balance
$452,234
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$284,123

Purchase Details

Closed on
Sep 9, 2013
Sold by
Bishop James L
Bought by
Kennedy Jerry D and Kennedy Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
4.39%
Mortgage Type
Cash

Purchase Details

Closed on
Dec 13, 2002
Sold by
Larson Leland T
Bought by
Bishop James L

Purchase Details

Closed on
Jun 24, 1993
Bought by
Larson Leland and Larson Arlene

Purchase Details

Closed on
Aug 19, 1991
Bought by
Bunch Don
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

Date Buyer Sale Price Title Company
Garrett Roger J $670,000 Jefferson Title Inc
Kennedy Jerry D $330,000 --
Bishop James L $85,000 --
Larson Leland $47,000 --
Bunch Don $625,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garrett Roger J $510,000
Previous Owner Kennedy Jerry D $130,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2020 07/31/20 Sold $670,000 -10.5% $233 / Sq Ft
06/22/2020 06/22/20 Pending -- -- --
08/03/2019 08/03/19 For Sale $749,000 -- $261 / Sq Ft
Source: Lakeway Area Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,301 $97,925 $23,225 $74,700
2024 $2,301 $97,925 $23,225 $74,700
2023 $2,301 $97,925 $23,225 $74,700
2022 $2,249 $97,925 $23,225 $74,700
2021 $2,249 $97,925 $23,225 $74,700
2020 $2,059 $97,925 $23,225 $74,700
2019 $2,059 $73,550 $19,225 $54,325
2018 $1,780 $73,550 $19,225 $54,325
2017 $1,780 $73,550 $19,225 $54,325
2016 $1,780 $73,550 $19,225 $54,325
2015 $2,218 $73,550 $19,225 $54,325
2014 $2,218 $88,708 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lakeway Area Association of REALTORS®

MLS Number: 585030

Lakeway Area Association of REALTORS®

APN: 076D-A-025.00

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