NOT LISTED FOR SALE

Estimated Value: $276,000 - $464,000

2 Beds
2 Baths
1,112 Sq Ft
$369/Sq Ft Est. Value

About This Home

This home is located at 6485 Laguna Mirage Ln, Elk Grove, CA 95758 and is currently estimated at $410,751, approximately $369 per square foot. 6485 Laguna Mirage Ln is a home located in Sacramento County with nearby schools including John Ehrhardt Elementary School, Harriet G. Eddy Middle School, and Laguna Creek High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 15, 2023
Sold by
Stephen William Pearsall Revocable Trust
Bought by
Pearsall Stephen W and Ozsvath James R
Current Estimated Value
$410,751

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Outstanding Balance
$48,769
Interest Rate
6.39%
Mortgage Type
Credit Line Revolving
Estimated Equity
$405,461

Purchase Details

Closed on
Jul 2, 2021
Sold by
Ozsvath Stephen W and Pearsall Stephen W
Bought by
Pearsall Stephen William and Pearsall Stephen William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 13, 2017
Sold by
Pearsall Stephen W and Ozsvath James
Bought by
Pearsall Stephen W and Pearsall Revocable T Stephen W

Purchase Details

Closed on
Dec 19, 2016
Sold by
Pearsall Stephen W and Pearsall Recovable T Stephen W
Bought by
James Persall Stephen W and James Ozsavth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2008
Sold by
U S Bank Na
Bought by
Pearsall Stephen W and Pearsall Revocable T Stephen W

Purchase Details

Closed on
May 7, 2008
Sold by
Ramos Maribel and Ornelas Victor
Bought by
Us Bank Na and Sg Mortgage Securities Asset Backed Cert

Purchase Details

Closed on
Apr 19, 2006
Sold by
Isom Sophia Grace and Isom Gregory Ladell
Bought by
Ramos Maribel and Ornelas Victor

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,800
Interest Rate
7.14%
Mortgage Type
Balloon

Purchase Details

Closed on
Apr 26, 2004
Sold by
Basinger Corey and Sheldon Michelle
Bought by
Isom Gregory Ladell and Isom Sophia Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 29, 2003
Sold by
Osmanzada Ghulam Nabi and Osmanzada Tooba A
Bought by
Basinger Corey and Basinger Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,233
Interest Rate
6.3%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 26, 2001
Sold by
Pac Pacific Properties Llc
Bought by
Osmanzada Ghulam Nabi and Osmanzada Tooba A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,305
Interest Rate
7.14%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pearsall Stephen W -- None Listed On Document
Pearsall Stephen William -- Orange Coast Ttl Co Of Nocal
Pearsall Stephen W -- None Available
James Persall Stephen W -- Stewart Title Of Sacramento
Pearsall Stephen W $155,000 Orange Coast Title
Us Bank Na $165,000 Servicelink
Ramos Maribel $328,500 North American Title Co
Isom Gregory Ladell $275,000 North American Title Co
Basinger Corey $234,500 Fidelity National Title Co
Osmanzada Ghulam Nabi $141,500 Stewart Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Pearsall Stephen William $260,000
Previous Owner James Persall Stephen W $55,000
Previous Owner Ramos Maribel $262,800
Previous Owner Isom Gregory Ladell $220,000
Previous Owner Basinger Corey $231,233
Previous Owner Osmanzada Ghulam Nabi $106,305
Closed Basinger Corey $12,198
Closed Isom Gregory Ladell $27,500
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,729 $199,586 $64,379 $135,207
2024 $2,729 $195,673 $63,117 $132,556
2023 $2,410 $191,837 $61,880 $129,957
2022 $2,370 $188,076 $60,667 $127,409
2021 $2,407 $184,389 $59,478 $124,911
2020 $2,435 $182,500 $58,869 $123,631
2019 $2,323 $178,922 $57,715 $121,207
2018 $2,262 $175,415 $56,584 $118,831
2017 $2,212 $171,976 $55,475 $116,501
2016 $2,055 $168,605 $54,388 $114,217
2015 $2,008 $166,074 $53,572 $112,502
2014 $1,990 $162,822 $52,523 $110,299
Source: Public Records

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